In August 2025, Paizabazaar released a report titled: “How India Checked Credit Score”. Over 30 days, the survey attracted participation from 4.7 million participants from 710 cities. Out of these, 25% of the participants were Gen-Z (18 to 28 years) with an average credit score of 742.The survey shows how individuals are eager to build and maintain a good credit score right from a young age. A challenge that youngsters face is getting access to credit instruments like credit cards and loans to build their c ...

Borrowers are falling behind on their student loan payments at a record pace — and their credit scores are suffering the consequences, a new report found. More than 10% of consumers with a student loan on their credit file haven’t made a payment in more than 90 days, according to a credit trend report released Tuesday from Fair Isaac Corporation (or FICO) — a credit scoring company used by 90% of top U.S. lenders. Out of the 21 million consumers scored in FICO’s credit report, 10% have scheduled federal ...