On its third quarter of 2026 earnings call, held on Nov. 11, 2026, Grupo Aval (AVAL -6.18%) announced attributable net income of 368 billion Colombian pesos, down 29% year over year as lower investment returns weighed on overall earnings. The bank's core lending business and asset management divisions expanded their market footprint during the period. Three key takeaways from management's presentation clarify the company's long-term trajectory. 1. Retail Integration Drives Consumer Loan Growth The acquisiti ...