My wife and I are elderly. I have an individual retirement account (IRA) worth about $100,000, and we have a trust set up through our children to protect our assets. If one or both of us have to go into a nursing home, can they take our IRA? What do we need to do to protect it?   -Dawn Long-term care (LTC), which may include nursing home stays, is expensive and can quickly suck up savings you may have intended for something else. How do you prevent that from happening? The specific answer depends on varia ...

事件概述 - 中国对安世半导体实施出口禁令后，荷兰方面在不到两天内即寻求与中国谈判以解除制裁 [1] - 禁令导致安世半导体位于广东东莞的核心生产基地瞬间停摆，该基地承担全球70%的最终产品出货量，每日芯片产出量为2.5亿颗，年产量高达500多亿颗 [1] - 断供引发全球产业链即刻断档，客户聚集在工厂外无法提货，分销商库存告急，芯片价格开始疯涨 [1] 行业影响 - 安世半导体的芯片广泛用于汽车、消费电子等领域，断供时间延长将对全球众多厂商产生负面影响 [1] - 此次事件凸显全球半导体产业链的脆弱性，生产基地的地理位置成为供应链命脉的关键 [1] 战略启示 - 核心技术依靠购买存在风险，加速本土技术研发和供应链自主至关重要 [3] - 需完善贸易争端应对机制，例如通过“不可靠实体清单”等工具实施对等原则以形成威慑 [3] - 在开放合作的同时，必须筑牢自身的技术和产业防线 [4]