社区公益活动 - 公司Comerica Bank与Kalamazoo Growlers合作举办第四届夏季食品募捐活动，旨在支持南密歇根食品银行(SMFB)，活动时间为2025年6月20日至7月24日 [1][2] - 公众可通过在Kalamazoo和Battle Creek地区的Comerica银行网点捐赠非易腐食品，每捐赠5件物品可获得一张Growlers比赛门票，捐赠20件以上还可获得主题奖品 [4] - 2025年新增活动：7月25日Growlers主场比赛中，捐赠6件以上食品的观众可获得由Comerica Bank提供的Growlers主题桶帽 [5] 合作成果与影响 - 自2022年以来，该合作已累计提供约19.3万份餐食，Comerica Bank及其慈善基金会向SMFB捐赠了3.2万美元 [7] - 活动体现了Comerica Bank、Growlers和SMFB三方协作模式，通过创新活动形式解决社区饥饿问题 [8] 教育与社区参与 - Comerica Bank与Growlers的合作延伸至教育领域，包括年度Kalamazoo Growlers教育日及儿童STEM博览会，公司金融教育团队为公立学校学生提供预算、储蓄和投资课程 [9] - 公司将在7月25日比赛现场公布食品捐赠总量和慈善捐款金额，并于开球前举行正式捐赠仪式 [10] 公司背景补充 - Comerica Bank是密歇根州历史最悠久的银行，拥有超过175年运营历史，在底特律大都会区拥有最大规模的银行员工团队(4300名全职员工) [11] - Kalamazoo Growlers作为北伍兹联盟的大学夏季棒球队，自2014年成立以来已两次夺冠(2022和2024年)，以创新赛事体验和社区回馈著称 [12] - 南密歇根食品银行通过380个合作机构在8个县开展食品援助项目，包括食品储藏室、移动市场等 [13]

Comerica Bank and client Monex USA work together to introduce new OBO capabilities. DALLAS, June 16, 2025 /PRNewswire/ -- Comerica Bank "Comerica" announced it will become an early adopter of The Clearing House's revised rules for domestic On-Behalf-Of (OBO) payments on the RTP® network, the largest and most utilized instant payments network in the United States operated by The Clearing House. Comerica Bank, and its client Monex USA, a leading provider of international payments, corporate FX and currency ri ...

Key Takeaways CMA now sees Q2 average deposits declining due to softness in middle market and corporate banking. Quarter-to-date loans rose $200M, with gains in corporate and private banking driving the increase. Comerica expects Q2 average loan balances to outperform its earlier guidance of a slight decline.Comerica Incorporated (CMA) has mentioned changes to its second-quarter 2025 outlook for loans and deposits at the Morgan Stanley US Financials, Payments & CRE Conference.Quarter to date through May 3 ...

Funds and technical support will help 2025 winner bring seasonal bakery to DetroitDETROIT, June 12, 2025 /PRNewswire/ -- The winning small business of the 2025 Comerica Hatch Detroit Contest by TechTown has been announced! Walter Pat's Bakery Cafe is the winner of the 13th annual Comerica Hatch Detroit Contest, taking home the $100,000 grand prize from Comerica Bank to open the brick-and-mortar business of their dreams in Detroit, Hamtramck or Highland Park, as well as a business support package from TechTo ...

Peter Sefzik Chief Banking Officer Allysun Fleming EVP, Payments Kelly Gage Director of Investor Relations Jim Herzog Chief Financial Officer Comerica Incorporated Morgan Stanley US Financials Conference June 11, 2025 Safe Harbor Statement This presentation contains forward-looking statements within the meaning of the safe harbor provisions of the U.S. Private Securities Litigation Reform Act of 1995. Forward-looking statements can be identified by words such as "achieve," "anticipate," "assume," "believe," ...

Comerica (CMA) 2025 Conference June 11, 2025 09:00 AM ET Speaker0 All right, we're excited to have Comerica up next here. I'll get our usual disclosure out of the way. For important disclosures, please see the Morgan Stanley Research disclosure website at morganstanley.com/researchdisclosures. The taking of photographs and use of recording devices is not allowed. If you have any questions, please reach out to your Morgan Stanley sales representative. Now we're delighted to have with us today Jim Herzog, Chi ...

This press release does not constitute a notice of redemption under the certificate of designations governing the Preferred Stock or the deposit agreement governing the Depositary Shares. All regulatory requirements relating to the redemption of the Preferred Stock and corresponding Depositary Shares have been satisfied by Comerica. The Depositary Shares are held through The Depository Trust Company ("DTC") and will be redeemed in accordance with the applicable procedures of DTC. Payment of the Redemption P ...

股价表现 - Comerica Incorporated (CMA) 股价在过去一年上涨21.2%，超过行业平均涨幅19.5% [1] - 同行Northern Trust Corporation (NTRS) 和BankUnited Inc (BKU) 同期分别上涨30.3%和20.8% [1] 增长驱动因素 - 运营效率提升：通过关闭低效网点、减少管理层级和加强数字化工具，2025年一季度非利息支出同比下降3.2%，效率比率从76.91%降至70.28% [3][4] - 净利息收入(NII)持续改善：2020-2024年复合年增长率2.8%，2025年一季度同比增长4.9%，净息差扩大38个基点至3.18% [5] - 贷款组合稳定：截至2025年3月31日总贷款余额499亿美元，五年复合增长率近1%，商业贷款压力导致季度环比下降1.2% [7] 财务健康状况 - 流动性强劲：2025年一季度总流动性能力达425亿美元，包括254亿美元美联储贴现窗口借款额度，三大评级机构给予投资级信用评级(A-/BBB/Baa1) [10] - 资本分配能力突出：普通股一级资本(CET1)比率12.05%，2025年一季度回购5000万美元股票，季度股息每股0.71美元，股息收益率4.9%高于同行 [11] 盈利表现 - 2024年四个季度中有三个季度盈利超预期，平均超出预期12.58% [12] - 过去3-5年每股收益(EPS)复合年增长率6.37%，高于行业平均4.10%，预计2025年下降5.2%后2026年增长9.8% [13] - 2025年二季度Zacks共识EPS预期1.25美元，同比下降18.3%，全年预期5.11美元同比下降5.19% [14] 估值水平 - 当前远期市盈率11.26倍，略高于行业平均11.05倍 [15][16] - 2025年二季度营收预期8.4384亿美元同比增长2.41%，全年预期33.9亿美元同比增长3.91% [16]

FREE document shredding and electronics recycling by Iron Mountain and Information Systems Resources available at Comerica's Great Lakes CampusDETROIT, June 6, 2025 /PRNewswire/ -- Comerica Bank encourages the public to bring paper documents and computer equipment and accessories for recycling, free of charge, to Comerica's Great Lakes Campus (36455 Corporate Drive, Farmington Hills, MI 48331) on Saturday, June 14, from 8 a.m. to 1 p.m., for the return of its 16th annual Metro Detroit Shred Day.This marks t ...

行业整合趋势 - 美国银行业存在显著整合空间 目前有超过4500家银行 但摩根大通 美国银行 富国银行和花旗集团四大行控制着数万亿美元资产 [1] - 中小银行将持续通过并购获取规模优势 资产规模在750亿至7000亿美元的大型区域性银行也可能出现整合 [1] - 特朗普政府为银行并购开绿灯 与拜登政府政策形成对比 区域性银行需通过并购扩大规模以抗衡四大行 [2] 潜在并购目标分析 Comerica银行 - 资产规模780亿美元 主要布局在得克萨斯州和美国东南部高增长市场 处于"不大不小"的尴尬规模区间 [3] - 100亿美元资产规模常被监管机构视为"大而不能倒"门槛 导致该规模区间的银行面临额外监管审查 [4] - 失去与美国财政部30亿美元无息存款协议 部分解释其估值低于同业 当前价格/有形账面价值比率处于区域银行最低水平 [6][7] - CEO年龄62岁且持有控制权变更协议 若被收购可获得超过3500万美元收益 [11] KeyCorp银行 - 价格/有形账面价值比率偏低 但拥有轻资本 收费型业务优势 包括投行和信托业务 [12] - 去年向加拿大丰业银行出售149%股权获28亿美元 增强资本灵活性 协议允许丰业银行未来五年持股比例增至199% [13][14] - CEO年龄64岁 控制权变更协议规定被收购时可获得约3570万美元收益 [15] 并购交易驱动因素 - 价格/有形账面价值比率低的银行更可能成为被收购目标 比率高的银行更可能作为收购方使用股票进行并购 [7] - 银行并购需卖方主动意愿 而非强制收购 [10] - 投行业务能力是抗衡四大行的关键要素 并购KeyCorp可帮助收购方快速提升该业务能力 [12]