NEW YORK, July 9, 2024 /PRNewswire/ -- OneMain Holdings, Inc. (NYSE: OMF), the leader in offering nonprime consumers responsible access to credit, plans to report its second quarter 2024 results before the market opens on Wednesday, July 31, 2024. The earnings release will be available on OneMain's investor relations website at http://investor.onemainfinancial.com. A conference call to discuss the company's results, outlook and related matters will be held that morning at 9:00 a.m. Eastern. The general publ ...

NEW YORK, May 30, 2024 /PRNewswire/ -- OneMain Holdings, Inc. (NYSE: OMF), the leader in offering nonprime consumers responsible access to credit, announced today that Doug Shulman, Chairman and CEO, and Jenny Osterhout, CFO, will present at the 2024 TD Cowen Financial Services & Fintech Summit at 11:30 a.m. Eastern on Thursday, June 6. Webcast Information The general public is invited to listen to the live audio webcast through the Investor Relations section of OneMain's website at http://investor.onemainf ...

Key Points OneMain Holdings NYSE: OMF , a leading provider of personal loans and insurance products to subprime customers, stands out as a growing dividend stock with an attractive valuation. With a dividend yield of 8.40% and a P/E ratio under 10, OMF's growing dividends are backed by reliable profitability - allowing the company to invest in growth while rewarding shareholders in the process. In Q1 2024, the company reported an EPS of $1.45, exceeding expectations of $1.38, and revenue of $1.17 billion. T ...

You could say that lender OneMain Holdings (OMF) is a hot investment right now. Its shares trade near a buy point, and the financial company just raised its already high dividend.Headquartered in Evansville, Ind., OneMain is a lender offering small personal loans to consumers who often cannot obtain credit through traditional means. The company operates 1,400 branches in 44 states and offers loans online through its iLoan platform.The way OneMain makes money is simple: It lends out funds to consumers with l ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☑ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-36129 (OneMain Holdings, Inc.) 001-06155 (OneMain Finance Corporation) ONEMAIN HOLDINGS, INC. ONEMAIN FINANCE CORPORATION (Exact ...

财务数据和关键指标变化 - 第一季度净收入为1.55亿美元，每股摊薄收益为1.29美元，同比下降13% [18] - 资本生成量为1.55亿美元，同比下降13% [18] - 管理的应收账款为220亿美元，同比增长6% [19] 各条业务线数据和关键指标变化 - 第一季度贷款发放总额为25亿美元，同比下降10% [9] - 汽车金融应收账款为8.43亿美元，信贷表现良好 [14] - 信用卡业务账户数为50.9万个，应收账款为3.86亿美元 [15] 各个市场数据和关键指标变化 - 消费者的平均收入较疫情前增长约25%，但生活成本也上涨超过20% [10] - 30至89天的逾期率为2.72%，较上季度下降56个基点 [11] 公司战略和发展方向和行业竞争 - 公司计划利用其在非优质消费者领域的深厚经验和独特商业模式，推动未来的增长 [13] - 通过收购Foursight Capital，扩大汽车金融市场的总可寻址市场 [14] 管理层对经营环境和未来前景的评论 - 管理层对信贷趋势表示乐观，预计2024年上半年损失将达到峰值 [12] - 管理层认为，尽管面临宏观经济的不确定性，但整体信贷表现向好 [20] 其他重要信息 - 公司在第一季度的运营费用比去年持平，运营费用比率为6.6% [25] - 董事会将季度股息提高4%，年股息为每股4.16美元 [16] 问答环节所有提问和回答 问题: 关于逾期率和增长数学的讨论 - 管理层解释了逾期率的变化与新旧贷款组合的关系，强调新贷款的逾期率低于1% [34] 问题: 信用卡市场机会 - 管理层指出，非优质消费者的信用卡市场约为5000亿美元，公司在该市场的机会巨大 [36] 问题: 关于贷款发放的下降 - 管理层表示，贷款发放的下降主要是由于季节性因素和信贷收紧 [41] 问题: 未来的逾期率和损失比率 - 管理层对未来的逾期率和损失比率表示乐观，预计将逐步改善 [46] 问题: 关于恢复率和债务销售 - 管理层确认，恢复率表现良好，并表示将继续关注债务销售的机会 [57]

For the quarter ended March 2024, OneMain Holdings (OMF) reported revenue of $896 million, up 4.8% over the same period last year. EPS came in at $1.45, compared to $1.46 in the year-ago quarter.The reported revenue compares to the Zacks Consensus Estimate of $907.93 million, representing a surprise of -1.31%. The company delivered an EPS surprise of +5.07%, with the consensus EPS estimate being $1.38.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how ...

Important Information This document contains "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Statements preceded by, followed by or that otherwise include the words "anticipates," "appears," "assumes," "believes," "can," "continues," "could," "estimates," "expects," "forecasts," "foresees," "goals," "intends," "likely," "objective," "plans," "projects," "target," "trend," "remains," and similar expressions or future or conditional verbs such as "could ...

OneMain Holdings (OMF) came out with quarterly earnings of $1.45 per share, beating the Zacks Consensus Estimate of $1.38 per share. This compares to earnings of $1.46 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 5.07%. A quarter ago, it was expected that this consumer finance company would post earnings of $1.35 per share when it actually produced earnings of $1.39, delivering a surprise of 2.96%.Over the last four quarter ...

每股收益 - 2024年第一季度稀释每股收益（EPS）为$1.29[1] - 2024年第一季度C&I调整后稀释每股收益为$1.45[1] - 2024年第一季度净收入为1.55亿美元，稀释每股收益为1.29美元[24] - 2024年第一季度消费者与保险部门的调整后净收入为1.75亿美元，调整后每股收益为1.45美元[30] 财务收入与支出 - 2024年第一季度利息收入和总收入分别为$1.2 billion和$1.4 billion，同比增长7%[7] - 2024年第一季度利息支出为$276 million，同比增长16%[8] - 2024年第一季度净利息收入为8.96亿美元，净利息收入减去财务应收款损失准备金为4.65亿美元[24] - 2024年第一季度财务应收款损失准备金为4.31亿美元，净冲销为4.57亿美元[25] 资产与负债 - 2024年第一季度管理应收账款为$22.0 billion[1] - 2024年第一季度总资产为239.08亿美元，总负债为206.94亿美元[26] - 2024年第一季度调整后的有形普通股权益为16.9亿美元，调整后的资本为35.3亿美元[27] - 2024年第一季度净调整债务为186.82亿美元，净杠杆率为5.3倍[27] - 2024年第一季度现金及现金等价物为8.31亿美元，限制性现金及现金等价物为5.99亿美元[26] - 2024年第一季度长期债务为195.2亿美元，保险索赔和保单持有人负债为5.97亿美元[26] - 公司2024年第一季度净财务应收款为210.83亿美元，相比2023年第四季度的213.49亿美元有所下降[31] - 2024年第一季度平均管理应收款为221.34亿美元，相比2023年第四季度的221.42亿美元略有下降[31] 贷款与冲销 - 2024年第一季度消费者贷款发放总额为$2.5 billion，同比下降10%[6] - 2024年第一季度净冲销率为8.58%，高于去年同期的7.72%[10] - 2024年第一季度净冲销为4.45亿美元，冲销率为8.58%，相比2023年第四季度的7.70%有所上升[33] - 2024年第一季度平均净应收款为209.03亿美元，相比2023年第四季度的209.80亿美元略有下降[33] 股息与回购 - 季度股息提高4%至每股$1.04[1] - 回购109千股，花费$5 million[1] 部门收入 - 2024年第一季度消费者与保险部门的调整后税前收入为2.33亿美元[28] - 2024年第一季度调整后税前收入为2.33亿美元，相比2023年第四季度的2.23亿美元有所增加[32] 逾期与收益率 - 2024年第一季度收益率维持在22.1%，与2023年第四季度持平[33] - 2024年第一季度30天以上逾期率为5.57%，相比2023年第四季度的6.16%有所下降[33] - 2024年第一季度90天以上逾期率为2.86%，与2023年第四季度持平[33] - 2024年第一季度30-89天逾期率为2.72%，相比2023年第四季度的3.28%有所下降[33] 资本生成回报率 - 2024年第一季度资本生成回报率为2.9%，相比2023年第四季度的3.6%有所下降[32]