Mortgages insured by the U.S. Department of Agriculture, also known as USDA loans, cater to prospective homeowners looking for a small-town lifestyle. It is the only government-backed loan that seeks to develop safe rural communities for families of modest means. Here are our top picks for USDA lenders in October 2025. The best USDA mortgage lenders of October 2025 Best USDA lender for low interest rates: Pennymac Why Pennymac mortgages stand out: Pennymac is the largest U.S. lender of USDA loans and ...

The Yahoo Finance View: U.S. Bank is a compelling choice for a wide range of home loan products. The bank has made a financial commitment to advance homeownership for underserved borrowers, earning a top spot on several Yahoo best-of lists, including one for the best mortgage lenders for low or no down payments. U.S. Bank is a leading mortgage lender with a lot of appealing products, including home equity loans and lines of credit. However, advertised mortgage rates are designed for well-qualified buyers ...

The Yahoo view: A good choice for borrowers, particularly on the East Coast, PNC Bank offers first-time home buyers grants, PMI-free loans, and medical professional loans. It's also earned a spot on Yahoo Finance's list of the best FHA mortgage lenders. PNC Bank has some in-depth tools for first-time home buyers, a competitive home equity line of credit — and some unique transparency with its mortgage rates. Two areas that could be improved: an easier guide to several specialty loan programs and a better ...

The Yahoo Finance View: Navy Federal is an excellent mortgage lender to consider, especially if you are seeking interest rate protection on a VA-backed mortgage and are an active or former military member. It is one of the top VA loan lenders available. Navy Federal Credit Union is an impressive provider of VA-backed mortgages. Loaded with resources for the first-time home buyer (which many of its customers undoubtedly are) and providing top-notch tools, calculators, and loan products, NFCU is hard to bea ...