THIRD QUARTER 2025 RESULTS November 5, 2025 SAFE HARBOR STATEMENT AND NON-GAAP MEASURES This presentation may contain forward-looking statements about our operations, anticipated performance and other similar matters. The Private Securities Litigation Reform Act of 1995 provides a safe harbor under the Securities Act of 1933 and the Securities Exchange Act of 1934 for forward-looking statements. The forward-looking statements are not historical facts and involve risks and uncertainties that could cause actu ...

United Fire Group (UFCS) came out with quarterly earnings of $1.5 per share, beating the Zacks Consensus Estimate of $0.69 per share. This compares to earnings of $0.81 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of +117.39%. A quarter ago, it was expected that this property and casualty insurance company would post earnings of $0.57 per share when it actually produced earnings of $0.9, delivering a surprise of +57.89%.Over t ...

Exhibit 99.1 United Fire Group, Inc. reports third quarter 2025 results Third quarter net income of $1.49 per diluted share and adjusted operating income of $1.50 per diluted share Third quarter 2025 highlights compared to third quarter 2024, unless otherwise noted: (1) 2 Consolidated financial highlights: | Consolidated financial highlights | | | | (1) | | | | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | (Unaudited) | | | Three months ended September 30, | | | | Nine months ended September 3 ...

Third quarter net income of $1.49 per diluted share and adjusted operating income of $1.50 per diluted share Third quarter 2025 highlights compared to third quarter 2024, unless otherwise noted:(1) Net income increased $19.4 million to $39.2 million.Net investment income increased 6.3% to $26.0 million.Combined ratio improved 6.3 points to 91.9%; composed of an underlying loss ratio of 56.0%, catastrophe loss ratio of 1.3%, no prior year reserve development, and underwriting expense ratio of 34.6%.Underlyin ...

CEDAR RAPIDS, Iowa, Oct. 23, 2025 (GLOBE NEWSWIRE) -- United Fire Group, Inc. (Nasdaq: UFCS) (UFG) announced today that its third quarter 2025 earnings results will be released after the market closes on Tuesday, November 4, 2025. An earnings call will be held on Wednesday, November 5, 2025, at 9 a.m. CT to allow securities analysts, shareholders and other interested parties the opportunity to hear management discuss the company's third quarter 2025 results. Teleconference: Dial-in information for the call ...

Commercial insurers have enjoyed an unusually long stretch of strong pricing power (called a “hard market” in the industry), and that has been generally positive for the industry, but that pricing power has been increasingly challenged by claims cost growth as materials inflation and socialAnalyst’s Disclosure:I/we have no stock, option or similar derivative position in any of the companies mentioned, and no plans to initiate any such positions within the next 72 hours. I wrote this article myself, and it e ...

文章核心观点 - 文章认为联合火灾集团（United Fire Group, UFCS）是一只优质成长股，其结合了优异的增长评分和高等级排名，展现出超越市场的潜力 [2][9] 增长评分与排名 - 联合火灾集团目前获得专有系统的推荐，不仅拥有良好的增长评分，还具备最高的Zacks排名 [2] - 研究表明，同时拥有A或B级增长评分和Zacks排名第1或第2的股票，其表现持续超越市场 [3] - 这种评分与排名的组合使公司处于有望超越市场表现的优势位置 [9] 盈利增长 - 公司历史每股收益增长率为19.5% [4] - 公司今年预期每股收益增长率为18.4%，远超行业平均的11.6% [4] 资产利用效率 - 公司当前的销售与总资产比率为0.37，意味着每1美元资产能产生0.37美元的销售额，高于行业平均的0.34 [5] - 公司今年预期销售额增长率为9.4%，远高于行业平均的4.8% [6] 盈利预测修正趋势 - 公司当前年度的盈利预测呈现向上修正趋势 [7] - 在过去一个月中，Zacks对该公司当前年度的共识预期大幅上调了10.6% [7]

A strong stock as of late has been United Fire Group (UFCS) . Shares have been marching higher, with the stock up 3.2% over the past month. The stock hit a new 52-week high of $32.22 in the previous session. United Fire has gained 11.3% since the start of the year compared to the 13.4% move for the Zacks Finance sector and the 8.2% return for the Zacks Insurance - Property and Casualty industry.What's Driving the Outperformance?The stock has an impressive record of positive earnings surprises, having beaten ...

核心观点 - 成长型股票具有高增长潜力但伴随高风险 需借助专业评分系统识别优质标的[1][2] - United Fire Group (UFCS) 凭借优异成长性评分和顶级评级 被列为推荐成长股[2][10] - 该公司在盈利增长 资产利用率和盈利预测修正三方面表现突出 显著超越行业平均水平[3][5][7] 盈利增长 - 历史EPS增长率达19.5% 预计本年增长18.4% 远超行业平均11.6%的增长率[4] - 双位数盈利增长是成长型投资者关注核心指标 预示强劲前景和股价上涨潜力[3] 资产利用效率 - 资产利用率(S/TA比)为0.37 即每美元资产产生0.37美元销售额 高于行业0.34的平均水平[5] - 预计本年销售额增长9.4% 显著超越行业4.8%的平均增长水平[6] 盈利预测修正 - 当前年度盈利预测呈现向上修正趋势 过去一个月Zacks共识预期大幅上调21.2%[8] - 盈利预测修正趋势与短期股价走势存在强相关性 正向修正预示积极前景[7] 评级表现 - 公司获得Zacks排名第1(强力买入)和成长评分B级 组合表现预示超额收益潜力[10][2] - 研究显示同时具备A/B级成长评分和1/2级Zacks排名的股票持续跑赢市场[3]

股价表现 - 公司股价在过去一个月上涨18.1% 创下52周新高32.13美元 [1] - 年初至今股价上涨11.6% 优于保险行业7.5%的回报率但略低于金融板块13%的涨幅 [1] 盈利表现 - 连续四个季度盈利超预期 最近季度每股收益0.9美元大幅超越0.57美元的共识预期 [2] - 本财年预计每股收益2.74美元（增长7.03%）营收13.7亿美元（增长9.45%） [3] - 下财年预计每股收益2.85美元（增长4.01%）营收15.1亿美元（增长10.12%） [3] 估值指标 - 当前市盈率11.6倍低于行业平均12.9倍 现金流倍数10.4倍低于行业平均12.2倍 [7] - 价值评分A级 增长评分A级 动量评分C级 综合VGM评分A级 [6] - 获Zacks强力买入评级（1级）因盈利预期持续上调 [8] 同业比较 - 同业公司CNA金融获Zacks买入评级（2级）价值评分B级 增长评分D级 动量评分A级 [9] - CNA金融上季度盈利超预期30.85% 当前财年预计每股收益4.49美元营收135.4亿美元 [10] - 财产意外险行业位列Zacks行业排名前13% 行业整体面临有利环境 [11]