Earnings Supplement Q2 2022 Q2 2022 Financial Highlights Q2 2021 Total Certs 44,531 46,408 Revenue $52.0 million $61.1 million Adj. EBITDA1 $34.0 million $46.1 million Q2 2022 Adj. Operating Cash Flow2 $34.6 million $30.5 million (1) See reconciliation of GAAP to non-GAAP financial measures on page 6 (2) Defined as Adj. EBITDA, minus CAPEX, +/- change in contract assets 2 Understanding Changes in Contract Assets and Profit Share Revenue In LTM period on a net basis, ~151% of Changes in Contract Asset Estima ...

Open Lending Corporation (NASDAQ:LPRO) Q2 2022 Earnings Conference Call August 4, 2022 5:00 PM ET Company Participants John Flynn – Chairman and Chief Executive Officer Ross Jessup – President and Chief Operating Officer Chuck Jehl – Chief Financial Officer Conference Call Participants Bob Napoli – William Blair David Scharf – JMP Security Joe Vafi – Canaccord Genuity Pete Heckmann – Davidson Sandy Beatty – Morgan Stanley John Hecht – Jefferies Faiza Alwy – Deutsche Bank Vincent Caintic – Stephens Michael P ...

Earnings Supplement Q1 2022 Q1 2022 Financial Highlights Q1 2021 Total Certs 43,944 33,318 Revenue $50.1 million $44.0 million Adj. EBITDA1 $33.8 million $30.3 million Q1 2022 Adj. Operating Cash Flow2 $39.1 million $22.4 million (1) See reconciliation of GAAP to non-GAAP financial measures on page 7 (2) Defined as Adj. EBITDA, minus CAPEX, +/- change in contract assets 2 Well Defined Growth Plan | --- | --- | --- | --- | |------------------|----------------------------|-------|----------------------------- ...

Open Lending Corporation (NASDAQ:LPRO) Q1 2022 Earnings Conference Call May 5, 2022 5:00 PM ET Company Participants John Flynn – Chairman and Chief Executive Officer Ross Jessup – President and Chief Operating Officer Chuck Jehl – Chief Financial Officer Conference Call Participants Peter Heckmann – D.A. Davidson Joseph Vafi – Canaccord Spencer James – William Blair Vincent Caintic – Stephens John Davis – Raymond James Faiza Alwy – Deutsche Bank Mike Grondahl – Northland Securities John Hecht – Jefferies Op ...

Open Lending Corporation (NASDAQ:LPRO) Q4 2021 Earnings Conference Call February 24, 2022 5:00 PM ET Company Participants John Flynn - Chairman & Chief Executive Officer Ross Jessup - President & Chief Operating Officer Chuck Jehl - Chief Financial Officer Conference Call Participants David Scharf - JMP Securities Peter Heckmann - D.A. Davidson Vincent Caintic - Stephens Joseph Vafi - Canaccord Genuity Mike Grondahl - Northland Securities John Davis - Raymond James James Faucette - Morgan Stanley Operator G ...

Earnings Supplement Q4 2021 Q4 2021 Financial Highlights Q4 2021 Total Certs 42,639 26,822 Revenue $51.6 million $39.6 million Adj. EBITDA $36.6 million $24.8 million Q4 2020 Adj. Operating Cash Flow1 $37.5 million $8.3 million (1) Defined as Adj. EBITDA, minus CAPEX, plus or minus change in contract assets 2 2021 Financial Highlights FY 2021 Total Certs 171,697 94,226 Revenue $215.7 million $108.9 million Adj. EBITDA $155.0 million $69.5 million FY 2020 Adj. Operating Cash Flow1 $129.2 million $41.9 millio ...

Earnings Supplement Q3 2021 Q3 Financial Highlights Q3 2021 Q3 2020 Total Certs 49,332 20,696 Revenue $58.9 million $29.8 million Adj. EBITDA $42.1 million $19.8 million Adj. Operating Cash Flow1$ 38.8 million $8.8 million (1) Defined as Adj. EBITDA, minus CAPEX, plus or minus change in contract assets 2 Well Defined Growth Plan Drive Loan Volume through Further Wallet-Share Increase and Customer Penetration Expansion of Lender Base 1 Expand Core Business Increase OEM Captive Penetration by Addressing Broad ...

Open Lending Corporation (NASDAQ:LPRO) Q3 2021 Results Conference Call November 9, 2021 5:00 PM ET Company Participants John Flynn - Chairman, Chief Executive Officer Ross Jessup - President, Chief Operating Officer Chuck Jehl - Chief Financial Officer Conference Call Participants Vincent Caintic - Stephens Joseph Vafi - Canaccord Peter Heckmann - D.A. Davidson James Faucette - Morgan Stanley Operator Good afternoon, and welcome to Open Lending's Third Quarter 2021 Earnings Conference Call. During the prese ...

Open Lending Corporation (NASDAQ:LPRO) Q2 2021 Earnings Conference Call August 10, 2021 5:00 PM ET Company Representatives John Flynn - Chairman, Chief Executive Officer Ross Jessup - President, Chief Operating Officer Chuck Jehl - Chief Financial Officer Conference Call Participants Joseph Vafi - Canaccord Vincent Caintic - Stephens James Faucette - Morgan Stanley John Hecht - Jefferies Sameer Kalucha - Deutsche Bank Adib Choudhury - William Blair Operator Good afternoon. Welcome to Open Lending's Second Q ...

Open Lending Corporation (NASDAQ:LPRO) Q1 2021 Earnings Conference Call May 11, 2021 2:30 PM ET Company Participants John Flynn - Chairman and Chief Executive Officer Ross Jessup - President and Chief Operating Officer Chuck Jehl - Executive Vice President, Chief Financial Officer and Treasurer Conference Call Participants Peter Heckmann - D.A. Davidson David Scharf - JMP Securities Joseph Vafi - Canaccord John Davis - Raymond James Vincent Caintic - Stephens James Faucette - Morgan Stanley Sameer Kalucha - ...