Rates on 15-year fixed mortgages, popular among homeowners refinancing their loans, also eased to 5.41% from 5.5% last week, compared with 5.15% a year ago. Mortgage rates generally track the 10-year Treasury yield, which was 4.12% in midday trading Thursday, up from 4.06% late Wednesday, AP reported.Mortgage rates have steadily declined since late July as expectations grew that the Fed would cut rates for the first time since 2024. On Wednesday, the central bank delivered a quarter-point cut and projected ...