LendingClub blew away earnings estimates and guidance, and the results aren't an accident. Fintech stocks have been battered by the economic slowdown of 2019, the COVID-19 pandemic, the subsequent post-pandemic inflation, the regional bank crisis of 2023, and then the recent tariff-related uncertainty of "Liberation Day." But battered fintechs and lenders that survived these successive lending crises are now on the brink of better things -- potentially much better. Case in point: Last week, fintech LendingC ...