Key Takeaways Gold and silver prices tumbled on Friday as investors locked in profits after President Trump nominated Kevin Warsh to chair the Federal Reserve, allaying some of Wall Street's fears about the president's efforts to exert greater control over the independent central bank. Spot gold was recently down 10% at about $4,850 per troy ounce after hitting a record high of about $5,600 on Thursday. Silver prices, which touched an all-time high above $120 yesterday, dropped 28% to trade below $84 an oun ...

By David Ljunggren and Promit Mukherjee OTTAWA, Jan 28 (Reuters) - The threat to the independence of the U.S. Federal Reserve is boosting economic uncertainty ​around the world, Bank of Canada Governor Tiff Macklem said on ‌Wednesday in his strongest comments to date on the outlook for the Fed. U.S. President Donald Trump has ‌repeatedly criticized Fed Chairman Jerome Powell, demanding he cut interest rates. He is seeking to remove Fed governor Lisa Cook while the Department of Justice has threatened Pow ...

消费者信心指数大幅下滑 - 2024年1月美国消费者信心指数初值环比下降9.7点至84.5 为2014年5月以来的最低水平[1] - 该指数已跌破新冠疫情时期的最差读数 显示消费者对现状和未来预期的担忧加深[2][3] - 指数所有五个组成部分均恶化 导致整体指数跌至近十年低点[3] 现状与预期指数双降 - 衡量当前商业和劳动力市场状况的现状指数1月下降9.9点至113.7[5] - 基于消费者短期展望的预期指数1月下降9.5点至65.1 远低于预示经济衰退的80点门槛[5] - 对未来六个月商业和劳动力市场状况的预期进一步滑入负值区间 家庭收入前景也变得不那么乐观[6] 下滑范围广泛且程度加深 - 消费者信心恶化在民主党人、共和党人和独立人士中普遍存在 其中独立人士的降幅最大[8] - 所有年龄和收入群体的信心均下滑 35岁以下消费者比35岁及以上者更乐观 Z世代是所有调查世代中最乐观的[9] - 在收入群体中 收入低于15000美元的消费者仍然最不乐观[9] 消费者对经济与个人财务的看法 - 消费者对其家庭当前财务状况的看法在1月略有改善 但对未来财务状况的预期在1月下降[12] - 认为美国经济在未来12个月“有些可能”陷入衰退的消费者比例略有下降 认为“不太可能”的比例也有所下降[13] - 认为未来一年衰退“非常可能”的受访者比例反弹 认为美国“已经陷入”衰退的少数消费者比例略有上升[14]

Investor appetite for gold, which is considered a safe haven during times of volatility, continues to be strong. The price of the gold has nearly doubled over the past year as many investors have turned to the precious metal as a store of value amid economic and geopolitical uncertainty. The seeming resolution, or at least a path toward one, of affairs involving the U.S., Greenland and mainland Europe appeared last week to have marked a cooling of geopolitical fears. Some analysts though, have said a broade ...

Key Takeaways The price of gold traded at record highs Monday after surpassing $5,000 per ounce for the first time over the weekend. The precious metal's recent rise reflects investor demand for hedges amid geopolitical and economic uncertainty, as other precious metals have also climbed in recent months. Gold finally hit the milestone traders have been waiting for. The spot price of the precious metal over the weekend topped $5,000 per troy ounce for the first time, and earlier Monday climbed ab ...

Gold prices surged to a fresh record, pushing closer to the $5,000-an-ounce milestone on heightened geopolitical risks, economic uncertainty and a weaker U.S. dollar.Futures in New York rose 0.5% to $4,939.20 a troy ounce after hitting $4,970 earlier in the session. Silver futures climbed 1.8% to $98.04 an ounce."The rally is being fueled by FOMO [fear of missing out], alongside continued focus on broader hard-asset-supportive drivers following a slight easing in U.S.-EU tensions," Saxo Bank analysts said. ...

Home sales touched a fresh low in 2025 as economic uncertainty hammered the housing market. Americans sold 4.06 million previously-owned homes in the year, the National Association of Realtors said Jan. 14. That number contains an initial estimate for December sales, which may be revised. For now, however, the unrounded data show 2025’s total a few thousand lower than 2024, which marked the lowest level of sales since 1995. "There was a bit of hope at the beginning of the year and then it really just tap ...

A Saks Global bankruptcy would have a significant impact on independent luxury shoe designers and fashion houses that derive a large percentage of sales from the footwear category. “In some cases, footwear represents 40 percent to 50 percent of the designers’ businesses,” said Gary Wassner, CEO of Hilldun Corp., the factoring firm that works with many of the luxury brands and designers who sell to the retail banners Saks Fifth Avenue and Neiman Marcus. More from WWD According to Wassner, these companies ...

公司业务表现与展望 - 公司高管表示啤酒销售可能持续波动并面临压力 [1] - 经济不确定性和核心客户群体（西班牙裔消费者）的高失业率是主要影响因素 [1] 行业与市场环境 - 经济不确定性对消费构成挑战 [1] - 西班牙裔消费者群体面临高失业率问题 [1]

美国经济中的个人不安全感 - 美国家庭面临比企业更高的风险和冲击，且风险与冲击成本在上升，而保障却在恶化[1] - 美国经济的隐性危机是个人不安全感，即使对状况尚可的人而言，也时刻担忧因裁员、离婚或日常账单而陷入困境[1] 成本端压力 - 数百万美国人的健康保险费将在2026年大幅上涨[2] - 儿童保育、教育和住房成本持续攀升[2] - 通胀虽从疫情后峰值回落，但物价仍高且持续上涨[10] - 关税正逐步传导至消费者钱包，白宫建议减少购买，但许多必需品无法削减[10] - 一位营销顾问及其妻子的医疗保险费明年将上涨25%[4] - 一名31岁自由职业者因其保费上涨，被迫在2026年降级其医疗保险计划[11] 收入与劳动力市场困境 - 劳动力市场开始出现裂痕，收入端情况不佳[2] - 劳动力市场冻结，大规模裁员未发生，但招聘也停滞，薪资增长乏力，晋升机会稀少[12] - 疫情驱动的劳动力市场紧张提升了底层劳动者，但中等收入者处境改善有限，且随着市场走弱，低薪劳动者正失去议价能力[13] - 摩根大通研究所发现，职业生涯早期员工的收入增长慢于往常，而50岁出头的员工其薪资增长落后于通胀，整体收入增长从近几个月的水平回落[14] - 金融规划师指出，财务焦虑遍及各阶层，低收入者担忧租金、护理成本和收入不稳定，高收入“双科技”家庭则因裁员和AI威胁而紧张，他们资产富裕但现金流紧张，生活方式成本高昂[14] 普遍的经济不确定性与悲观情绪 - 政策反复无常，涉及关税、移民及对美联储的言论，企业难以跟上[3] - 对潜在AI泡沫的焦虑明显，尽管企业仍在大力投资该技术[3] - 密歇根大学12月初的消费者信心调查显示，美国人对自身财务状况方向的悲观程度较年初显著上升，个人财务预期读数比年初低12%[5] - 纽约联储11月调查同样发现，人们对当前及未来财务愈发悲观，对医疗费用上涨的预期达到自2014年1月以来的最高水平[5] - 美国经济政策不确定性指数虽从春季因“解放日”关税公告引发的高点回落，但仍远高于过去五年水平[5] - 威斯康星大学教授指出，通胀故事中很大一部分是不确定性，例如无法预知未来租金涨幅[7] - 一种潜在的经济恐惧感挥之不去，尽管衰退预测落空，但经济即将下滑的想法影响人们心理，使其对大额消费或换工作犹豫不决[7] 结构性弱点与系统性问题 - 数十年的结构性弱点正在显现，政策制定者长期忽视儿童保育成本飙升、住房库存滞后及医疗系统崩溃等问题[8] - 累积的账单正在周期性经济摇摆不定时到期[8] - 医疗系统被描述为“DEFCON 1”级别的紧急状况，人们负担生病和保持健康的费用[4] - 即使有保险，家庭成员一次两小时的急诊也花费了数千美元[4] - 食物券中断和被迫搬迁导致向紧急救助公司申请补助的人数增加[20] - 许多人有工作但仍无足够资金获得财务安全，其补助申请中在职人员的粮食不安全程度令人震惊[20] - GoFundMe募捐中，“月度账单”是2025年增长第二快的类别[19] 消费者行为与经济影响 - 不可预测性使每个决策都感觉错误，涉及购车、副业、退休储蓄等，这种困境对个人和经济均不利，因为消费者是经济引擎，而每日的财务猜谜不利于经济平稳运行[15] - 不确定性具有传染性，当人们对一件事不确定时，往往对许多事都不确定[16] - 年轻专业人士感到经济变化过快难以跟上，租金不可预测，基本预算困难，且在信息过载时代难以寻找可靠的财务建议[16] - 信用债务接近历史高位，数百万美国人难以应对意外开支[21] - 这种波动水平对企业和个人都有害[21]