As Americans reflect on 2025 in its final week, many retirees are calculating and stress-testing if they have enough to endure various financial situations. For those falling short, unretiring may be the best option.Over the past year, I've spoken to over 250 older Americans, most of whom still work. The majority said they never retired or unretired because of financial uncertainty. Some lived paycheck to paycheck with limited savings and no defined-benefit pension plan. Others had six figures in the bank b ...

If the thought of your golden years causes anxiety rather than excitement, you’re not alone. Almost two-thirds (63%) of Americans surveyed for US Bank’s 2025 Wealth Report are worried they’ll have to return to work after retiring. (1) US Bank’s survey found that many Americans — despite making responsible choices like budgeting and investing — feel that progress toward their financial goals is “increasingly elusive” because of economic factors beyond their control. About three in four (77%) respondents ...

文章核心观点 - 越来越多的婴儿潮一代退休人员正选择“非退休”，即以某种形式重返工作岗位 [1] - 这一趋势并非完全由经济因素驱动，许多退休人员重返职场是为了寻求社交、精神激励或实现价值 [2] 重返职场的原因 - 部分退休人员希望创业，将退休视为开启“第二幕”的完美时机 [3] - 经验丰富的创业者正在重塑自我，他们拥有运营组织的近距离视角，可将其应用于自己的业务 [4] - 退休生活可能比预期更孤独，重返工作可以对抗无聊、孤立感，并找回身份认同感，从而获得新的目标感 [5]