For the quarter ended September 2024, HBT Financial (HBT) reported revenue of $56.44 million, down 2.3% over the same period last year. EPS came in at $0.61, compared to $0.63 in the year-ago quarter.The reported revenue compares to the Zacks Consensus Estimate of $57.05 million, representing a surprise of -1.07%. The company delivered an EPS surprise of +5.17%, with the consensus EPS estimate being $0.58.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall S ...

HBT Financial (HBT) came out with quarterly earnings of $0.61 per share, beating the Zacks Consensus Estimate of $0.58 per share. This compares to earnings of $0.63 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 5.17%. A quarter ago, it was expected that this bank holding company would post earnings of $0.56 per share when it actually produced earnings of $0.57, delivering a surprise of 1.79%.Over the last four quarters, the ...

财务指标 - 第三季度净收入为1.82亿美元，每股摊薄收益0.57美元，资产收益率为1.44%，股东权益收益率为13.81%，有形股东权益收益率为16.25%[1] - 调整后净收入为1.92亿美元，每股摊薄收益0.61美元，调整后资产收益率为1.53%，调整后股东权益收益率为14.62%，调整后有形股东权益收益率为17.20%[1,2,3] - 资产质量保持良好，不良资产占总资产的比例为0.17%，平均贷款的净核销率为0.07%[1] - 净息差和税后净息差分别扩大至3.98%和4.03%[4,5] - 非利息收入保持稳定，非利息支出增加2.1%至3,130万美元[6,7,8] - 贷款余额减少1,570万美元至33.7亿美元，存款余额减少3,800万美元至42.8亿美元[11,12] - 拨备计提660万美元，净核销率为0.07%，拨备覆盖率为499%[14,15] - 各项资本充足率均大幅提高，有形股东权益比率增至9.35%[16,17] 利润表 - 利息和股息收入为64,117千美元[24] - 利息支出为16,384千美元[24] - 净利息收入为47,733千美元[24] - 信贷损失准备计提为603千美元[24] - 非利息收入为8,705千美元[24] - 非利息支出为31,322千美元[24] - 税前利润为24,513千美元[24] - 净利润为18,180千美元[24] - 每股摊薄收益为0.57美元[24] - 调整后每股摊薄收益为0.61美元[24] - 利息和股息收入总额为6411.7万美元，较上年同期增加8.6%[26] - 存款利息支出为1464.9万美元，较上年同期增加103.4%[26] - 非利息收入为870.5万美元，较上年同期下降8.5%[26] - 非利息支出为3132.2万美元，较上年同期增加2.1%[26] - 税前利润为2451.3万美元，较上年同期下降7.9%[26] - 每股基本收益为0.58美元，每股摊薄收益为0.57美元[26] - 加权平均股份数为3155.9366万股[26] 资产负债表 - 资产负债表总额为75.8亿美元[27] - 贷款总额为44.6亿美元[27] - 存款总额为64.1亿美元[27] - 公司总资产为49.91亿美元[28] - 贷款总额为33.70亿美元[30] - 存款总额为42.81亿美元[31] - 非计息存款为10.08亿美元[31] - 计息存款为32.72亿美元[31] - 商业和工业贷款为3.96亿美元[30] - 商业房地产贷款(自用)为2.89亿美元[30] - 商业房地产贷款(非自用)为8.89亿美元[30] - 建筑和土地开发贷款为3.59亿美元[30] - 多户家庭贷款为4.33亿美元[30] 利息收益和成本 - 贷款平均余额为33.75亿美元，利息收入为1.61亿美元，收益率为6.38%[34] - 存款平均余额为32.99亿美元，利息支出为4,238万美元，成本率为1.72%[34] - 净利息收入为4,783万美元，净利息收益率为3.95%[34] - 净利差为3.43%[34] - 存款总成本为1.31%[34] - 资产负债表总资产为50.13亿美元[34] - 股东权益为5.07亿美元[34] - 贷款平均余额为31.84亿美元，利息收入为1.42亿美元，收益率为5.96%[34] - 存款平均余额为30.12亿美元，利息支出为1.39亿美元，成本率为0.62%[34] - 净利息收入为4,828万美元，净利息收益率为4.07%[34] - 净利息收入/净利息收差为1.414亿美元,净利息收益率为4.01%[1] 资产质量 - 非履约贷款占贷款总额的0.24%,非履约资产占总资产的0.17%[3] - 信贷损失准备金为4.097亿美元,占贷款总额的1.22%[3] - 贷款净冲销率为0.07%[3] - 非履约贷款中有2.046亿美元由美国政府全部或部分担保[3] - 信贷损失准备金中包括对非购买信用减值贷款计提的5.2亿美元准备金,以及对未使用贷款承诺计提的0.7亿美元准备金[4] 其他 - 调整后净收益为1.924亿美元,调整后平均资产收益率为1.53%[4] - 净利息收益率(税前)为4.20%[1] - 利息收益资产与计息负债比率为1.41[1] - 存款成本为1.31%,资金成本为1.42%[1] - 公司第三季度净利润为1,818万美元，同比下降8.1%[41] - 公司第三季度调整后净利润为1,924万美元，同比下降5.1%[41] - 公司第三季度每股收益为0.57美元，同比持平[41] - 公司第三季度调整后每股收益为0.61美元，同比下降4.7%[41] - 公司第三季度净息差(税后)为4.03%，同比下降0.17个百分点[42] - 公司第三季度效率比率(税后)为53.71%，同比下降1.54个百分点[44] - 公司第三季度有形股东权益/有形资产比率为9.35%，同比上升1.71个百分点[45] - 公司第三季度每股有形净值为14.55美元，同比增长23.4%[45] - 公司前三季度净利润为5.15亿美元，同比增长

Wall Street analysts forecast that HBT Financial (HBT) will report quarterly earnings of $0.58 per share in its upcoming release, pointing to a year-over-year decline of 7.9%. It is anticipated that revenues will amount to $57.05 million, exhibiting a decline of 1.3% compared to the year-ago quarter. The consensus EPS estimate for the quarter has undergone a downward revision of 2% in the past 30 days, bringing it to its present level. This represents how the covering analysts, as a whole, have reassessed t ...

BLOOMINGTON, Ill., Oct. 08, 2024 (GLOBE NEWSWIRE) -- HBT Financial, Inc. (NASDAQ: HBT) (the "Company" or "HBT Financial"), the holding company for Heartland Bank and Trust Company, today announced that it will issue its third quarter 2024 financial results before the market opens on Monday, October 21, 2024. A copy of the press release announcing the third quarter 2024 financial results and an investor presentation will be made available on the Company's investor relations website at https://ir.hbtfinancial ...

HBT Financial (HBT) reported $56.64 million in revenue for the quarter ended June 2024, representing a yearover-year decline of 3.7%. EPS of $0.57 for the same period compares to $0.58 a year ago. The reported revenue represents a surprise of -0.31% over the Zacks Consensus Estimate of $56.82 million. With the consensus EPS estimate being $0.56, the EPS surprise was +1.79%. While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine ...

HBT Financial (HBT) came out with quarterly earnings of $0.57 per share, beating the Zacks Consensus Estimate of $0.56 per share. This compares to earnings of $0.58 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of 1.79%. A quarter ago, it was expected that this bank holding company would post earnings of $0.57 per share when it actually produced earnings of $0.57, delivering no surprise. Over the last four quarters, the compan ...

The ratio of tangible common equity to tangible assets(1) increased to 8.74% as of June 30, 2024, from 8.40% as of March 31, 2024, and tangible book value per share(1) increased by $0.45 to $13.64 as of June 30, 2024, when compared to March 31, 2024. During the second quarter of 2024, the Company repurchased 53,522 shares of its common stock at a weighted average price of $18.74 under its stock repurchase program. The Company's Board of Directors has authorized the repurchase of up to $15 million of HBT Fin ...

Second Quarter Highlights Net income of $18.1 million, or $0.57 per diluted share; return on average assets ("ROAA") of 1.45%; return on average stockholders' equity ("ROAE") of 14.48%; and return on average tangible common equity ("ROATCE")(1) of 17.21% Adjusted net income(1) of $18.1 million; or $0.57 per diluted share; adjusted ROAA(1) of 1.45%; adjusted ROAE(1) of 14.54%; and adjusted ROATCE(1) of 17.27% Asset quality remained strong with nonperforming assets to total assets of 0.17%, close to a histori ...

Second Quarter Highlights Net interest income for the second quarter of 2024 was $47.0 million, a slight increase of 0.7% from $46.7 million for the first quarter of 2024. The slight increase was primarily attributable to improved asset yields and growth in interest-earning assets which were mostly offset by an increase in funding costs. Relative to the second quarter of 2023, net interest income decreased 3.8% from $48.9 million. The decrease was primarily attributable to higher funding costs which were pa ...