Are mortgage rates about to drop again? Right now, they're the lowest they've been in a year: 6.19%. But mortgage rates have been stuck above 6% for the last three years in the post-pandemic economy. Hence, frustrated Americans priced out of the stagnant housing market have been anxiously waiting and watching to see what the Federal Reserve would do. The Fed does not set mortgage rates directly, but its balance sheet helps influence them. Shutterstock Here’s what the Fed interest-rate cut does The be ...

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