IBD Videos BREAKING: Futures Rise After Oracle Fuels AI Rally For investors looking for a supercharged yield and impressive growth, financial company OneMain Holdings (OMF) is one stock to consider. OneMain specializes in small personal loans for borrowers who often struggle getting traditional credit. The company has 1,300 physical locations across 47 states, in addition to offering loans through its iLoan platform. By focusing on higher-risk customers — typically those… Related news Stocks With Rising Rel ...

Investors interested in Financial - Consumer Loans stocks are likely familiar with OneMain Holdings (OMF) and Sallie Mae (SLM) . But which of these two stocks offers value investors a better bang for their buck right now? We'll need to take a closer look.The best way to find great value stocks is to pair a strong Zacks Rank with an impressive grade in the Value category of our Style Scores system. The proven Zacks Rank puts an emphasis on earnings estimates and estimate revisions, while our Style Scores wor ...

投资策略框架 - Zacks Rank系统专注于盈利预测和预测修订以筛选优质股票[1] - 价值投资策略通过基本面分析识别被低估的公司[2] - Style Scores系统中"Value"类别结合高Zacks Rank可筛选优质价值股[3] OneMain(OMF)估值指标 - 公司市盈率(P/E)为8.12 低于行业平均的10.49[4] - 公司前瞻市盈率在过去12个月区间为6.02-10.64 中位数为7.62[4] - 公司PEG比率为0.40 显著低于行业平均的0.52[5] - 公司PEG比率在过去12个月区间为0.31-0.71 中位数为0.43[5] - 市销率(P/S)为1.38 低于行业平均的1.64[6] 投资价值结论 - 多项估值指标显示公司当前可能被低估[7] - 盈利前景强劲与估值优势共同构成投资价值[7]

Question-and-Answer SessionYes. So we'll jump right into it. I wanted to start with the economic environment and the health of the consumer, specifically OneMain's focus on nonprime consumer. How would you characterize the healthier borrower base?Douglas ShulmanChairman, President & CEO Yes. No. Let me give my standard caveat, which is that we lend to individuals, right? Not to the broad consumer. And we're seeing plenty of individuals who can pay their loan back with us. And we kind of look at income, we l ...

经济环境与消费者健康状况 - 公司专注于非优质消费者个体而非整体消费群体 贷款人还款能力稳定[1] - 当前审批的消费者财务状况良好 平均年收入达7万美元 目标客户收入范围在4万至15万美元之间[1] - 采用多维度风险评估模型 分析超过1000个变量包括收入 支出 地域和就业类型等因素[1] 就业市场状况 - 整体就业环境保持良好 失业率处于4.2%的低位水平[2] - 劳动力市场需求旺盛 大多数求职者能够获得就业机会[2] - 工资水平呈现持续增长趋势 支持消费者收入稳定性[2]

OneMain (NYSE:OMF) FY Conference September 09, 2025 09:45 AM ET Company ParticipantsNone - Unknown SpeakerDoug Shulman - CEOTerry MaAll right. Good morning. Thank you for joining, everyone. My name is Terry Ma, I'm a consumer finance analyst at Barclays. I'm very pleased to have on stage Doug Shulman, CEO of OneMain Financial. Welcome, Doug.Doug ShulmanThanks. Thanks for having me here.Terry MaYeah. We'll jump right into it. I wanted to start with the economic environment and the health of the consumer, spe ...

Zacks研究服务功能 - 提供Zacks Rank和Zacks Industry Rank每日更新服务 [1] - 包含Zacks 1 Rank List完全访问权限及股票筛选工具 [1] - 提供股票研究报告和Zacks风格评分系统访问权限 [1][2] Zacks风格评分系统构成 - 价值评分通过市盈率 PEG 市销率等指标识别被低估股票 [4] - 增长评分综合预测与历史收益 销售及现金流评估长期增长潜力 [5] - 动量评分利用周价格变动和盈利预测月变化识别趋势机会 [6] - VGM评分整合三种风格评分 筛选兼具价值 增长与动量优势的股票 [7] 评分与评级协同应用 - Zacks Rank 1(强力买入)股票自1988年来年均回报率达23.75% [8] - 每日有超过200家1评级及600家2评级公司可供选择 [9] - 建议优先选择Zacks Rank 1/2且风格评分达A/B级的股票 [10] - 即使评分优异 Zacks Rank 4/5评级股票仍存在盈利预期下行风险 [11] OneMain Holdings案例研究 - 该公司获Zacks Rank 3(持有)评级与VGM评分B级 [12] - 凭借9.76倍前瞻市盈率获得价值评分A级 [13] - 过去60天内8位分析师上调2025财年每股收益预测0.16美元至6.34美元 [13] - 历史平均盈利惊喜幅度达+9.3% [13]

NEW YORK, Aug. 27, 2025 /PRNewswire/ -- OneMain Financial today announced an expansion of the company's financial education program, Credit Worthy by OneMain Financial, which will now reach students at an additional 500 high schools annually, targeting 2,000 schools each year through 2029. Building on the success of its first four years, Credit Worthy has already equipped more than a half million students at more than 4,700 high schools with critical skills such as understanding credit scores, managing debt ...

Zacks Premium服务 - Zacks Premium提供多种投资工具帮助投资者提升决策能力 包括每日更新的Zacks Rank和Zacks Industry Rank、Zacks 1 Rank List、股票研究报告及高级选股筛选器 [1] - 该服务还包含Zacks Style Scores评级系统 作为Zacks Rank的补充指标 [1][2] Zacks Style Scores评分体系 - 评分分为A/B/C/D/F五档 基于价值、成长、动量三大投资方法论 评分越高股票短期跑赢市场概率越大 [3] - 价值评分侧重估值指标如P/E、PEG、Price/Sales等 识别被低估股票 [3] - 成长评分分析盈利、销售、现金流等财务指标 筛选可持续增长公司 [4] - 动量评分通过股价周变动和盈利预期月变化捕捉趋势机会 [5] - VGM评分综合三大风格 形成最全面的选股指标 [6] Zacks Rank与Style Scores协同效应 - Zacks Rank基于盈利预测修正评级 1988年以来1评级股票年均回报达+23.75% 超标普500两倍 [7] - 每日有200+家1评级公司和600+家2评级公司 结合A/B级Style Scores可进一步筛选优质标的 [8][9] - 即使3评级股票 若具备A/B级评分仍具上涨潜力 而4/5评级股票即使评分高也可能因盈利预测下滑而下跌 [10] OneMain Holdings案例 - 该公司主营消费金融和保险业务 2015年收购花旗旗下OneMain Financial后更名 [11] - 当前Zacks Rank为3(持有) 但VGM评分达A级 价值评分A级 因9.23倍前瞻市盈率凸显估值吸引力 [11][12] - 过去60天8位分析师上调2025财年盈利预测 共识预期上调$0.16至$6.34/股 历史盈利超预期幅度达+9.3% [12]

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