A brief September surge in mortgage refinancing activity appears to be wrapping up as mortgage rates climb. After several weeks of gains, refinancing applications dropped 21% through Friday compared to a week earlier, according to Mortgage Bankers Association data. Mortgage rates reached a three-week high last week, averaging around 6.46%, according to the trade group. “After the burst in refinancing activity over the past month, this reversal in mortgage rates led to a sizeable drop in refinance applica ...

The mortgage leader is giving investors several reasons to be optimistic.I own a few dozen stocks in my portfolio, and as someone who typically invests in dividend stocks, small-cap stocks, and rate-sensitive sectors like real estate, I'm generally optimistic about my portfolio in a falling-rate environment. The median expectation is for another four 0.25% Federal Reserve rate cuts over the next year, and this could certainly be a positive catalyst.However, one stock that I'm particularly excited about for ...

Concepts about financial interest rates and home loans, Bank interest rate concept for home loans, Interest rate conceptgettyBetter Homes and Finance (NASDAQ: BETR) has garnered a lot of attention in the market recently, soaring more than 160% within just one week to hit $68 per share. However, before you decide to jump on this rising stock, let’s cut through the buzz and investigate what’s genuinely driving this price—and whether it can be sustained.What triggered this substantial increase? The rise can be ...

抵押贷款利率变动 - 30年期固定抵押贷款利率上升3个基点至6.39% [1] - 15年期固定抵押贷款利率上升9个基点至5.72% [1] 当前各类抵押贷款利率水平 - 30年期固定利率为6.39% 20年期固定利率为5.87% 15年期固定利率为5.72% [4] - 5/1可调利率抵押贷款(ARM)为6.78% 7/1 ARM为6.70% [4] - 30年期VA贷款为5.89% 15年期VA贷款为5.39% 5/1 VA贷款为5.98% [4] 抵押贷款再融资利率 - 30年期固定再融资利率为6.51% 高于购房贷款利率 [2][5] - 15年期固定再融资利率为5.83% 20年期固定再融资利率为5.91% [5] - 5/1 ARM再融资利率为6.88% 7/1 ARM再融资利率为6.89% [5] 30年期固定抵押贷款特征 - 主要优势为月供较低且付款金额可预测 [7][8] - 主要劣势为利率水平较高导致总利息支出增加 [9] - 较短期贷款和可调利率抵押贷款初始利率更高 [9] 15年期固定抵押贷款特征 - 利率水平低于30年期贷款 可节省数十万美元利息支出 [10] - 月供金额高于30年期贷款 因还款期限缩短一半 [11] - 付款金额保持可预测性 与30年期固定贷款相同 [10] 可调利率抵押贷款特征 - 初始利率通常低于30年期固定利率 但当前平均水平显示固定利率反而更低 [12] - 利率在初始固定期(如5/1 ARM的前5年)后开始每年调整 [11] - 适合计划在初始固定期内搬迁的借款人 可避免后期利率上升风险 [12][13] 利率环境与趋势 - 美联储一周前下调短期利率 但尚未带动抵押贷款利率下降 [15] - 抵押贷款利率本月总体呈下降趋势 但较一年前仍略有上升 [16] - 利率预计将在未来几个月保持窄幅波动 [15] 获取最优利率的方法 - 提高信用评分和降低债务收入比(DTI)有助于获得更低利率 [17] - 选择较短贷款期限可降低利率 但会提高月供金额 [17] - 再融资利率通常高于购房贷款利率 但并非绝对 [2]

Better Home & Finance (BETR) shares opened nearly 40% up on Tuesday after Eric Jackson, the founder of EMJ Capital, dubbed the online homeownership platform the “Shopify of mortgages.” In a X post late on Sept. 22, the activist investor revealed a long position in BETR stock, adding it’s a “potential 350-bagger in 2 years.” More News from Barchart Following today’s explosive move to the upside, BETR shares are trading at about 8x their price in mid-January. www.barchart.com Why Is Jackson Bullish on ...

Hedge fund manager Eric Jackson has shifted his attention from Opendoor (OPEN) to Better Home & Finance Holding (BETR), calling it "the Shopify of mortgages" and predicting massive upside potential. Jackson's endorsement on X (formerly Twitter) sent Better Home shares soaring 47% on Monday, with BETR stock briefly more than doubling before settling around $50. The founder of EMJ Capital believes Better Home is revolutionizing the $15 trillion mortgage industry by leveraging artificial intelligence (AI) an ...

Shares of Better Home & Finance Holding Co. BETR surged after hedge fund manager Eric Jackson revealed on Monday that his firm had taken a position in the stock. BETR stock soared on Monday. See the chart here. A ‘Better Home'Jackson's announcement sparked a rally much like the one he ignited in Opendoor Technologies, Inc. OPEN stock earlier this year.Read More: Snap Stock Goes Full Meme—Buyout Rumors Meet Retail’s Roar Better Home stock jumped as much as 176% on Monday morning, reaching an intraday high of ...

Better Home & Finance (BETR) stock more than doubled early Monday after activist investor Eric Jackson called the company "the Shopify of mortgages" in a post on X, announcing a strong bullish take on the real estate company. Better Home, which opened for trading at $33.50, traded as high as $73 in the wake of Jackson's announcement before giving up some of those gains and settling around $60 at noon ET on Monday. Jackson said in the post that his hedge fund, EMJ Capital, has a long position in the stock ...

Better Home & Finance (BETR) stock gained more than 25% in pre-market trading on Tuesday, adding to Monday's 46% rally after activist investor Eric Jackson calling the company "the Shopify of mortgages." Better Home, which opened for trading at $33.50 on Monday, traded as high as $73 in the wake of Jackson's announcement before giving up some of those gains and settling around $50 at Monday's close. Shares sat around $62 Tuesday morning. Jackson said in the post that his hedge fund, EMJ Capital, has a lo ...

Eric Jackson, a hedge fund manager who partly contributed to the trading explosion in Opendoor, unveiled his new pick Monday — Better Home & Finance Holding Co.Shares of Better Home shot up 8.4% after a Jackson post on X touted the stock, after the New York-based mortgage lender soared more than 36% last week. Better Home's market capitalization was a little more than $500 million as of Friday's close, according to FactSet data.The EMJ Capital president and founder called Better Home "the Shopify of mortgag ...