公司表现 - 公司股票今年上涨41% 远超行业10%的增长率 [1] - 公司股票在过去三个月下跌21% 进入调整阶段 [1] - 公司第三季度新增520万客户 全球客户总数达到1.097亿 [5] - 公司第三季度收入同比增长56% [6] 行业对比 - 公司股票表现优于Banco Santander (Brasil) S.A. (BSBR) 后者同期下跌27% [1] - 公司股票表现逊于SoFi Technologies (SOFI) 后者同期上涨103% [1] - 公司ROE为28.7% 高于行业平均10.8% [8] - 公司ROIC为12.5% 远高于行业平均3.6% [10] 业务模式 - 公司采用数字优先和可扩展的商业模式 降低运营成本并提高效率 [4] - 公司在巴西市场通过创新成本结构和以客户为中心的模式脱颖而出 [5] - 公司业务多元化 包括贷款、交换费和市场服务 降低风险并提供稳定性 [6] - 公司正在拉丁美洲扩展业务 特别是在墨西哥和哥伦比亚 采用率加速 [5] 财务展望 - 公司2024年每股收益预计为42美分 同比增长75% [12] - 公司2025年每股收益预计同比增长40% [12] - 公司2024年销售额预计同比增长47% [12] - 公司2025年销售额预计同比增长34% [12] 市场机会 - 公司有机会渗透未开发地区 进一步扩大业务范围 [5] - 数字化趋势预计将维持并增强公司的增长轨迹 [5] - 公司信用卡和个人贷款等关键领域对其财务成功贡献显著 [6]

核心观点 - 文章未提供具体的公司或行业分析内容，主要为编辑介绍和分析师披露信息 [1][2][3] 编辑介绍 - 编辑介绍了一位新加入的贡献分析师Alexander Ball，并鼓励读者提交投资文章以获得发表机会和收益 [1] 分析师披露 - 分析师披露其持有Nu Holdings（NU）的长期受益股份，包括股票、期权或其他衍生品，并声明未接受任何补偿，且与所提及公司无业务关系 [2] 平台披露 - 平台声明过去表现不能保证未来结果，不提供投资建议，且分析师包括专业和非专业投资者，可能未获得任何机构或监管机构的许可或认证 [3]

文章核心观点 - 公司Nu Holdings是拉丁美洲数字银行的领导者，结合现代数字银行和新兴市场的巨大增长潜力，被认为是当前最佳的银行投资标的之一 [1][2] 公司概况 - 公司是拉丁美洲的数字银行，提供包括银行账户、借记卡和信用卡、贷款、投资等在内的多种金融服务 [3] - 公司通过互联网和智能手机应用扩展业务，相比传统银行，这种模式帮助公司快速增长用户基数 [4] 用户增长 - 尽管仅在巴西、墨西哥和哥伦比亚运营，公司的用户基数从2020年的约2600万增长到目前的超过1.1亿 [5] - 公司第三季度的用户数量比去年同期增加了2070万，现已成为巴西领先的银行，服务了56%的成年人口 [5] - 公司现有市场覆盖了拉丁美洲6.65亿人口中的约3.95亿，仍有大量扩展到新国家的机会 [5] 收入增长 - 随着拉丁美洲消费者收入的增长，他们可能会增加消费、借贷、银行和投资活动，这推动了公司的收入增长 [6] - 公司第三季度的收入为29亿美元，同比增长56% [6] 盈利增长 - 随着公司成熟，支出需求趋于平稳，持续的收入增长最终导致公司实现盈利，这是Nu Holdings正在发生的情况 [7] - 公司第三季度的盈利同比增长了89% [8] - 分析师预计公司全年每股收益为0.41美元，比去年的0.24美元增长了71% [8] 估值分析 - 公司的高收入和盈利增长率表明，Nu Holdings仍有很大的增长潜力 [9] - 分析师估计，公司未来三到五年的年均盈利增长率约为50% [9] - 公司目前的市盈率为28，远低于其预期的50%年均盈利增长率，这使得其PEG比率仅为0.6，提供了较大的安全边际 [10][11] - 即使公司的盈利增长率降至28%，其PEG比率仍为1.0，仍然是一个很好的投资价值 [12]

A long-term bet on Nu Holdings means a bet on a specific geographical region.The largest neobank in the Western world is a company you've likely never heard of. Nu Holdings (NU -0.42%) is the parent company of Nu Bank, a digital bank taking Latin America by storm. Starting in Brazil, the bank and financial services platform has disrupted the stodgy legacy institutions and is now closing in on 100 million active customers.This growth stock could be an exciting fintech play on the growth of the Latin American ...

Parkev Tatevosian, CFA has no position in any of the stocks mentioned. The Motley Fool recommends Nu Holdings. The Motley Fool has a disclosure policy. Parkev Tatevosian is an affiliate of The Motley Fool and may be compensated for promoting its services. If you choose to subscribe through his link, he will earn some extra money that supports his channel. His opinions remain his own and are unaffected by The Motley Fool. ...

Investors usually look to bank stocks for stability and passive income. They're rarely the growth portion of an equity portfolio, but they can keep your holdings on solid ground when the economy or market is shaky.But today, there's a new cadre of bank stocks that are all-digital and fast-growing. These fintech companies have tremendous opportunity as the future of the industry, and Nu Holdings (NU -0.42%) is leading the way. If you have $1,000 to invest, Nu could be the ultimate bank stock to buy right now ...

Fintech stocks run the gamut from banks that lean into new innovations to technology companies offering financial services. Because the companies can vary widely, it can be difficult to decipher which fintech stocks are the best to buy.If you've got $1,000 to invest right now and are trying to find one of the best fintech stocks available, there are a few good reasons to consider Nu Holdings (NU -0.42%). Here's what you should know.A fast-growing fintechNu Holdings is the parent company of Brazil-based Nuba ...

Nu Holdings (NU -2.20%) is expanding quickly in its home market while expanding into new territories.*Stock prices used were the afternoon prices of Dec. 9, 2024. The video was published on Dec. 11, 2024. ...

This fast-growing Latin American fintech is turning more than heads these days.There's a good chance that you don't own one of the top-performing fintech stocks over the past couple of years. Nu Holdings (NU 2.17%) shares have nearly tripled since the beginning of last year. It boasts a long list of prolific shareholders -- including the legendary value-oriented Warren Buffett and the aggressive growth fund manager Cathie Wood -- but it's still not on most investing radars.There's an even better chance that ...

公司动态 - Nu Holdings股票价格在2024年12月2日的交易中上涨1 80% [1] - 相关视频于2024年12月3日发布 [2]