American International Group, Inc. (AIG) reported first-quarter 2025 adjusted earnings per share of $1.17, which beat the Zacks Consensus Estimate by 11.4%. However, the bottom line declined from the year-ago quarter’s $1.25. (See the Zacks Earnings Calendar to stay ahead of market-making news.)Adjusted operating revenues amounted to $6.6 billion, which declined significantly year over year. Also, the top line missed the consensus mark by 2.6%.The better-than-expected first-quarter earnings were supported b ...

公司整体财务数据关键指标变化 - 2025年第一季度保费收入为57.7亿美元，2024年同期为58.71亿美元[8] - 2025年第一季度总净投资收入为11.05亿美元，2024年同期为9.79亿美元[8] - 2025年第一季度总净实现损失为1.03亿美元，2024年同期为0.87亿美元[8] - 2025年第一季度总收入为67.83亿美元，2024年同期为67.63亿美元[8] - 2025年第一季度持续经营业务税前收入为9.6亿美元，2024年同期为10.58亿美元[8] - 2025年第一季度持续经营业务收入为6.98亿美元，2024年同期为7.97亿美元[8] - 2025年第一季度净收入为6.98亿美元，2024年同期为16亿美元[8] - 2025年第一季度AIG普通股股东基本每股收益为1.18美元，2024年同期为1.75美元[8] - 2025年第一季度其他综合收益为6.36亿美元，2024年同期亏损10.57亿美元[10] - 2025年第一季度综合收入为13.34亿美元，2024年同期为5.43亿美元[10] - 2025年第一季度归属于AIG的综合收入为13.33亿美元，2024年同期为4.57亿美元[10] - 2025年第一季度经营活动净现金使用为5600万美元，2024年同期为提供5.21亿美元[14] - 2025年第一季度投资活动净现金提供为27.51亿美元，2024年同期为3.06亿美元[14] - 2025年第一季度融资活动净现金使用为26.77亿美元，2024年同期为11.44亿美元[14] - 2025年第一季度现金及受限现金净增加3600万美元，2024年同期净减少3.46亿美元[14] - 2025年第一季度末现金及受限现金为14.08亿美元，2024年同期为14.37亿美元[14] - 2025年第一季度支付利息7200万美元，2024年同期为1.81亿美元[15] - 2025年第一季度支付税款9600万美元，2024年同期为8400万美元[15] 期外调整对财务数据的影响 - 2025年第一季度记录的期外调整使归属于AIG的净收入增加5100万美元，使持续经营业务税前收入增加1.4亿美元[23] - 若期外调整记录在适当期间，2024年持续经营业务税前收入将减少7900万美元，2023年和2022年分别增加3400万美元和4200万美元[23] - 若期外调整记录在适当期间，2024年归属于AIG的净收入将减少6800万美元，2023年和2022年分别增加1900万美元和2300万美元[23] 公司组织结构和细分市场调整 - 2024年第四季度公司调整组织结构和可报告细分市场组成[27] - 公司有北美商业、国际商业和全球个人三个可报告细分市场[28] 各业务线数据关键指标变化 - 2025年第一季度北美商业净保费收入21.24亿美元，承保收入1.29亿美元[35] - 2025年第一季度国际商业净保费收入20.51亿美元，承保收入2.4亿美元[35] - 2025年第一季度全球个人净保费收入15.94亿美元，承保亏损1.26亿美元[35] Corebridge相关情况 - 2024年6月9日公司持有Corebridge 48.4%普通股，对其进行了脱合并处理[42] - 2024年第二季度公司因脱合并Corebridge确认48亿美元损失[43] - 截至2025年3月31日，公司持有Corebridge 23.0%的流通普通股[45] - 2025年第一季度Corebridge税前亏损8.62亿美元，公司权益法收入2.4亿美元[46] - 2024年第一季度Corebridge净收入8.03亿美元，归属于AIG的净亏损4.19亿美元[47] 按公允价值计量的资产和负债情况 - 截至2025年3月31日，可出售债券总计6.6027亿美元，其中美国政府和政府支持企业债券为3.177亿美元，非美国政府债券为6.727亿美元[49] - 其他债券证券总计7540万美元，其中企业债务为2840万美元，CLO/ABS为2550万美元[49] - 权益证券总计7330万美元，其中Level 1为6930万美元，Level 3为350万美元[49] - 其他投资资产总计4.279亿美元，其中Level 1为4.018亿美元，Level 3为760万美元[49] - 衍生资产总计540万美元，经对手方净额结算和抵押调整后，Level 2为4590万美元，Level 3为460万美元[49] - 短期投资总计6.212亿美元，其中Level 1为3.916亿美元，Level 2为2.296亿美元[49] - 其他资产总计1290万美元，均为Level 3[49] - 按公允价值计量的资产和负债总计7.8188亿美元，其中Level 1为8.779亿美元，Level 2为6.6681亿美元，Level 3为3.179亿美元[49] 公允价值计量级别说明 - Level 1公允价值计量基于活跃市场中相同资产或负债的报价[50] - Level 2公允价值计量基于除Level 1报价外可直接或间接观察到的输入值[50] - Level 3公允价值计量基于使用不可观察重大输入值的估值技术[50] 会计准则评估 - 2023年12月FASB发布所得税披露改进会计准则，公司正在评估其影响[25]

American International Group (AIG) Q1 2025 Earnings Call May 02, 2025 08:30 AM ET Speaker0 Good day, and welcome to AIG's First Quarter twenty twenty five Financial Results Conference Call. This conference is being recorded. Now at this time, I would like to turn the conference over to Quentin McMillan. Please go ahead. Speaker1 Thanks very much and good morning. Today's remarks may include forward looking statements, which are subject to risks and uncertainties. These statements are not guarantees of futur ...

American International Group (AIG) Q1 2025 Earnings Call May 02, 2025 08:30 AM ET Company Participants Quentin Mcmillan - Vice President, Managing Director, IRPeter Zaffino - Chairman & CEOKeith Walsh - EVP & CFODon Bailey - EVP & CEO - North America Commercial InsuranceJohn Rice - Lead Independent DirectorMeyer Shields - Managing DirectorAndrew Andersen - Equity Research Vice PresidentBrian Meredith - Managing Director Conference Call Participants Mike Zaremski - AnalystAlex Scott - Equity Research Analyst ...

First Quarter 2025 Financial Results Presentation May 2, 2025 Copyright ® 2025 by American International Group, Inc. All rights reserved. No part of this document may be reproduced, republished or reposted without the permission of AIG. Q1 2025 Earnings Key Themes 1. NPW on a comparable basis reflects constant dollar basis adjustments and the sale of AIG's Travel business in 2024. NPE on a comparable basis reflects the sale of AIG's Travel business in 2024. Refer to page 26 for more detail. * Refers to fina ...

American International Group (AIG) reported $6.62 billion in revenue for the quarter ended March 2025, representing a year-over-year decline of 47%. EPS of $1.17 for the same period compares to $1.77 a year ago.The reported revenue compares to the Zacks Consensus Estimate of $6.79 billion, representing a surprise of -2.59%. The company delivered an EPS surprise of +11.43%, with the consensus EPS estimate being $1.05.While investors closely watch year-over-year changes in headline numbers -- revenue and earn ...

American International Group (AIG) came out with quarterly earnings of $1.17 per share, beating the Zacks Consensus Estimate of $1.05 per share. This compares to earnings of $1.77 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of 11.43%. A quarter ago, it was expected that this insurer would post earnings of $1.26 per share when it actually produced earnings of $1.30, delivering a surprise of 3.17%.Over the last four quarters, t ...

Press Release Contacts: www.aig.com Quentin McMillan (Investors): quentin.mcmillan@aig.com Claire Talcott (Media): claire.talcott@aig.com AIG Reports Excellent First Quarter 2025 Results NEW YORK, May 1, 2025 – American International Group, Inc. (NYSE: AIG) today reported financial results for the first quarter ended March 31, 2025. "We are off to an excellent start in 2025. Despite a challenging catastrophe quarter that produced elevated losses for the industry, AIG delivered very strong results. This outc ...

Continued improved pricing, exposure growth, portfolio streamlining, solid retention, renewals, reinsurance agreements and accelerated digitalization are expected to have boosted insurance stocks’ March-quarter performance. However, interest rate cuts and continued inflationary pressures are likely to have weighed on the upside. Insurers yet to report their first-quarter results on May 1 are Arthur J. Gallagher & Co. (AJG) , Reinsurance Group of America, Incorporated (RGA) and American International Group, ...

As I’ve covered in a previous article , American International Group, Inc. (NYSE: AIG ) has made significant progress in improving the underwriting performance of its business in recent years, but it still has a weaker underwriting capability thanLabutes IR is a Fund Manager/Analyst specialized in the financial sector, with more than 18 years of experience in the financial markets. I have worked at several type of institutions in the industry, always at the buy side and related to portfolio management. Asso ...