Key Takeaways Pagaya delivered $16.7M GAAP net income in 2Q25 against a $74.8M loss a year earlier.PGY leverages 145 funding partners and securitizations to stay capital-light and diversified.Product launches like FastPass and new AAA-rated ABS deals boost lending capacity and growth.Pagaya Technologies Ltd. (PGY) operates a platform that uses artificial intelligence (AI) and vast datasets to underwrite and orchestrate consumer credit for partners (like banks, fintech lenders and auto finance providers), wh ...