Accessibility StatementSkip Navigation Bank Director's 2025 Technology Survey examines decision-making, data strategies and how banks are using artificial intelligence. NASHVILLE, Tenn., Sept. 16, 2025 /PRNewswire/ -- Bank Director, the leading information resource for directors and officers of financial institutions nationwide, released the results of its 2025 Technology Survey, sponsored by financial technology provider Jack Henry & Associates. The findings reveal how today's bank leaders think about dat ...

A glowing onigiri emblem anchors a neon bridge of blockchain rails linking San Francisco’s skyline to Tokyo Tower and a torii-framed bay, as coins flow into a rising venture pool Credit Saison, Japan’s third-largest credit card company, said Monday it is creating a new venture fund to back early-stage blockchain firms working in the real-world asset sector, according to local media reports. The vehicle, known as Onigiri Capital, has raised $35 million so far from Credit Saison and other backers and, acco ...

英国稳定币监管争议 - 加密货币公司敦促英国央行放弃对个人和企业持有稳定币设置上限的计划 认为此举对英国储户、金融城和英镑不利[1] - 英国央行2023年咨询文件建议将系统性稳定币的个人持有上限设定在1万至2万英镑(1.36万-2.72万美元) 企业上限约为1000万英镑(1360万美元)[2] - 央行官员认为限制措施有必要 可防止传统银行存款大量外流 避免威胁信贷供应和金融稳定[2] 全球稳定币市场发展 - 全球稳定币市值已达2930亿美元 分析师预测该行业最终可能达到万亿美元规模[3] - 尽管前景看好 但类似预测也曾出现在NFT和元宇宙等其他加密货币领域 这些领域经历了炒作期后最终失败[3] - 稳定币在全球已被数百万人使用 流通量达数千亿美元 对许多用户而言是更好的支付产品 在某些市场是更好的储蓄产品[4] 国际监管对比 - 美国国会于今年7月通过GENIUS法案 为稳定币发行商建立许可和储备框架 但未设置持有上限[4] - 英国做法相比美国显得更为谨慎 这可能推动用户转向自我托管或离岸选择[4] - 行业专家建议英国金融体系应拥抱创新 在数字原生金融世界中围绕英镑建立竞争力[4] 稳定币稳定性风险 - 即使在没有上限的司法管辖区 稳定币带来的稳定性风险仍在激烈辩论中[5] - 美国银行团体警告GENIUS法案存在漏洞 可能允许生息稳定币从存款中抽走数万亿美元 威胁信贷市场[5] - 美国财政部4月报告估计 如果允许稳定币支付利息 潜在资金外流可能达到6.6万亿美元[5]

It's true, Bitcoin hasn't become a peer-to-peer electronic cash system in the way that Satoshi Nakamoto intended. However, it continues to gain traction as a form of digital gold. Indeed, the lead crypto has a lot in common with gold. It's scarce, as only a limited number of Bitcoins will ever be produced. The decentralized ledger is durable. And it's easy to break it down into smaller pieces. Not only that, but Bitcoin is much less volatile than it used to be.The growth of Bitcoin (CRYPTO: BTC) speaks to i ...

The Bank of England wants to limit how many stablecoin tokens a person or business can hold with its new proposal. For individuals, the cap is between £10,000 and £20,000; for businesses, £10 million, according to a Financial Times report on Sept. 15. The main reason, as the central bank says, is that the watchdog is worried stablecoins could cause bank deposit outflows. It simply means that if many people shift money from banks into stablecoins, banks might lose money and not lend enough. If the BoE’s ...

Key TakeawaysThe Dollar Index is holding steady at 97.50, with traders anticipating potential downside pressures amid growing expectations for a Federal Reserve interest rate cut.China's economic activity experienced a greater-than-expected slowdown in August, impacting commodity markets and causing iron ore prices to pare earlier losses before stabilizing.Investors are increasingly favoring blue-chip corporate bonds from European giants like L'Oréal (LRLCY), Airbus (EADSY), and AXA (AXAHY) over French gove ...

行业整合趋势 - 加密货币行业与传统金融融合加速 最大交易量加密货币交易所币安与近80年华尔街机构富兰克林邓普顿宣布新代币化合作[1] - 传统与加密货币市场合并存在重大市场机会 行业参与者正积极推动两大领域结合[2] - 近期加密货币领域动态密集 大量报道显示主要参与者正采取行动融合两大行业[2] 企业战略举措 - 加密货币公司Taoshi推出新型去中心化交易所 瞄准7.5万亿美元外汇市场[3] - 美国银行、摩根大通和富国银行等传统金融机构正探索稳定币业务[4] - Kraken和Robinhood推出平台化代币股票交易 Stripe开发名为Tempo的Layer 1区块链[5] - 纳斯达克推动代币化证券交易 廉价航空easyJet创始人本月推出easyBitcoin应用进入加密领域[5] 稳定币发展前景 - 行业原生公司和华尔街巨头加大稳定币推出力度 或将美元锚定代币整合至服务中[3] - Keyrock和Bitso预测到2030年稳定币将占跨境支付交易的1/8 支付规模高达1万亿美元[4] 基础设施创新 - Stripe将其新区块链Tempo定位为全球支付革命 但市场对其成功存在分歧[6] - Taoshi通过推出去中心化交易所0xMarkets 成为最新尝试融合数字资产与国际金融的DeFi公司[6]

Key Points Stablecoin deposits have soared, but banks and brokerages are still by far the dominant players. If stablecoin transaction volume maintains this growth rate, they could overtake existing payment systems in a decade. There are still a lot of unknowns about how the industry will develop and which approach will dominate. 10 stocks we like better than Circle Internet Group › A decade ago, many people hadn't even heard of stablecoins. Now Standard Chartered (LSE: STAN) predicts the market c ...

Hong Kong to let banks hold stablecoins under softer rules. | Credit: Getty Images. Key Takeaways Hong Kong proposes easing banking rules for licensed stablecoins and select crypto assets. Consultation on CRP-1 framework open until November 2025, effective January 2026. HKMA divides crypto into two groups based on stabilization mechanisms and risk. Hong Kong is taking another step toward cementing its status as Asia’s crypto hub, proposing looser banking requirements for institutions holding licen ...

IPO定价与融资 - Figure科技解决方案将IPO发行价从每股20-22美元上调至25美元[1][2] - 公司发行3150万股 募集资金787亿美元[2] - IPO后公司估值达到53亿美元[2] 业务模式与战略 - 公司2018年成立 最初提供房屋净值贷款业务[2] - 现已建立涵盖贷款发起、市场分销和资本市场执行的垂直整合模式[2] - 计划拓展更广泛的信贷产品线 同时开发数字资产和稳定币市场[3] 技术优势与市场定位 - 采用人工智能驱动自动化和区块链透明度技术[3] - 旨在消除贷款市场低效问题 提供更快速、更易获得的信贷服务[3] - 当前资本市场基础设施存在碎片化问题 依赖传统系统导致流程低效[4] 行业背景与发展趋势 - 数字资产领域受欢迎程度上升 受美国亲加密货币政策推动[5] - 特朗普就任后投资者拥抱加密行业 Bullish和Circle等公司今夏成功上市[5] - Circle的上市被视为"文化经济转变"的标志 预示加密货币进入机构金融新阶段[6] 同业公司动态 - Gemini加密交易所寻求上市估值从21亿美元上调至32亿美元[6] - 加密货币资产管理公司CoinShares计划通过SPAC合并方式进入美国股市[7] - CoinShares目前在瑞典上市 计划在美国上市后从瑞典市场退市[7]