公司动态：富达推出稳定币 - 富达投资集团正通过其子公司富达数字资产为零售和机构投资者推出自有稳定币，名为富达数字美元 [1] - 该稳定币预计在未来几周内发行，将运行在以太坊区块链上，持有者可将其转移至任何以太坊主网地址 [2][6] - 富达数字资产已于2023年12月与其他四家加密公司一同获得了美国货币监理署颁发的全国性信托章程，为其发行稳定币提供了许可 [2] - 公司高管表示，推出法币支持的稳定币是为了在监管日益清晰的环境下更好地满足客户需求，提供市场选择，并推动金融体系更高效 [4] - 富达数字资产已为正式发布设立了EtherScan域名地址作为测试流程的一部分 [6] 监管与法律背景 - 美国货币监理署在上个月发布的批准文件中确认，富达数字资产作为信托公司可以发行稳定币 [2] - 该机构指出，银行发行美元支持的稳定币是信托公司或其相关业务允许的活动，多个州特许的有限目的信托公司已被允许发行稳定币 [3] - 《引导和建立美国稳定币国家创新法案》赋予了未投保的全国性银行发行稳定币的权限 [3] - 富达数字资产总裁认为，GENIUS法案的通过是该行业的一个重要里程碑，为支付稳定币提供了明确的监管护栏 [4] 行业趋势与竞争格局 - 稳定币在去中心化金融平台内促进更无缝的交易，使用户能够交易、支付和转移价值，而无需担心其他数字资产常有的价格波动 [5] - 去年初，Vantage Bank和Custodia Bank共同在以太坊区块链上发布了首个由银行发行的稳定币 [5] - 据报道，其他正在考虑发行稳定币的大型银行包括美国银行、美国银行、摩根大通和花旗集团 [5] - 行业专家指出，富达稳定币的互操作性将决定其能否成为投资者的金融基础设施，还是仅限于富达客户的产品功能 [7] - 专家进一步评论，像富达这样拥有分销网络的公司决定在公共链上铸造和赎回美元，预示着市场正在指明国库、结算和资本市场基础设施的发展方向 [8] 公司战略与历史 - 富达投资集团首席执行官多年来一直是数字资产和加密技术的倡导者 [4] - 富达数字资产由这家总部位于波士顿的投资公司于2019年推出 [4] - 即将推出的稳定币是公司近年来一系列另类投资战略举措中的最新动作，例如在2023年申请并于2024年初获得批准的现货比特币交易所交易基金 [4] - 公司表示，其长期相信数字资产生态系统的变革力量，并花费多年时间研究和倡导稳定币的好处 [7]

Banks are not competing with stablecoins on speed alone. They are competing on legal certainty.A tokenized deposit sits on a regulated bank balance sheet. It remains subject to capital requirements, liquidity coverage rules, resolution regimes and — where applicable — deposit insurance. There is no ambiguity about seniority in insolvency. There is no reserve opacity problem. There is no new issuer risk to underwrite.Tokenized deposits do not introduce new money. They repackage existing deposits using distri ...

Fidelity Investments, one of the world’s largest asset managers, announced on Wednesday that it will launch a stablecoin on Ethereum. The token, called the Fidelity Digital Dollar (FIDD), is expected to become available on exchanges in the coming weeks for institutional and retail investors. The move highlights the growing entry of companies and financial institutions into the stablecoin sector, now valued at more than $316 billion. As competition intensifies, questions remain over which projects will achi ...

公司动态：富达投资推出稳定币FIDD - 富达投资计划在未来几周内在以太坊网络上推出名为富达数字美元（FIDD）的稳定币 [1][2] - 该稳定币将由美元1:1支持，储备金将由现金和短期美元计价资产构成，并由富达管理与研究公司负责监督 [2][3] - FIDD将通过富达数字资产、富达加密资产以及面向财富管理者的富达加密资产平台提供，并可在富达的交易平台和加密货币交易所使用 [2] - 富达数字资产国家协会将作为稳定币的发行方，这是一家在联邦特许下运营的私人国家信托银行，上月已获得美国货币监理署的有条件批准，将在联邦监管下运营 [3] 公司战略：富达持续扩展数字资产业务 - 推出FIDD是富达数字资产组合的进一步扩展，公司此前已提供加密货币托管和交易服务、面向零售的加密交易应用程序以及加密货币个人退休账户 [4] - 富达已提供包括比特币、以太坊和Solana在内的多种加密货币交易所交易基金 [4][6] - 公司高管认为稳定币有潜力成为数字市场中支付和结算的核心工具，能为零售和机构客户带来实时结算、24/7运营和低成本资金管理等益处 [3] 行业趋势：金融机构加速布局稳定币 - 富达此举使其加入了越来越多寻求推出自身稳定币的金融机构行列 [1] - 自去年美国总统签署《GENIUS法案》成为法律以来，监管清晰化正为稳定币的推出铺平道路，多家金融机构已显示出推出稳定币的意向 [5] - 美国顶级银行如摩根大通和美国银行等机构正在探索开发自己的稳定币 [5]

Fidelity Investments announced on Jan. 28 the launch of its first stablecoin, the Fidelity Digital Dollar (FIDD). The move positions the asset management giant as one of the first major traditional financial institutions to issue a dollar-backed token under the GENIUS Act, the federal stablecoin law signed in July 2025. FIDD will be issued by Fidelity Digital Assets, National Association, a federally chartered national trust bank, and will operate on the Ethereum blockchain with each token redeemable for ...

You can find original article here WealthManagement. Subscribe to our free daily WealthManagement newsletters. (Bloomberg) -- Fidelity Investments is launching its own stablecoin, joining a slew of companies across startups and financial institutions with similar intentions. The Fidelity Digital Dollar, or FIDD, will be issued by Fidelity Digital Assets, National Association, a national trust bank that received conditional approval to operate from the US Office of the Comptroller of the Currency in Decem ...

公司动态：富达投资推出稳定币 - 富达投资计划推出名为富达数字美元(FIDD)的与美元挂钩的稳定币 以扩大其数字资产产品范围 [1] - 该稳定币将在未来几周内向零售和机构投资者开放 并运行在以太坊区块链上 [1] - 稳定币将由富达专注于加密货币的子公司富达数字资产发行 并由美元和高质量现金等价物全额支持 [1] - 富达数字资产总裁表示 作为领先的资产管理公司和数字资产先驱 公司具备独特优势通过数字美元为投资者提供链上效用 [2] - 富达的新以太坊代币将进入一个竞争激烈的市场 目前由Circle的USDC和Tether的USDT主导 两者合计占稳定币总市值的82% [2] - 早在2025年3月 就有知情人士透露这家管理5万亿美元资产的巨头已开始测试稳定币 但当时尚未准备好推向市场 [3] 行业趋势：稳定币市场增长与监管 - 稳定币类别在2025年经历了创纪录的增长 截至年底其总市值增长49%至3060亿美元 目前市值已达到3110亿美元 [3] - 增长很大程度上得益于7月《GENIUS法案》的签署 该法案允许稳定币在美国发行和交易 [3] - 富达的举措反映了传统金融机构对稳定币日益增长的兴趣 因为基于区块链的结算方式越来越受关注 [4] 竞争格局：传统金融机构的参与 - 摩根大通去年为“JPMD”申请商标曾引发轰动 市场猜测其将推出稳定币 但最终该代币是美元存款代币 目前在Coinbase孵化的以太坊二层网络Base和Canton Network上交易 [4]

Fidelity Investments is preparing to enter the stablecoin market with the upcoming launch of its first digital dollar token, Fidelity Digital Dollar (FIDD). In an announcement on Wednesday, Fidelity, one of the world’s largest asset managers, said it is entering into regulated on-chain payments and blockchain-based financial infrastructure. The stablecoin will be issued by Fidelity Digital Assets, National Association, and is expected to be available to both retail and institutional investors in the com ...

Fidelity Investments is launching its first stablecoin, the Fidelity Digital Dollar (FIDD), in early February, marking a major move by one of the largest traditional financial institutions into onchain finance. FIDD will be issued by Fidelity Digital Assets, a federally chartered national bank and subsidiary of Fidelity. The Ethereum-based stablecoin will be redeemable for $1 on Fidelity’s crypto trading platforms — Fidelity Digital Assets, Fidelity Crypto, and Fidelity Crypto for Wealth Managers — and wi ...

Fidelity Investments, one of the largest asset managers on the planet, announced on Wednesday it will launch its own stablecoin. Like other stablecoins, Fidelity’s token—known as the Fidelity Digital Dollar or FIDD—will be fully backed by reserves to ensure it maintains a one-to-one peg to the dollar. The company said FIDD will be available from Fidelity and on exchanges in the coming weeks, and that it will be available to both institutional and retail clients. “As general adoption in the digital assets ...