As retailers compete for consumers’ omnichannel loyalty, Costco is driving digital growth with a somewhat unconventional approach — selling precious metals.The membership warehouse club chain shared in its second quarter fiscal 2024 financial results Thursday (March 7) that digital sales were up 18.4% in the quarter, and much of that growth comes from its sales of precious metals.“eComm showed strength in several areas led by sales of gold and very recently silver as well,” Costco CFO Richard Galanti told a ...

Accenture投资10亿美元在人工智能技术教育领域 - Accenture计划在未来几年内投资10亿美元用于LearnVantage项目[2] - AI技术正在改变公司教育方式，提升学习效率[3] - AI系统正在革新技术领域的效率，提高客户服务和教育教学质量[9] AI驱动的学习平台LearnVantage - 推出了AI驱动的学习平台LearnVantage，提供技术培训帮助客户提升员工技能[2] - 通过AI推荐引擎，LearnVantage提供个性化学习路径，满足重点技能需求[3] - AI简化了教育领域中内容和演示制作的繁琐过程，提高了员工之间的知识分享和学习[5] 印度一所高中聘请了一名AI老师 - 印度一所高中聘请了一名AI老师，利用生成式AI为学生提供个性化教育[11] - 制造商Makerlabs表示，这名AI老师专门为满足每位学生的学习需求而设计[12]

Discover Financial - Capital One据称正在收购Discover Financial[1] - Discover的价值可能会高于目前市值约280亿美元[2] - Discover报告称第四季度利润下降62%，归因于合规和风险管理问题的持续影响[4] - Discover总裁兼首席执行官Roger Hochschild在8月辞职，公司也在1月表示正在考虑出售其学生贷款业务[5] Capital One - Capital One在6月收购了数字礼宾公司Velocity Black，这是其与创新者合作开发新产品的一系列举措之一[7] - Velocity Black的服务专业知识和独特技术平台与Capital One致力于打造满足客户不断变化需求的体验的重点相辅相成[9]

Nike is laying off thousands of employees, as consumers’ ongoing financial pressures make it harder for them to justify nonessential purchases, such as adding more sneakers to their collections. The footwear company announced its decision to reduce its workforce by approximately 2%, equating to over 1,500 jobs, in a move aimed that comes amid the company’s broader restructuring plan to cut costs in the face of weakening demand for its shoes, CNBC reported Friday (Feb. 16).“This is how we will reignite our g ...

Episode Six与Mastercard合作 - Episode Six被选入Mastercard Engage计划，以其欧洲分期付款解决方案[1] - 与Mastercard Engage的合作将进一步增强E6的产品[5] - Mastercard Engage计划允许合作伙伴为Mastercard的全球客户构建、推出和增长支付解决方案，加速产品创新上市[6] TRITIUM平台与传统发卡行合作 - TRITIUM平台使传统发卡行能够推出新的分期付款解决方案，不会干扰现有基础设施[2] Episode Six的分期付款解决方案 - Episode Six的CEO表示，他们加强了分期付款方案，以满足金融机构的需求，提供数字化的分期贷款体验[3] - E6的分期付款解决方案包括BNPL、分期卡和贷款[4] E6全球运营和产品创新 - E6在40个国家全球运营，为银行和公司提供创新的支付能力[7] - E6推出了名为“Business Now, Pay Later”的分期付款计划，让商业银行在其业务银行渠道内为中小企业提供定制的分期付款方案[9] - 这一解决方案使金融机构能够满足未开发市场的需求，通过提供产品来加强业务关系，帮助中小企业更好地管理现金流[10]

For many sports betting companies, the Super Bowl is, well, their Super Bowl.But daily fantasy sports contest and sports betting company DraftKings is more focused on winning the lottery, announcing Thursday (Feb. 15) that it has reached an agreement to acquire Jackpocket, a leading digital lottery app in the United States, for total consideration of approximately $750 million.On Friday’s (Feb. 16) fourth-quarter 2023 earnings call, DraftKings executives told investors that they anticipated “significant cus ...

This week in the ongoing race for customers’ loyalty and engagement between retail powerhouses Walmart and Amazon, the former may be looking to join in the streaming media space, where the latter is already well established.Walmart is said to be in discussions to purchase smart television maker Vizio for more than $2 billion. This potential deal aims to boost the retailer’s advertising business, with major chains increasingly recognizing the importance of consumer data and ad space as a factor in holding th ...

营收情况 - Coinbase在2023年第四季度的营收超过了分析师对其的826亿美元的估计，达到了953亿美元，同比增长41%[2] - Coinbase的2023年交易收入为15亿美元，同比下降36%，总交易量为4680亿美元，同比下降44%[7] 公司重点 - 公司强调在2024年将专注于三大重点：通过改进核心交易和USDC来推动收入增长，通过使用USDC和Base进行支付实验来推动加密货币的实用性，继续推动行业的监管清晰度[4]

文章核心观点 Toast最新季度财报显示，虽订阅收入增长但部分指标增速放缓，公司宣布裁员10%，投资者盘后推动股价上涨1% [1][2] 分组1：人员调整 - 公司宣布裁员10%，削减550个岗位 [1] - 首席执行官称裁员是因部分领域团队扩张过快 [2] 分组2：业务成果 - 最新季度新增超6000个新地点，总数超106000个 [3] - 过去一年Flywheel Markets数量翻倍，即市场份额超20%的市场 [3] 分组3：增长指标 - 12月季度总收入同比增长35%至超10亿美元，增速低于年初 [4] - 订阅收入增长49%，低于2023年初超70%的增速 [4] - 最近季度年化经常性收入运行率为35%，低于年初同比增速 [5] 分组4：业务展望 - 中小企业是主要增长动力，零售和餐饮界限模糊，企业需要单一系统管理运营 [6] - Toast Capital主导的非支付相关金融科技解决方案上季度贡献3400万美元毛利润 [7] - 本季度预计营收增长22%，净地点新增约5500个，增长放缓部分与天气有关 [8] 分组5：业务状况 - 管理层称Toast Capital运营良好，违约率符合预期 [9]

DoorDash的业务扩展 - DoorDash正计划从餐厅送餐平台扩展为类似超级应用的服务[1] - DoorDash在零售领域的增长速度迅猛，每年扩大订单量数量级[1] - DoorDash的平台不仅仅是餐厅市场，还可以为各类小商家提供价值[3] DoorDash的市场表现 - DoorDash在最近几个月的表现有所下滑，排名也有所下降[3] - DoorDash是全国最常用的聚合器[4] - DoorDash的交易呈现积极趋势，消费者对即时送货的需求持续增长[5] DoorDash的战略转向 - DoorDash看到了推动DashPass和Wolt+订阅计划采用的机会[6] - DoorDash的战略转向成为更像超级应用的聚合器，显示出对即时送货未来的大胆愿景[7]