文章核心观点 - 金融科技公司正在逐步取代传统银行,两家数字银行公司值得关注 [1] - 这两家公司分别是拥有巴菲特支持的拉丁美洲数字银行Nu Holdings,以及美国领先的数字银行SoFi Technologies [1][2][4] Nu Holdings - Nu Holdings是拉丁美洲的银行巨头,尤其在其母国巴西 [2] - 该公司采取线上银行模式,不设实体网点,提供信用卡、支票储蓄账户、保险和经纪等产品 [2] - 该公司收入增长强劲,2022年第二季度收入同比增长65%至28亿美元,主要得益于新增600万客户 [2][3] - 拉丁美洲金融业普遍不发达,约70%人口未获银行服务,这为Nu Holdings带来巨大机遇 [3] - Nu Holdings二季度净利润同比增长116%至4.87亿美元,显示其商业模式具有可扩展性 [3] - 尽管估值较高,但考虑到公司高速增长和盈利能力,投资者应认真考虑投资该股 [3] SoFi Technologies - SoFi Technologies是美国领先的数字银行实体 [4] - 该公司也采取线上银行模式,通过手机应用提供广泛的金融服务产品,包括银行账户、信用卡、经纪平台、各类贷款和保险 [4] - 尽管在高利率环境下增速有所放缓,但增长仍然可观,2022年二季度收入同比增长20%至5.99亿美元 [4] - 过去3年,该公司客户数增长200%,目前达到880万 [4] - 该公司此前一直未实现盈利,而是将资源集中于快速增长以抢占市场份额,但最近3个季度已实现GAAP净利润 [5] - 预计到2026年,每股收益将达0.68美元,此后还将保持20%-25%的年复合增长率 [5] - 目前股价较高点下跌约70%,投资500美元购买SoFi股票看起来是个不错的选择 [5]

Nu Holdings Ltd. (NU) closed at $13.87 in the latest trading session, marking a +0.34% move from the prior day. The stock outperformed the S&P 500, which registered a daily loss of 0.13%. Elsewhere, the Dow gained 0.33%, while the tech-heavy Nasdaq lost 0.39%. Prior to today's trading, shares of the company had lost 2.88% over the past month. This has lagged the Business Services sector's gain of 4.62% and the S&P 500's gain of 2.43% in that time. Market participants will be closely following the financial ...

This stock has nearly quadrupled since the start of last year but is growing too fast to ignore. If you're willing to travel far to find something "new" for your portfolio, you might want to try Nu Holdings (NU 0.19%) on for size. The fast-growing provider of financial services is a rising star in its home country of Brazil. It's early in its expansion across Latin America and even has the greatest investor of our time onboard. The stock isn't cheap. Expectations are high, given its lofty valuation. However ...

At PropNotes, we focus on finding top-notch, high-yield investment opportunities for individual investors. With our background in professional Prop Trading, we make complex concepts easy to understand and offer clear, actionable advice to help you achieve better returns. Occasionally, we will also share exclusive options strategies to help you enhance your performance even further. Every piece of content we produce is designed to help you make smart decisions in the market, backed by expert research you won ...

Nu Holdings Ltd. (NU) delivered an impressive performance this year, with its stock surging 78.7% and outperforming the 2% rise of the industry. NU's success can be attributed to its strong business model, which features a well-established brand, an efficient cost structure and effective monetization strategies. As of the latest trading session, the stock closed at $14.89, just shy of its 52-week high of $15.1. It is trading above its 50-day moving average, indicating a bullish sentiment among investors. Za ...

The Latin American online bank is growing at a rapid pace. Nu Holdings (NU 4.01%) is a Brazil-based digital bank operating under the banner NuBank. It operates in three Latin American countries, so it might not be on your radar. But if you're an investor, it should be. It's growing by leaps and bounds, and its stock has gained accordingly. Can it be part of a millionaire-maker portfolio? The bank customers have been waiting for Banking is an age-old business, but digital banks have been upending the industr ...

These two companies can grow your wealth quickly. Want to make money in the stock market? Make sure to track the stocks that are in Berkshire Hathaway's portfolio. Buffett has led Berkshire for decades, showing himself as one of the best investors of all time, and monitoring the positions he's ultimately responsible for can give your portfolio a leg up. If you want to follow Buffett's best ideas, the two stocks below are for you. This is one of Buffett's best stock picks ever In 2011, Buffett made one of hi ...

These two companies can add huge upside potential to your portfolio. Want to instantly add huge upside potential to your portfolio? Check out fintech stocks. These companies are like banks but with the rapid growth rates of tech start-ups. Right now, two fintech stocks, in particular, look very attractive. Follow Buffett into this quality company trading at a discount It pays to look at Warren Buffett's portfolio. For more than a decade, he's held onto one of the most successful fintech stocks in recent mem ...

文章核心观点 - Nu Holdings是一家快速增长的拉丁美洲数字银行 [1] - 公司经历了上市后的股价波动,受到宏观和竞争压力的影响 [1] - 未来三年内,公司仍有较大的增长空间 [6] 公司发展情况 - 公司在巴西、墨西哥和哥伦比亚提供数字银行服务,在线模式使其能够快速扩张 [2] - 2021-2023年,公司客户数从3330万增长到9390万,活跃度和客户平均收入均大幅提升 [2][3] - 公司收入和利润增长迅速,2021-2023年复合年增长率分别为117%和1246% [3] 未来发展前景 - 2024年上半年,公司保持了良好的增长势头,客户数、客户平均收入和活跃度均有所提升 [4] - 分析师预计2023-2026年公司收入和利润将保持32%和54%的复合年增长率 [4] - 公司面临巴西货币贬值、通胀等宏观挑战,以及来自MercadoLibre等竞争对手的压力 [5] - 但公司仍有较大的增长空间,可以从拉美地区的收入水平、互联网普及率和数字银行渗透率提升中获益 [6]

Nu Holdings Ltd. (NU) has delivered an impressive performance this year, with its stock surging 76.4%, significantly outperforming the 20.1% rise of the industry and the 17.8% increase of the Zacks S&P 500 composite. NU's success can be attributed to its strong business model, which features a well-established brand, an efficient cost structure and effective monetization strategies. Year-to-Date Price Performance Image Source: Zacks Investment Research As of the latest trading session, the stock closed at $ ...