The right stock can lead to significant returns in the long run. Buying stocks at bargain prices is very important here: by the time the market catches wind of the explosive growth of these companies, it's often too late. To shortlist potential candidates for my list of bargain stocks, I screened the market using the following criteria: Market cap below $1 billion YOY Revenue growth of more than 10% A strong buy rating from analysts Stock Price trades above $5.00 to limit volatility risks Price-to-Sales rat ...

Growth stocks are attractive to many investors, as above-average financial growth helps these stocks easily grab the market's attention and produce exceptional returns. However, it isn't easy to find a great growth stock. That's because, these stocks usually carry above-average risk and volatility. In fact, betting on a stock for which the growth story is actually over or nearing its end could lead to significant loss. However, it's pretty easy to find cutting-edge growth stocks with the help of the Zacks G ...

For Immediate Release Chicago, IL – May 22, 2024 – Today, Zacks Equity Research discusses Mr. Cooper Group Inc. (COOP) , World Acceptance Corp. (WRLD) and EZCORP, Inc. (EZPW) . Industry: Consumer Loans Link: https://www.zacks.com/commentary/2276450/3-consumer-loan-stocks-to-buy-from-a-prospering-industry The Zacks Consumer Loans industry continues to witness deteriorating asset quality. The industry players are also bearing the brunt of persistent inflation, higher interest rates and expectations of economi ...

The Zacks Consumer Loans industry continues to witness deteriorating asset quality. The industry players are also bearing the brunt of persistent inflation, higher interest rates and expectations of economic slowdown. Yet, as consumers understand that high interest rates are here to stay for a long time, demand for consumer loans is likely to improve gradually. Easing lending standards, stabilizing consumer sentiments and the digitization of operations will keep aiding consumer loan providers. Hence, indust ...

Investors seek growth stocks to capitalize on above-average growth in financials that help these securities grab the market's attention and produce exceptional returns. But finding a growth stock that can live up to its true potential can be a tough task. Cash Flow Growth While cash is the lifeblood of any business, higher-than-average cash flow growth is more important and beneficial for growth-oriented companies than for mature companies. That's because, growth in cash flow enables these companies to expa ...

Investors might want to bet on Ezcorp (EZPW) , as it has been recently upgraded to a Zacks Rank #2 (Buy). This upgrade is essentially a reflection of an upward trend in earnings estimates -- one of the most powerful forces impacting stock prices.A company's changing earnings picture is at the core of the Zacks rating. The system tracks the Zacks Consensus Estimate -- the consensus measure of EPS estimates from the sell-side analysts covering the stock -- for the current and following years.Individual invest ...

财务数据和关键指标变化 - 总收入280百万美元,同比增长8% [8] - 当期最高的第二季度总收入 [8] - 当当期最高的第二季度当铺贷款余额(PLO)232百万美元,同比增长13% [8][11] - 现金余额229百万美元,为公司提供了充足的流动性 [13] - 综合EBITDA为36.2百万美元,同比增长7% [21] 各条业务线数据和关键指标变化 - 美国当铺业务总收入207.6百万美元,同比增长10%,为历史第二季度最高 [23] - 美国当铺业务PLO增长11%,带动了9%的库存增长 [24] - 美国当铺业务EBITDA为43.2百万美元,同比增长7% [26] - 拉丁美洲当铺业务总收入72.6百万美元,为历史第二季度最高 [27] - 拉丁美洲当铺业务PLO增长19%,带动了2%的库存增长 [27] - 拉丁美洲当铺业务EBITDA为9.4百万美元,同比增长23% [28] 各个市场数据和关键指标变化 - 美国当铺业务PLO中珠宝占比上升100个基点,平均贷款金额增长9% [25] - 美国当铺业务库存中一般商品占比上升300个基点 [25] - 拉丁美洲当铺业务PLO中珠宝占比上升600个基点,平均贷款金额增长9% [27] 公司战略和发展方向及行业竞争 - 公司继续加强核心当铺业务,投资于人员和技术 [15] - 在拉丁美洲通过聚焦基本面和最佳实践提升PLO增长 [15] - 现有会员数达460万,其中130万在第二季度有交易 [16] - 在美国和墨西哥拓展在线支付,并在美国试点线上下单店内取货 [17] - 在奢侈品当铺业务中,电商渠道有助于带动销售 [17] - 公司致力于通过多项举措提升员工体验,包括职业发展周、人才工具等 [16][19] - 公司在可持续发展方面取得进展,包括二手商品销售、社区参与等 [18] 管理层对经营环境和未来前景的评论 - 宏观经济环境仍然充满挑战,客户对短期现金需求增加,推动当铺业务增长 [9] - 客户也更青睐二手商品,这对环境也更加友好 [10] - 公司有信心通过提升PLO、优化库存管理、改善系统和流程,以及提供优质客户服务来推动未来业绩增长 [29][30] 问答环节重要的提问和回答 问题1 **John Hecht 提问** 询问公司在美国和拉丁美洲的门店扩张情况,以及未来的发展计划 [36][37] **Lachlan Given 回答** - 在美国主要是小规模但持续的收购,而在拉丁美洲仍有较大的连锁收购机会 [37] - 公司在扩张时保持谨慎,注重价格 [37] 问题2 **Brian McNamara 提问** 询问美国和拉丁美洲业务的毛利率变化原因 [38][39] **Tim Jugmans 回答** - 部分原因是产品结构变化,同时拉丁美洲定价也有所改善 [39] - 拉丁美洲业务执行力提升,尤其是在墨西哥,也带动了毛利率提升 [39] 问题3 **Brian McNamara 提问** 询问公司新老客户的变化情况 [40][41] **Lachlan Given 回答** - 客户需求增长来自于当铺贷款和二手商品销售两个业务,保持一致 [41] - 奢侈品当铺业务也有不错的增长 [41]

25 FY24 Change (Constant Currency) Same Store data: Merchandise Sales 12% 2% CONSOLIDATED GROWTH FY23-FY24 RECONCILIATION* | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | |-------|-------|-------|-------|-------|-------|-------|-------|-----------|-------|-----------|-------|-----------|-------|---------| | | | FY23 Q1 | | FY23 Q2 | | FY23 Q3 | | FY23 Q4 | | FY23 FY | | FY24 Q1 | | FY24 Q2 | | Continuing Ops PBT | | $ 24.5 | | $ (7.3) | | $ 21.3 | | $ 13.1 | | $ 5 ...

Ezcorp (EZPW) came out with quarterly earnings of $0.28 per share, beating the Zacks Consensus Estimate of $0.24 per share. This compares to earnings of $0.23 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 16.67%. A quarter ago, it was expected that this consumer financial services company would post earnings of $0.29 per share when it actually produced earnings of $0.36, delivering a surprise of 24.14%.Over the last four qua ...

EZCORP Reports Second Quarter Fiscal 2024 Results Record Q2 Revenues Driving Strong Earnings Growth Austin, Texas (May 1, 2024) — EZCORP, Inc. (NASDAQ: EZPW), a leading provider of pawn transactions in the United States and Latin America, today announced results for its second quarter ended March 31, 2024. Unless otherwise noted, all amounts in this release are in conformity with U.S. generally accepted accounting principles (“GAAP”) and comparisons shown are to the same period in the prior year. SECOND QUA ...