Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, DC 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2025 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(D) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to COMMISSION FILE NUMBER 001-35872 EVERTEC, Inc. (787) 759-9999 (Registrant's telephone number, including area code) Not applicable (Former name, former ...

Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance. While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health. For the quarter ended March 2025, Evertec (EVTC) ...

公司业绩表现 - 季度每股收益为0 87美元 超出Zacks一致预期的0 81美元 同比增长20 83% [1] - 季度营收达2 2879亿美元 超出预期4 88% 同比增长11 43% [2] - 过去四个季度均超过EPS和营收预期 [2] 市场反应与估值 - 年初至今股价微跌0 1% 同期标普500指数下跌4 7% [3] - 当前Zacks评级为3级(持有) 预计短期表现与市场持平 [6] 未来展望 - 下季度EPS预期为0 89美元 营收预期2 2481亿美元 [7] - 本财年EPS预期3 41美元 营收预期8 9396亿美元 [7] 行业比较 - 所属金融交易服务行业在Zacks行业排名中位列前36% [8] - 同业公司CompoSecure预计季度EPS为0 19美元(同比降24%) 营收1 0275亿美元(同比降1 2%) [9]

EVERTEC (EVTC) Q1 2025 Earnings Call May 07, 2025 04:30 PM ET Company Participants Beatriz Brown-Sáenz - Reporting & IR ManagerMorgan M. Schuessler - President, CEO & DirectorJoaquin Castrillo-Salgado - Executive VP, Treasurer & CFOVasundhara Govil - Managing DirectorJohn Davis - Managing Director Conference Call Participants Cristopher Kennedy - Research Analyst, Financial Services and TechnologyJamie Friedman - Senior FinTech and IT Services Research Analyst Operator Good day, everybody, and welcome to th ...

EVERTEC (EVTC) Q1 2025 Earnings Call May 07, 2025 04:30 PM ET Speaker0 Good day, everybody, and welcome to the EVERTEC First Quarter twenty twenty five Earnings Call. All participants will be in a listen only mode. After today's presentation, there will be an opportunity to ask questions. Please note that today's event is being recorded. I would now like to turn the conference over to Beatrice Brown from Investor Relations. Please go ahead. Speaker1 Thank you, and good afternoon. With me today are Max Schue ...

This presentation will reference certain non-GAAP financial information. For a description and reconciliation of non-GAAP measures presented in this document, please see the appendix attached to this presentation or visit the Investor Relations section of the Evertec website at www.evertecinc.com. Business Summary Mac Schuessler, President and CEO First Quarter Earnings Conference call May 7, 2025 Foward looking statements Certain statements in this presentation constitute "forward-looking statements" withi ...

Exhibit 99.1 EVERTEC REPORTS FIRST QUARTER 2025 RESULTS Raises full year outlook SAN JUAN, PUERTO RICO – May 7, 2025 – EVERTEC, Inc. (NYSE: EVTC) ("Evertec" or the "Company") today announced results for the first quarter ended March 31, 2025. First Quarter 2025 Highlights and Recent Highlights Mac Schuessler, President and Chief Executive Officer stated "We are pleased to report another quarter of strong revenue and earnings growth, which demonstrates our continued focus on sustainable execution. Given our ...

文章核心观点 - 金融交易服务行业中Evertec和Visa两只股票相比，基于估值数据，Evertec是更优价值选择 [1][7] 投资策略 - 结合强大的Zacks排名和风格评分系统价值类别中的出色评级，能产生最佳回报，Zacks排名强调盈利预测和预测修正，风格评分用于识别具有特定特征的股票 [2] 公司Zacks排名情况 - Evertec和Visa目前Zacks排名均为2（买入），该系统强调盈利预测修正为正的公司，两只股票盈利前景向好 [3] 风格评分价值等级因素 - 风格评分价值等级考虑多种关键基本面指标，包括市盈率、市销率、盈利收益率、每股现金流等 [4] 公司估值指标对比 - Evertec远期市盈率为11.12，Visa为31.22；Evertec PEG比率为1.77，Visa为2.33 [5] - Evertec市净率为5.06，Visa为17.52；这些指标使Evertec价值等级为A，Visa为D [6]

文章核心观点 - 价值投资是成功策略，Zacks开发Style Scores系统，Evertec（EVTC）是被低估的优质价值股 [2][3][8] 分组1：投资策略与系统 - Zacks关注Zacks Rank系统，同时留意价值、增长和动量趋势 [1] - 价值投资是受欢迎且成功的策略，投资者依靠传统分析寻找被低估股票 [2] - Zacks开发Style Scores系统，价值投资者可关注“Value”类别 [3] 分组2：Evertec公司情况 - Evertec（EVTC）当前Zacks Rank为2（买入），价值评级为A [4] - EVTC的P/E比率为11.28，行业平均为23.91，过去52周Forward P/E最高13.46，最低9.59，中位数10.75 [4] - EVTC的PEG比率为1.80，行业平均为1.87，过去12个月PEG最高1.85，最低1.01，中位数1.32 [5] - EVTC的P/B比率为4.98，行业平均为8.64，过去一年P/B最高5.07，最低3.89，中位数4.38 [6] - EVTC的P/CF比率为9.54，行业平均为19.49，过去一年P/CF最高14.54，最低8.15，中位数10.74 [7] - 这些指标显示EVTC可能被低估，结合盈利前景，是优质价值股 [8]

年报陈述性质 - 年报包含符合1995年《私人证券诉讼改革法案》的前瞻性陈述[11] 业务发展风险 - 依赖与Popular, Inc.的关系获取大量收入，其影响业务增长能力[13] - 需以有利条款续签客户合同，包括与Popular的A&R MSA及与Banco Popular的A&R ISO协议[13] 运营风险 - 依赖信息技术系统、员工、供应商和交易对手，系统故障或中断影响运营[13] - 面临系统安全漏洞和机密数据被盗风险[13] - 存在招募、留住和培养合格人员的挑战[13] 业务风险 - 面临商户欺诈和商户客户信用风险[13] - 业务集中在波多黎各，面临财政挑战和自然灾害影响[13] - 存在失去波多黎各优惠税率的可能性[13] 合并风险 - 合并Sinqia可能无法实现预期收益[13] 财务杠杆风险 - 杠杆可能限制公司筹集额外资本的能力，限制公司对经济或行业变化的反应能力，使公司面临利率风险，阻碍公司履行重大债务义务，且公司及其子公司可能产生大量额外债务，进一步增加风险[18] 数据风险 - 报告中的行业数据来自定期行业出版物，市场份额和行业数据主要基于管理层对行业的了解及行业数据编制，市场份额和市场地位的表述为近似值，基于管理层使用最新第三方数据及内部分析和估计得出，相关估计存在风险和不确定性，可能因多种因素发生变化[20]