Key Points Know that the full Social Security retirement age for someone born in 1960 or later is 67. Your benefits will be reduced or increased based on whether you claim before or after that point. Earning over a certain amount while claiming Social Security early can temporarily reduce your benefit. The $23,760 Social Security bonus most retirees completely overlook › There are many different working parts to the Social Security program. Some people, including me, would argue that there are to ...

Key Points The obvious indication you're ready to claim Social Security is that you've reached your full retirement age. Other signs include having sufficient other income sources for retirement. The $23,760 Social Security bonus most retirees completely overlook › One of the most important retirement decisions you'll make is when to claim Social Security benefits. It's a decision you definitely want to get right. A mistake could weigh on you for the rest of your life. Are you really ready to star ...

Key Points The maximum Social Security benefit will be increasing in 2026. If you want to max out your benefits, you need to earn a high salary. You also need to make sure you have a plan to delay your benefits claim. The $23,760 Social Security bonus most retirees completely overlook › In 2025, the maximum monthly Social Security benefit is $5,108 per month. It's not 100% clear exactly how large the maximum monthly benefit will be in 2026, but based on current estimates of benefit increases, it ...