Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2025 ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number 001-35292 LCNB Corp. (Exact name of registrant as specified in its charter) Ohio 31-1626393 (State or other juris ...

评级升级核心观点 - LCNB的Zacks评级被上调至第2级（买入）[1] - 评级上调主要反映其盈利预期的上升趋势 这是影响股价的最强大力量之一[1] - 对盈利前景的乐观情绪可能转化为买入压力并推高股价[3] Zacks评级体系分析 - Zacks评级完全基于公司盈利前景的变化 通过追踪卖方分析师对当前及下一财年的每股收益（EPS）预期共识来衡量[1] - 该体系将股票分为5个等级 从第1级（强力买入）到第5级（强力卖出）[7] - 自1988年以来 Zacks第1级股票的平均年回报率为+25%[7] - 该体系在任何时间点对其覆盖的4000多只股票均保持“买入”和“卖出”评级的均衡比例 仅前5%的股票获得“强力买入”评级 接下来的15%获得“买入”评级[9] LCNB盈利预期修订 - 作为LCNB National Bank的控股公司 预计在2025财年每股收益为1.69美元 与上一年相比没有变化[8] - 过去三个月 Zacks共识预期对该公司的盈利预期上调了6.3%[8] - 股票评级进入Zacks覆盖股票的前20% 表明其盈利预期修订特征优异[10] 盈利预期修订与股价关系 - 公司未来盈利潜力的变化（反映为盈利预期修订）与其股价的短期波动已被证明存在强相关性[4] - 机构投资者在估值模型中使用盈利预期 预期上调会直接导致其计算的公司股票公允价值提高 进而引发买入行为[4] - 实证研究显示跟踪盈利预期修订趋势对于投资决策可能带来回报[6]

It has been several years since I last discussed LCNB Corp. (NASDAQ: LCNB ). The bank recently reported strong results for the third quarter of this year, in combination with a low amount of non-performing loans. It is nowHe is the leader of the investment group European Small Cap Ideas which offers exclusive access to actionable research on appealing Europe-focused investment opportunities not found elsewhere. The a focus is on high-quality ideas in the small-cap space, with emphasis on capital gains and d ...

It has been several years since I last discussed LCNB Corp. (NASDAQ: LCNB ). The bank recently reported strong results for the third quarter of this year, in combination with a low amount of non-performing loans. It is nowHe is the leader of the investment group European Small Cap Ideas which offers exclusive access to actionable research on appealing Europe-focused investment opportunities not found elsewhere. The a focus is on high-quality ideas in the small-cap space, with emphasis on capital gains and d ...

LCNB (LCNB) came out with quarterly earnings of $0.49 per share, beating the Zacks Consensus Estimate of $0.42 per share. This compares to earnings of $0.31 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of +16.67%. A quarter ago, it was expected that this holding company for LCNB National Bank would post earnings of $0.37 per share when it actually produced earnings of $0.41, delivering a surprise of +10.81%.Over the last four ...

LEBANON, Ohio--(BUSINESS WIRE)--LCNB Corp. ("LCNB") (NASDAQ: LCNB) today announced financial results for the three and nine months ended September 30, 2025. Commenting on the financial results, LCNB Chief Executive Officer, Eric Meilstrup said, "The strength of LCNB's business model, the disciplined execution of our long-term strategy, and our near-term efforts to optimize recent acquisitions continue to benefit our financial results. During the third quarter, LCNB decreased higher cost certifi. ...

Exhibit 99.2 LCNB Corp. and Subsidiaries Financial Highlights (Dollars in thousands, except per share amounts) (Unaudited) | | | | | Three Months Ended | | | | | | | | | | | Nine Months Ended | | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | | | | 9/30/2025 | 6/30/2025 | 3/31/2025 | | 12/31/2024 | 9/30/2024 | 9/30/2025 | | 9/30/2024 | | | | | | | Condensed Income | | | | | | | | | | | | | | | | | Statement | | | | | | | | | | | | | | | | | Interest income | ...

LEBANON, Ohio--(BUSINESS WIRE)--LCNB Corp. (Nasdaq: LCNB, the "Company†) today announced several leadership promotions as part of its comprehensive succession plan, reinforcing the Company's management depth and supporting its long-term strategic growth. "Enhancing LCNB's leadership structure to support a larger, more complex business is an important part of our longstanding succession plan. It also reflects the success of our multi-year growth plan, as LCNB's total assets managed has increased. ...

LCNB (LCNB) appears an attractive pick, as it has been recently upgraded to a Zacks Rank #2 (Buy). This upgrade is essentially a reflection of an upward trend in earnings estimates -- one of the most powerful forces impacting stock prices.The Zacks rating relies solely on a company's changing earnings picture. It tracks EPS estimates for the current and following years from the sell-side analysts covering the stock through a consensus measure -- the Zacks Consensus Estimate.The power of a changing earnings ...

投资方法 - 投资策略强调使用Zacks Rank系统和风格评分系统来筛选优质股票 重点关注盈利预测和预测修正[1] - 价值投资是当前最受欢迎的投资趋势之一 该策略在各种市场环境下都被证明是成功的[2] - 价值投资者使用多种方法 包括经过验证的估值指标来寻找股票[2] LCNB公司投资评级 - LCNB目前获得Zacks Rank 2(买入)评级和价值"A"级评分[4] - 公司被认为是当前市场上最强大的价值股之一[8] 估值指标分析 - 市盈率(P/E)为9.85 低于行业平均的10.26[4] - 过去一年远期市盈率最高14.00 最低8.06 中位数9.40[4] - 市净率(P/B)为0.86 低于行业平均的1.10[5] - 过去一年市净率最高0.99 最低0.75 中位数0.83[5] - 市销率(P/S)为1.78 低于行业平均的1.95[6] - 市现率(P/CF)为11.23 显著低于行业平均的16.43[7] - 过去一年市现率最高29.50 最低9.93 中位数14.83[7] 价值评估结论 - 基于各项估值指标分析 LCNB很可能被低估[8] - 结合盈利前景的强度 LCNB表现出色[8]