UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K (Mark One) ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2020 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to | --- | --- | --- | |-------------------------------------------------------------------|-------------------------------------------------------------------------- ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Common Stock, $0.01 par value FBIZ The Nasdaq Stock Market LLC FORM 10-Q ☑ Quarterly Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2020 OR ☐ Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission file number 001-34095 FIRST BUSINESS FINANCIAL SERVICES, INC. (Exact name of registrant as specified in its charter) Wisco ...

业绩总结 - 公司在2020年第二季度的总收入为175百万美元，较2019年第二季度增长了10%[76] - 2020年第二季度的净收入为3,323千美元，较2019年6月30日的23,324千美元下降了85.8%[104] - 2020年第二季度的非利息收入为6,319千美元，占总收入的比例为28.00%[24] - 2020年第二季度的净利息收入为22,761千美元，较2019年6月30日的25,309千美元下降了6.1%[100] - 2020年第二季度的平均贷款收益率为3.52%[29] 用户数据 - 截至2020年6月30日，贷款延期请求的总额为3.23亿美元，其中60.2%为六个月的延期请求[15] - 2020年第二季度的多户住宅市场租金贷款延期率为8.5%[20] - 房地产和租赁行业的贷款延期总额为147,584千美元，其中142,519千美元为未抵押贷款[20] - 酒店行业的贷款延期总额为52,468千美元，其中63.1%的贷款来自有品牌酒店[21] - 通过PPP计划，保留了超过26,000个工作岗位[7] 未来展望 - 预计在2020年和2021年初将确认870万美元的处理费用，主要通过净利息收益率实现[7] - 2020年年初至今，平均资产回报率为0.58%，目标为1.15%[50] - 2020年公司净利差为3.80%，受到PPP贷款1%利率的暂时影响[59] 新产品和新技术研发 - 2020年第一季度，技术投资使公司在应对客户需求方面表现出极大的灵活性[45] - 2020年第二季度的信贷收入为15百万美元，较2019年第二季度增长了8%[90] 市场扩张和并购 - 贷款和租赁的强劲增长（不包括PPP贷款），以及市场存款创纪录，主要由于客户收到PPP贷款的资金[25] - 2020年第二季度的市场存款比率为78.00%[25] 负面信息 - 2020年第二季度贷款损失准备金增加21%，贷款损失准备金为550万美元[23] - 2020年6月30日的非经营性支出为2,912千美元，较2020年3月31日的249千美元显著增加[104] 其他新策略和有价值的信息 - 公司在COVID-19疫情期间没有进行任何裁员或休假[5] - 公司在疫情期间的流动性状况良好，主要和次要来源提供了充足的流动性[8] - 截至2020年6月30日，公司的资本比率持续超过最高监管基准水平，一级资本比率为12%[9] - 2020年第二季度的效率比率为70%[61] - 2020年第二季度的费用收入比率为25%[60]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Common Stock, $0.01 par value FBIZ The Nasdaq Stock Market LLC FORM 10-Q ☑ Quarterly Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2020 OR ☐ Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission file number 001-34095 FIRST BUSINESS FINANCIAL SERVICES, INC. (Exact name of registrant as specified in its charter) Wisconsin ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q þ Quarterly Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2020 OR ¨ Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission file number 001-34095 FIRST BUSINESS FINANCIAL SERVICES, INC. (Exact name of registrant as specified in its charter) Wisconsin 39-1576570 | --- | --- | --- | |------------------------------ ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K (Mark One) þ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2019 ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34095 FIRST BUSINESS FINANCIAL SERVICES, INC. (Exact name of registrant as specified in its charter) Wisconsin 39-1576570 (State or othe ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q þ Quarterly Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended September 30, 2019 OR ¨ Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission file number 001-34095 FIRST BUSINESS FINANCIAL SERVICES, INC. (Exact name of registrant as specified in its charter) Wisconsin 39-1576570 | --- | --- | --- | |-------------------------- ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q þ Quarterly Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended June 30, 2019 OR ¨ Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission file number 001-34095 FIRST BUSINESS FINANCIAL SERVICES, INC. (Exact name of registrant as specified in its charter) Wisconsin 39-1576570 | --- | --- | --- | |------------------------------- ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q þ Quarterly Report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 For the quarterly period ended March 31, 2019 OR ¨ Transition report pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Commission file number 001-34095 FIRST BUSINESS FINANCIAL SERVICES, INC. (Exact name of registrant as specified in its charter) | --- | --- | |--------------------------------------------------------- ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K (Mark One) þ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2018 ¨ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-34095 FIRST BUSINESS FINANCIAL SERVICES, INC. (Exact name of registrant as specified in its charter) Wisconsin 39-1576570 (State or othe ...