Bill.com Holdings, Inc. (NYSE:BILL) Q2 2023 Earnings Conference Call February 2, 2023 4:30 PM ET Company Participants Karen Sansot – Vice President-Investor Relations Rene Lacerte – Chairman, Chief Executive Officer and Founder John Rettig – Executive Vice President and Chief Financial Officer Conference Call Participants Brent Bracelin – Piper Sandler Josh Beck – KeyCorp Matt VanVliet – BTIG Darrin Peller – Wolfe Research Andrew Schmidt – Citigroup Jonathan Lee – Morgan Stanley Kenneth Suchoski – Autonomo ...

公司业务 - BILL是一家专注于为中小型企业提供金融自动化软件的领导者[75] - 截至2022年12月31日，使用我们解决方案的企业数量为435,800，同比增长17%[79] - 截至2022年12月31日，总支付金额为1322亿美元，同比增长25%[79] - 截至2022年12月31日，处理的交易数量为4033.9万笔，同比增长66%[79] 收入来源 - 我们的收入主要来自订阅和交易费用[84] - 订阅费用是按固定月度或年度收取的，用于客户使用我们平台处理交易[85] - 交易费用是根据每笔交易收取的费用，主要包括处理支票、ACH、卡支付、实时支付和跨境支付等[85] 合同与费用 - 公司与金融机构客户签订多年合同，为其提供基于云的支付平台访问权限，这些合同通常包括初期实施服务费用和订阅费用，以及交易处理服务费用，这些费用是根据合同期内的每月最低保证费用支付的[86] - 公司从为客户持有的资金获得的利息中产生收入，这些利息来自于支付交易结算期间公司从利息产生的资金[86] 费用分析 - 服务成本主要包括与客户成功和支付运营团队相关的人员成本，包括股权补偿费用，以及直接归因于处理客户和消费业务交易的成本[87] - 研发费用主要包括研发团队的人员相关费用，用于开发新产品或增强现有产品[87] - 销售和营销费用主要包括销售和营销团队的人员相关费用，包括股权补偿费用，销售佣金，市场推广费用等[87] - 总体和行政费用主要包括与财务、公司业务运营、风险管理、法律和合规、人力资源、信息技术等相关的人员成本[88] 财务表现 - 公司的营收在2022年12月31日的三个月和六个月内分别增长了66%和78%，毛利润分别为74%和89%[89] - 公司在2022年12月31日的三个月和六个月内的毛利率分别为82%和81%，主要由于客户资金利息收入增加和可变价格交易收入比例提高[92] 现金流和资产 - 经营活动产生的净现金流量在2022年12月31日的六个月内为7,338.2万美元[104] - 公司拥有总额为2.25亿美元的循环信贷承诺，截至2022年12月31日，已借款1.125亿美元[112] 风险管理 - 公司面临利率风险和信用风险，主要涉及公司现金投资和客户资金持有[121] - 公司存在外汇风险，涉及跨境支付服务和澳大利亚、加拿大子公司运营[125]

Bill.com Holdings, Inc. (NYSE:BILL) Q1 2023 Earnings Conference Call November 3, 2022 4:30 PM ET Company Participants Karen Sansot - Executive, IR Rene Lacerte - Founder, CEO & Chairperson John Rettig - EVP, Finance & Operations and CFO Conference Call Participants William Nance - Goldman Sachs Robert Napoli - William Blair & Company Samad Samana - Jefferies Bradley Sills - Bank of America Merrill Lynch Ken Wong - Oppenheimer Tien-Tsin Huang - JPMorgan Chase & Co. Kenneth Suchoski - Autonomous Research Andr ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _____________________ FORM 10-Q _____________________ (Mark One) x QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ________ to ________ Commission File Number: 001-39149 _____________________ BILL.COM HOLDIN ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ___________________________________________ FORM 10-K ___________________________________________ (Mark One) x ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended June 30, 2022 OR o TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE TRANSITION PERIOD FROM ________ TO ________ Commission File Number: 001-39149 ________________________ ...

Bill.com Holdings, Inc. (NYSE:BILL) Q4 2022 Earnings Conference Call August 18, 2022 4:30 PM ET Company Participants Karen Sansot - Vice President of Investor Relations Rene Lacerte - Chairman, Chief Executive Officer and Founder John Rettig - Executive Vice President and Chief Financial Officer Conference Call Participants Bryan Keane - Deutsche Bank Brad Sills - Bank of America Darrin Peller - Wolfe Research Josh Beck - KeyBanc Andrew Bauch - SMBC Nikko Brent Bracelin - Piper Sandler Samad Samana - Jeffer ...

it Bill.com (NYSE: BILL) Investor Deck May 2022 Safe Harbor This presentation contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995, which are statements other than statements of historical facts, and statements in the future tense. Forward-looking statements are based on our expectations as of the date of this presentation and are subject to a number of risks, uncertainties and assumptions, many of which involve factors or circumstances that are beyo ...

Bill.com Holdings, Inc. (NYSE:BILL) Q3 2022 Earnings Conference Call May 5, 2022 4:30 PM ET Company Participants Karen Sansot - Vice President of Investor Relations Rene Lacerte - Chairman, Chief Executive Officer & Founder John Rettig - Executive Vice President & Chief Financial Officer Conference Call Participants Darrin Peller - Wolfe Research Bryan Keane - Deutsche Bank Josh Beck - KeyBanc Brent Bracelin - Piper Sandler William Nance - Goldman Sachs Brad Sills - BofA Securities Andrew Bauch - SMBC Nikko ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ________ to ________ Commission File Number: 001-39149 BILL.COM HOLDINGS, INC. (Exact name of registrant as specified in its charter) Delawa ...

Bill.com Holdings, Inc. (NYSE:BILL) Q2 2022 Earnings Conference Call February 3, 2022 4:30 PM ET Company Participants Karen Sansot - Vice President of Investor Relations Rene Lacerte - Founder and Chief Executive Officer John Rettig - Executive Vice President and Chief Financial Officer Conference Call Participants Brent Bracelin - Piper Sandler & Co. Joshua Reilly - Needham & Company, LLC Kenneth Suchoski - Autonomous Research LLP Darrin Peller - Wolfe Research, LLC Bradley Sills - Bank of America Merrill ...