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Gaps in Awareness of HO Coverage Provides Opportunity for Agents: Survey
Insurance Journal· 2025-10-17 13:02
Many U.S. homeowners are missing important insurance protections, offering opportunities for agents to educate insureds on increasingly essential coverages.A new survey commissioned by The Hanover Insurance Group found many homeowners are exposed to growing risks, such as lawsuits, cybercrime and inflation—and they may not even be aware of the risk or that protections are available. Cyber insurance had the lowest awareness levels, at 46%, and only 7% of homeowners had coverage.83% of homeowners are aware of ...
Major insurance company collapses and files Chapter 15 bankruptcy
Yahoo Finance· 2025-10-17 12:03
When an insurance company's financial distress forces it out of business in the U.S., the company does not file for bankruptcy. A state court usually issues the insurance company an order of insolvency and liquidation, according to the National Organization of Life & Health Insurance Guaranty Associations' (NOLHGA) website. The association is comprised of life and health insurance guaranty associations in all 50 states and the District of Columbia, which protect policyholders when an insurance company fa ...
Goosehead Insurance Data Breach Exposes Personal Information: Murphy Law Firm Investigates Legal Claims
Globenewswire· 2025-10-17 08:24
OKLAHOMA CITY, Oct. 16, 2025 (GLOBE NEWSWIRE) -- Murphy Law Firm is investigating claims on behalf of all individuals whose personal and confidential information was compromised in the data breach involving Goosehead Insurance Agency. To join the class action lawsuit, visit our site HERE. Goosehead Insurance Agency, LLC (“Goosehead”) recently became aware of a security incident, indicating a data breach. Based on a subsequent forensic investigation, Goosehead determined that cybercriminals infiltrated this ...
Vienna Insurance Group offers to buy Germany's Nuernberger for $1.61 billion
Reuters· 2025-10-17 06:53
Vienna Insurance Group (VIG) said late on Thursday it was offering to acquire all shares of German insurer Nuernberger Beteiligungs AG for 1.38 billion euros ($1.61 billion) in cash. ...
每日债市速递 | 央行公开市场净回笼3760亿
Wind万得· 2025-10-17 06:40
公开市场操作与资金面 - 央行10月16日开展2360亿元7天期逆回购操作,操作利率1.40%,当日有6120亿元逆回购到期,实现单日净回笼3760亿元 [1] - 尽管央行公开市场转为净回笼,银行间市场资金面仍显充盈,存款类机构隔夜回购利率在1.31%附近徘徊,隔夜报价在1.3%维持巨量供给 [3] - 非银机构质押存单及信用债融入隔夜的报价在1.4%上下,10月上半月央行已完成两次买断式逆回购操作,净投放规模高于上月,显示预防性呵护态度 [3] 利率与收益率表现 - 全国和主要股份制银行一年期同业存单最新成交在1.67%附近,较上日小幅上行 [7] - 国债期货收盘表现分化,30年期主力合约涨0.42%,10年期主力合约涨0.06%,5年期和2年期主力合约均跌0.01% [12] - 美国隔夜融资担保利率为4.19% [4] 宏观经济与政策动态 - 中方表示对于相互尊重基础上的平等磋商持开放态度,美方有意延长对华关税暂停期以换取中方推迟实行稀土出口管制 [13] - 英国将多家中国企业列入实体名单,中方表示反对未经授权的单边制裁并提出严正交涉 [13] - 马来西亚央行宣布银行间基准利率将从吉隆坡银行同业拆息率过渡至马来西亚隔夜利率,原利率将于2029年1月1日起停止使用 [15] 市场数据与事件 - 2025年前三季度全国法拍市场挂拍房源54.7万套,同比减少4.9%,累计成交12.2万套,同比减少1.8%,总成交金额1858.3亿元,同比减少21.3% [13] - 截至8月末,金融"五篇大文章"贷款余额达105.6万亿元 [17] - 上交所表示将大力支持绿色投资,鼓励更多绿色企业进行股债融资 [17] 债券市场风险事件 - 近期债券负面事件涉及多家主体,包括福建福晟集团有限公司、西安曲江文化控股有限公司、苏宁易购集团股份有限公司等,事件类别包括被列入评级观察、隐含评级下调、未按时兑付本息等 [18] - 本月城投非标资产风险提示及违约事件涉及多只私募基金和信托计划,如盖州绿色产业扶贫投资基金、建信信托·山南华闻股权收益权投资集合信托计划等 [19]
If You Think AI’s A Bubble, You’re Already Late
Yahoo Finance· 2025-10-17 06:20
AI is not a hype cycle. It is a productivity event on the scale of railroads, electricity, and the internet. Quite frankly, each of those moments redefined the nature of work, not just the beneficiaries. In the 1800s, railroads connected regional markets and crushed transportation costs, turning isolated economies into national ones. In the 1900s, electricity reduced factory production by more than 70%, multiplying output without multiplying labor. By the 1990s, the internet compressed distribution costs to ...
Cheapest car insurance after an accident
Yahoo Finance· 2025-10-17 06:20
Comparing car insurance quotes is a key step to finding the cheapest rates at the best of times — and after a car accident. We’ll show you some of the cheapest car insurance rates after one at-fault accident, explain how much your insurance will increase, how long it will stay elevated, and share how to protect yourself from being sued after an accident you cause. Learn more: How does car insurance work? The basics explained. Cheapest car insurance with one at-fault accident Even just one accident wil ...
Travelers Shares Slip Despite Strong Earnings Beat and Improved Underwriting Results
Financial Modeling Prep· 2025-10-17 04:15
核心业绩表现 - 第三季度调整后每股收益为8.14美元,远超市场预期的6.15美元 [2] - 季度收入增长至124.7亿美元,超过预期的117.5亿美元 [2] - 公司综合赔付率同比改善5.9个百分点至87.3% [2] 盈利驱动因素 - 灾害损失大幅下降至税前4.02亿美元,去年同期为9.39亿美元 [3] - 税后投资收入增长15%至8.5亿美元 [3] - 业务保险保费增长3%至56.7亿美元 [4] 运营效率与资本回报 - 基础赔付率(剔除灾害和准备金调整)改善1.7个百分点至83.9% [4] - 季度内向股东回报近9亿美元,其中包括6.28亿美元的股票回购 [4] - 每股账面价值同比增长16%至141.72美元 [4] 市场反应与潜在担忧 - 尽管业绩超预期,公司股价下跌约3% [1] - 下跌主要因投资者权衡了与石棉相关的2.77亿美元费用 [1][3] - 强劲的经营业绩被投资者对长期石棉风险敞口的担忧所抵消 [4]
INTERCORP FINANCIAL SERVICES, INC. TO HOST THIRD QUARTER 2025 EARNINGS CONFERENCE CALL & VIDEO WEBCAST PRESENTATION
Prnewswire· 2025-10-17 04:15
公司活动安排 - 公司将于2025年11月7日星期五东部时间上午9点(利马时间上午9点)举行2025年第三季度财报电话会议及视频网络直播 [1] - 财报电话会议可通过美国境内电话 +1 866 807 9684 或美国境外电话 +1 412 317 5415 接入 会议ID为IFS [2] - 视频网络直播可通过特定链接观看 会议录音将在结束后于公司官网提供 [2] 财务信息披露 - 公司将于2025年11月6日星期四市场收盘后发布2025年第三季度业绩 [2] - 公司静默期将于2025年10月20日开始 并在2025年第三季度财务业绩发布后结束 期间不披露任何财务信息或评论 [3] 公司业务概况 - 公司是一家根据巴拿马法律注册的金融服务业领先提供商 证券在利马证券交易所和纽约证券交易所上市 [4] - 主要子公司包括Interbank(提供零售和商业客户全方位银行服务)、Interseguro(领先的保险公司)以及Inteligo(快速增长财富管理服务提供商) [4] 历史新闻关联 - 公司此前曾宣布将举办2025年第二季度财报电话会议 [6] - 公司已提交2024年度报告20-F表格 [7]
Slide to Report Third Quarter 2025 Results on Wednesday, November 5, 2025
Globenewswire· 2025-10-17 04:15
TAMPA, Fla., Oct. 16, 2025 (GLOBE NEWSWIRE) -- Slide Insurance Holdings, Inc. (“Slide”) (Nasdaq: SLDE) today announced it will release its third quarter 2025 financial results after the stock market closes on Wednesday, November 5, 2025. Slide will hold a conference call to discuss financial results at 5 pm Eastern Time on that day. The dial-in number for the conference call is (877) 407-9208 (toll-free) or (201) 493-6784 (international). Please dial the number 10 minutes prior to the scheduled start time. ...