DETROIT, Oct. 29, 2024 /PRNewswire/ -- Rocket Companies, Inc. (NYSE: RKT) ("Rocket Companies" or the "Company"), the Detroit-based fintech platform company including mortgage, real estate and other financial services businesses, today announced that the Company will issue its third quarter 2024 earnings on November 12, 2024. Leadership will host a conference call to discuss results at 4:30 p.m. ET on that date and a press release detailing the Company's results will be issued prior to the call. A live webca ...

Detroit-based Rocket Mortgage will manage a portion of Annaly's serviced clients DETROIT, Oct. 1, 2024 /PRNewswire/ -- Rocket Mortgage, the nation's largest mortgage lender and a part of Rocket Companies (NYSE: RKT), and Annaly Capital Management, Inc. (NYSE: NLY) ("Annaly"), the world's largest residential mortgage real estate investment trust, today announced the companies have entered into a subservicing agreement. Under the relationship, Rocket will handle all servicing and recapture activities for a po ...

Industry tailwind often creates an opportunity for growth and valuation expansion for companies prepared to take advantage of the situation. Such a tailwind is brewing for Rocket Companies (NYSE: RKT ) in the form of I am a young private investor seeking to find advice and knowledge through my journey in Seeking Alpha. I primarily focus on growth companies and the disruptive future they may bring. Through the rise of technological capabilities, I believe that the world will undergo a massive transition in t ...

Markets will always have a reason to keep the market going, and always come up with reasons as to why a stock might be falling, whether these reasons are valid or not. Today, investors need to cut out the noise as volatility starts to hit the S&P 500 and other baskets of stocks, especially the ones that carry the most potential tail risk for a new rally based on fundamental reasons as well as technical. Rocket Companies Today RKT Rocket Companies $18.46 -0.40 (-2.12%) 52-Week Range $7.17 ▼ $21.28 P/E Ratio ...

DETROIT, Sept. 10, 2024 /PRNewswire/ -- Rocket Companies, Inc. (NYSE: RKT) ("Rocket Companies" or the "Company"), the Detroit-based fintech platform company including mortgage, real estate and other financial services businesses, will host its first Investor Day today at 9:00 a.m. ET in Detroit and via a live webcast. During the event, the executive leadership team will present the Company's AI-fueled homeownership strategy and financial priorities to deliver shareholder value over the long-term. "I am look ...

Sogorka, a former Business Unit President at Black Knight and CEO of mortgage technology firms Sagent and Cloudvirga, named General Manager of Rocket Mortgage's unit serving mortgage brokers Click here to download high resolution headshot DETROIT, Sept. 3, 2024 /PRNewswire/ -- Rocket Companies (NYSE: RKT) today announced it has named Dan Sogorka as General Manager of Rocket Pro Third Party Origination (TPO), the mortgage broker business of Rocket Mortgage, effective September 3. Dan Sogorka, a former Busine ...

DETROIT, Aug. 26, 2024 /PRNewswire/ -- Rocket Companies, Inc. (NYSE: RKT) ("Rocket Companies" or the "Company"), the Detroit-based fintech platform company including mortgage, real estate and other financial services businesses, today announced that the Company will host its first Investor Day on Tuesday, September 10, 2024 starting at 9:00 a.m. ET in Detroit, Michigan. The event will feature presentations and engagement opportunities with Rocket Companies' leadership, immersive demo experiences and a tour ...

New temporary buydown option eases the transition into homeownership with Rocket Mortgage covering the cost of a lower interest rate for two years DETROIT, Aug. 26, 2024 /PRNewswire/ -- Rocket Mortgage, the nation's largest mortgage lender and a part of Rocket Companies (NYSE: RKT), today introduced "Welcome Home RateBreak," a lender-paid 2-1 temporary buydown program. Buyers can enjoy significant savings with a mortgage rate reduced by two percentage points in the first year, then one percentage point in t ...

财务业绩 - 公司在2024年上半年共计完成了449亿美元的住宅抵押贷款业务量，同比增长14%[229] - 公司2024年上半年实现净利润4.686亿美元，同比增长741.0百万美元[229] - 公司2024年上半年实现调整后EBITDA3.991亿美元，同比增长4.599亿美元[229] - 公司2024年第二季度完成了247亿美元的住宅抵押贷款业务量，同比增长10%[228] - 公司2024年第二季度实现净利润1.779亿美元，同比增长28%[228] - 公司2024年第二季度实现调整后EBITDA2.248亿美元，同比增长2.066亿美元[228] 非GAAP财务指标 - 公司剔除了由于估值假设变化导致的抵押贷款服务权公允价值变动净额对收入的影响[236][237] - 公司剔除了股份支付费用、抵押贷款服务权公允价值变动净额以及相关税务影响后计算了调整后净利润[239] - 公司将调整后EBITDA定义为剔除利息费用、税费、折旧摊销、股份支付费用以及抵押贷款服务权公允价值变动净额的净利润[231][232] - 公司指出调整后财务指标仅为补充性信息,不应视为替代GAAP指标[234][235] 财务数据 - 公司三个月和六个月期间的净收入分别为12.95亿美元和175.10亿美元[242] - 公司三个月和六个月期间的调整后税前收入分别为1.92亿美元和4.91亿美元[242] - 公司三个月和六个月期间的有效所得税率分别为24.40%和24.40%[242,243] - 公司三个月和六个月期间的贷款发放量分别为246.62亿美元和448.67亿美元[253] - 公司三个月和六个月期间的贷款服务组合总规模分别为5,345.58亿美元和5,036.93亿美元[255] - 公司三个月和六个月期间的其他业务总收入分别为1.87亿美元和3.55亿美元[256] 贷款销售业务 - 公司第二季度贷款销售收益净额为7.59亿美元，同比增长28%[277] - 第二季度净利率锁定量为250.50亿美元，同比增长13%[280] - 第二季度贷款销售毛利率为2.99%，同比增长0.32个百分点[281] - 第二季度贷款销售收益净额中的公允价值调整和远期合约重估收益为80.47亿美元，同比增长29%[284] 其他业务收入 - 第二季度贷款服务费收入为3.55亿美元，同比增长3%[264] - 第二季度其他收入为2.69亿美元，同比增长15%[266] 费用 - 第二季度薪酬、佣金和员工福利费用为5.53亿美元，同比下降4%[268] - 第二季度营销和广告费用为2.11亿美元，同比下降4%[270] - 第二季度所得税费用为1.41亿美元，同比增长1,706%[272] - 第二季度归属于Rocket Companies的净利润为130万美元，同比下降82%[276] 全年业务情况 - 公司2024年上半年贷款销售总量达到410.1亿美元，同比增长10%[289] - 公司2024年上半年贷款服务收入净额为6.44亿美元，同比增长82%[295] - 公司2024年上半年其他收入为5.14亿美元，同比增长19%，主要由Rocket Money业务收入增长52%带动[303] - 公司2024年第二季度贷款服务收入净额为2.42亿美元，同比下降37%，主要由于利率上升幅度较2023年同期有所放缓[294] - 公司2024年第二季度总费用与2023年同期持平，为11.09亿美元[305] 流动性和资金来源 - 公司主要依靠销售贷款、抵押贷款服务权益和超额服务现金流、贷款发放费用、服务费收入、贷款持有期间的利息收入等来获得流动性[327] - 公司使用自有资金和短期借款(主要通过主要银行提供的承诺和无承诺融资工具)来为贷款提供资金[329] - 公司在出售贷款组合后会使用所得款项偿还融资工具的借款,依赖于贷款销售来为未来贷款提供资金并偿还借款[331] - 公司的融资工具允许出借方评估抵押品价值,如果价值下降可能会要求公司提供额外抵押品或减少借款,这可能对公司流动性产生重大不利影响[333] - 公司保持强劲的流动性地位,截至2024年6月30日总流动性为86亿美元,包括13亿美元现金、19亿美元自有资金用于贷款发放、34亿美元未使用的融资工具额度和20亿美元未使用的抵押贷款服务权益额度[335] 其他信息 - 公司的融资设施、提前赎回设施、抵押贷款服务设施和无担保信贷额度要求公司遵守特定的经营和财务契约，这些设施的资金可用性取决于公司是否持续遵守这些契约[1] - 截至2024年6月30日，公司的现金及现金等价物和受限现金为13亿美元，较2023年6月30日的9.178亿美元增加了46%[2] - 截至2024年6月30日，公司权益为88亿美元，较2023年6月30日的84亿美元增加了5%，主要由于净收益3.509亿美元和股份支付费用1.435亿美元[3] - 2024年和2023年上半年，公司没有重大的股息或税收分配[4] - 截至2024年6月30日，公司的合同义务、商业承诺和其他或有事项没有发生重大变化[5] - 公司披露了最近发布的会计准则及其对公司财务报表的预期影响[6

The 25-city showcase will spotlight both household names and featured acts in premiere clubs across the country, including Improv venues in multiple stops DETROIT, Aug. 6, 2024 /PRNewswire/ -- Rocket Mortgage – the nation's largest retail mortgage lender and part of Rocket Companies (NYSE: RKT) – today announced the launch of the Rocket Comedy Tour in partnership with comedian, writer and director Mike Young. The 25-stop nationwide tour is set to bring headlining acts alongside Young to intimate theaters ac ...