AUSTIN, Texas, July 31, 2024 (GLOBE NEWSWIRE) -- EZCORP, Inc. (NASDAQ: EZPW), a leading provider of pawn transactions in the United States and Latin America, today announced results for its third quarter ended June 30, 2024. Unless otherwise noted, all amounts in this release are in conformity with U.S. generally accepted accounting principles ("GAAP") and comparisons shown are to the same period in the prior year. THIRD QUARTER HIGHLIGHTS Pawn loans outstanding (PLO) up 14% to $261.7 million. Total revenue ...

收入和毛利增长 - 美国当季总收入增长8%，毛利增长9%，主要由于平均当押贷款余额增加带来的当押服务费收入增加[169] - 公司营业收入增长14%，达到154,019千美元[215] - 商品销售毛利率增加200个基点至33%[215] - 美国当铺业务的总毛利增加10%，主要由于当铺服务费收入增加14%，反映了平均当铺贷款余额的上升[210] 当铺贷款余额增长 - 当押贷款余额增长11%，同店增长10%[169] - 拉丁美洲当铺分部的当铺贷款余额增长24%(以恒定汇率计为30%)，同店增长20%(以恒定汇率计为26%)[183] 商品销售收入和毛利率 - 商品销售收入增长6%，毛利率下降至38%[170] - 美国当铺分部商品销售收入增长6%，毛利率从39%下降到38%[170] - 拉丁美洲当铺分部的商品销售毛利率提升至32%，陈旧商品占比不到1%[185] - 商品销售收入增加6%，商品销售毛利增加3%，但毛利率下降100个基点[211] - 拉丁美洲当铺业务的商品销售收入以固定汇率计算增加7%，商品销售毛利以固定汇率计算增加13%，毛利率提高100个基点[215] 门店费用增长 - 门店费用增长8%，同店增长6%，主要由于人工成本增加和忠诚度计划相关费用[171] - 拉丁美洲当铺分部的门店费用增长18%(以恒定汇率计为15%)，主要由于人工成本增加[186] - 门店费用增加18%，主要由于人工成本和租金上升[224] - 店铺费用增加9%，主要由于与店铺业务相关的人工成本增加以及忠诚度计划相关费用增加[212] 分部业绩 - 公司的拉丁美洲当铺分部营业收入增长15%(以恒定汇率计为13%)，毛利增长21%(以恒定汇率计为19%)[174,177] - 拉丁美洲当铺分部的贡献增长6%(以恒定汇率计为5%)至1030万美元[187] - 其他投资分部收益增加121%至6,097千美元，主要由于上年度Cash Converters的商誉减值[230] - 公司整体分部贡献增加11%，主要由于美国当铺和拉丁美洲当铺分部业绩改善[196] - 分部贡献增加13%至28,608千美元，主要由于上年度与收购相关的或有对价负债转回[225] 管理费用和税费增长 - 公司整体管理费用增长12%至2006万美元，主要由于人工成本和激励性薪酬增加[197] - 公司整体所得税费用增长64%至505万美元，主要由于有效税率上升[198] 现金流和债务 - 公司现金及等价物余额为218,000千美元[238] - 公司发行了2029年到期的3.75%可转换票据，并偿还了部分2024年和2025年到期的可转换票据[243,245] - 公司在2024年7月1日偿还了2024年到期的可转换票据,使用手头现金支付了3440万美元的本金和应计利息[249] - 公司在2023年9月30日的合同义务总额为7.366亿美元,自此未发生重大变化[251] - 公司负责维护、缴纳物业税和保险费用,在2023财年这些费用合计为1630万美元[252]

AUSTIN, Texas, July 30, 2024 (GLOBE NEWSWIRE) -- EZCORP, Inc. ("EZCORP" or the "Company") (NASDAQ:EZPW), a leading provider of pawn transactions in the United States and Latin America, will issue third quarter fiscal 2024 financial results (period ended June 30, 2024) on Wednesday, July 31, 2024, after the market close. Date: Thursday, August 1, 2024 Time: 9:00 a.m. Eastern time Dial-in registration link: https://register.vevent.com/register/BId4b5469876114f61a4e1f86df672523c Live webcast registration link: ...

m.czosnek EZPW's Core Business Figure 1. Graphic showing two outcomes of a pawn loan that result in a profit to the pawn shop. (Graphic created by Absolute Valuation (author)) Demand for pawn loans is determined by several factors. During economic downturns or periods of financial hardship, more people tend to seek pawn loans as a quick source of cash. This is certainly the case now with prolonged, inflationary pressure. Secondly, people may seek pawn loans if they do not have access to conventional credit ...

Stocks under $20 usually provide a very good balance of upside potential and safety. I believe it is worth looking into many stocks in this range, as many have been battered and are about to make a turnaround. That's compared to many similar stocks in lower price ranges which may be up-and-coming startups that are just beginning to get big. Paysign (PAYS) Paysign (NASDAQ:PAYS) is a leading fintech company that provides payment solutions for the healthcare and pharmaceutical industries. The stock has been on ...

The proven Zacks Rank system focuses on earnings estimates and estimate revisions to find winning stocks. Nevertheless, we know that our readers all have their own perspectives, so we are always looking at the latest trends in value, growth, and momentum to find strong picks. On top of the Zacks Rank, investors can also look at our innovative Style Scores system to find stocks with specific traits. For example, value investors will want to focus on the "Value" category. Stocks with high Zacks Ranks and "A" ...

Large-cap technology has dominated headlines, but with the expectations of a rate cut from the Fed coming this year, small-caps look prime to enjoy positivity. Of course, investors should be aware of small-caps' volatile nature, a critical aspect to keep in mind. EZCORP establishes, acquires, and operates pawnshops that function as convenient consumer credit sources and value-oriented specialty retailers of previously owned merchandise. Analysts have raised their earnings expectations, landing the stock int ...

While the proven Zacks Rank places an emphasis on earnings estimates and estimate revisions to find strong stocks, we also know that investors tend to develop their own individual strategies. With this in mind, we are always looking at value, growth, and momentum trends to discover great companies. One company value investors might notice is EZCORP (EZPW) . EZPW is currently sporting a Zacks Rank of #2 (Buy), as well as an A grade for Value. Value investors also frequently use the P/S ratio. This metric is ...

AUSTIN, Texas, June 04, 2024 (GLOBE NEWSWIRE) -- EZCORP, Inc. (NASDAQ: EZPW) today announced its participation in the following conferences: 14th Annual East Coast IDEAS Investor Conference Tim Jugmans, CFO Wednesday, June 12, 2024 Jay Conference – Bryant Park, New York, NY Conducting meetings throughout the day with a presentation at 11:30am ET Jefferies Consumer Conference Lachie Given, CEO Tim Jugmans, CFO Monday and Tuesday, June 17-18, 2024 Nantucket, MA Conducting meetings throughout the days The inve ...

AUSTIN, Texas, June 04, 2024 (GLOBE NEWSWIRE) -- EZCORP, Inc. (NASDAQ: EZPW) today announced its participation in the following conferences: 14th Annual East Coast IDEAS Investor Conference Tim Jugmans, CFO Wednesday, June 12, 2024 Jay Conference – Bryant Park, New York, NY Conducting meetings throughout the day with a presentation at 11:30am ET Jefferies Consumer Conference Lachie Given, CEO Tim Jugmans, CFO Monday and Tuesday, June 17-18, 2024 Nantucket, MA Conducting meetings throughout the days The inve ...