This growing fintech company still has a bright future.Chime Financial (CHYM -1.17%), a fintech company that provides mobile banking services, went public at $27 on June 12. The bulls initially rushed to the stock, which opened at $43 on the first day, but it now trades below its initial public offering (IPO) price at about $24.Will Chime's stock rise back above its IPO price and hit new highs during the next year? Let's review its business model, growth rates, and valuations to find out. How does Chime mak ...