Better pricing, prudent underwriting, increased exposure and faster economic recovery should help Multiline insurers to grow. The industry has returned 17.7% year to date compared with the Finance sector’s growth of 15.3%. The Zacks S&P 500 composite has witnessed an increase of 19.6% in the said time frame. Product diversification helps insurance industry players lower concentration risk and improve retention ratio. YTD PerformanceImage Source: Zacks Investment ResearchAccelerated digitalization will help ...

Eoneren Assurant (NYSE:AIZ) is a relatively unknown insurer that operates in niche markets with recurring revenue. The firm has translated its focus and good operational execution into consistent long-term growth. It has returned cash to shareholders through share buybacks and dividends. Although the yield is low, the 20-year streak of annual increases and excellent safety is appealing. Even with the current runup in share price, it is trading at a reasonable earnings multiple. I view Assurant as a long ...

Assurant (AIZ) could be a solid addition to your portfolio given its recent upgrade to a Zacks Rank #1 (Strong Buy). This upgrade primarily reflects an upward trend in earnings estimates, which is one of the most powerful forces impacting stock prices.The sole determinant of the Zacks rating is a company's changing earnings picture. The Zacks Consensus Estimate -- the consensus of EPS estimates from the sell-side analysts covering the stock -- for the current and following years is tracked by the system.Ind ...

The S&P 500, the Dow Jones Industrial Average and the Nasdaq Composite have declined 2.6%, 2% and 3%, respectively, since Aug. 30, 2024. September has historically been a sluggish month for the stock market. While there are several theories for this uncanny phenomenon, the most common notion is that investors take time off during the summer months, leading to an overall decline in trading volumes. Stock Trader’s Almanac shows that September has been the weakest month for the S&P 500 since 1950 and since 197 ...

Wall Street ended a volatile August on a positive note. The three major indexes — the Dow, the S&P 500 and the Nasdaq Composite — were up 1.8%, 2.3% and 0.7%, respectively. Meanwhile, U.S. stock markets started September with a sharp decline. On Tuesday, the first trading day of this month, the Dow, the S&P 500 and the Nasdaq Composite — tumbled 1.5%, 2.1% and 3.3%, respectively.The situation is the same as in August, when U.S. stocks fell sharply in the first week of the last month. Despite a weak start to ...

Momentum investing revolves around the idea of following a stock's recent trend in either direction. In the 'long' context, investors will be essentially be "buying high, but hoping to sell even higher." With this methodology, taking advantage of trends in a stock's price is key; once a stock establishes a course, it is more than likely to continue moving that way. The goal is that once a stock heads down a fixed path, it will lead to timely and profitable trades.Even though momentum is a popular stock char ...

文章核心观点 - Assurant在2024年第二季度的业绩表现强劲，收入和利润均超出预期，推动股价在过去一个月内上涨约15.9%，超过标普500指数的表现。公司上调了2024年的业绩指引，预计调整后的EBITDA和每股收益将实现高增长。[2][3][8][9] 财务表现 - 第二季度净运营收入为每股4.08美元，超出Zacks共识预期近14%，同比增长4.9%。[2] - 总收入同比增长7%至29亿美元，超出Zacks共识预期2.5%。[3] - 净保费、费用和其他收入增长6%至28亿美元，净投资收入增长10.4%至1.247亿美元。[3] - 总福利、损失和费用增长6.5%至27亿美元。[3] - 调整后的EBITDA（不包括可报告的灾难）增长10%至3.691亿美元。[3] 分部表现 - **Global Housing**：收入增长18.1%至6.635亿美元，主要由更高的净保费和净投资收入驱动。调整后的EBITDA增长23%至2.064亿美元。[4] - **Global Lifestyle**：收入增长3.6%至23亿美元，调整后的EBITDA下降4%至1.899亿美元，主要由于全球汽车业务的持续高索赔成本和某些辅助产品的损失增加。[5] - **Corporate & Other**：调整后的EBITDA损失为2725万美元，较上年同期收窄。[5] 财务状况 - 截至2024年6月30日，流动性为7.35亿美元，高于公司设定的最低目标水平2.25亿美元。[6] - 总资产增长0.4%至337亿美元，股东权益增长4.1%至50亿美元。[6] - 债务与总资本比率从2023年底的29.4%改善至28.6%。[6] 股票回购和股息 - 第二季度向股东返还8000万美元，包括4000万美元的股票回购和4000万美元的股息。[7] - 截至8月2日，公司已回购2000万美元的股票，剩余回购授权为5.75亿美元。[7] 2024年指引 - 预计调整后的EBITDA将实现高个位数增长，主要由Global Housing的强劲增长和Global Lifestyle的适度增长驱动。[8] - 预计调整后的每股收益将实现低两位数增长。[9] - 预计股票回购将在2亿至3亿美元的高端进行。[9] 市场反应和预期 - 过去一个月，投资者对Assurant的预期有所上升，公司目前持有Zacks排名1（强买）。[10][12] - 行业内另一家公司MGIC Investment在过去一个月内股价上涨9%，预计当前季度每股收益增长4.7%。[13][14]

For those looking to find strong Finance stocks, it is prudent to search for companies in the group that are outperforming their peers. Is Assurant (AIZ) one of those stocks right now? A quick glance at the company's year-to-date performance in comparison to the rest of the Finance sector should help us answer this question.Assurant is one of 860 companies in the Finance group. The Finance group currently sits at #1 within the Zacks Sector Rank. The Zacks Sector Rank gauges the strength of our 16 individual ...

Have you been paying attention to shares of Assurant (AIZ) ? Shares have been on the move with the stock up 15.9% over the past month. The stock hit a new 52-week high of $199.5 in the previous session. Assurant has gained 17% since the start of the year compared to the 16% move for the Zacks Finance sector and the 13.8% return for the Zacks Insurance - Multi line industry.What's Driving the Outperformance?The stock has a great record of positive earnings surprises, as it hasn't missed our earnings consensu ...

Investors looking for stocks in the Insurance - Multi line sector might want to consider either Assurant (AIZ) or Oscar Health, Inc. (OSCR) . But which of these two stocks presents investors with the better value opportunity right now? Let's take a closer look.The best way to find great value stocks is to pair a strong Zacks Rank with an impressive grade in the Value category of our Style Scores system. The Zacks Rank favors stocks with strong earnings estimate revision trends, and our Style Scores highligh ...