During times of turbulence and uncertainty in the markets, many investors turn to dividend-yielding stocks. These are often companies that have high free cash flows and reward shareholders with a high dividend payout. Benzinga readers can review the latest analyst takes on their favorite stocks by visiting Analyst Stock Ratings page. Traders can sort through Benzinga's extensive database of analyst ratings, including by analyst accuracy. Below are the ratings of the most accurate analysts for three high-yie ...

The price-to-earnings (P/E) ratio is broadly considered the yardstick for evaluating the fair market value of a stock. It is preferred by many investors while handpicking stocks trading at attractive prices. However, even this universally used valuation multiple is not without its limitations. Although P/E is by far the most popular equity valuation ratio, a more complicated metric called EV-toEBITDA does a better job of valuing a firm. Often viewed as a better substitute to P/E, this ratio offers a clearer ...

Here at Zacks, we focus on our proven ranking system, which places an emphasis on earnings estimates and estimate revisions, to find winning stocks. But we also understand that investors develop their own strategies, so we are constantly looking at the latest trends in value, growth, and momentum to find strong companies for our readers. Of these, value investing is easily one of the most popular ways to find great stocks in any market environment. Value investors use a variety of methods, including tried-a ...

TACOMA, Wash., Sept. 30, 2024 /PRNewswire/ -- Columbia Banking System, Inc. ("Columbia"Nasdaq: COLB), parent company of Umpqua Bank, today announced it will release third quarter 2024 financial results on Thursday, October 24, 2024, before market open. The Company will host a conference call for investors and analysts at 8:30 a.m. PT (11:30 a.m. ET) that same day. During the call, management will discuss Columbia's third quarter 2024 financial results and provide an update on recent activities. There will b ...

Columbia Banking System, Inc.'s (COLB) subsidiary, Umpqua Bank, announced expansion across the Western region with new branches opening in Phoenix, Scottsdale and Mesa by the end of 2024. This expansion will support the bank's plan to improve its services across Arizona to cater to the needs of customers. COLB's Subsidiary Strengthens Presence in Arizona Arizona has several fast-growing sectors, including semiconductors, leisure and hospitality alternative energy, healthcare, warehouse distribution centers ...

All investors love getting big returns from their portfolio, whether it's through stocks, bonds, ETFs, or other types of securities. But when you're an income investor, your primary focus is generating consistent cash flow from each of your liquid investments. Cash flow can come from bond interest, interest from other types of investments, and of course, dividends. A dividend is the distribution of a company's earnings paid out to shareholders; it's often viewed by its dividend yield, a metric that measures ...

L 1 11 The Proper The Proper F 1 日 Career States and and and and and the many of the many of the many of the many of the many of the many of the many of the may be and Tomsmith585 A Regional Bank in Pacific Northwest Up 18% in Last Year To diversify away from my recent large-cap financial and insurance stock coverage, in today's research article I'm trekking to the Pacific Northwest to literally "explore" a major regional bank in that area. The parent of Umpqua Bank, Columbia Banking System (NASDAQ:COLB) is ...

Getting big returns from financial portfolios, whether through stocks, bonds, ETFs, other securities, or a combination of all, is an investor's dream. However, when you're an income investor, your primary focus is generating consistent cash flow from each of your liquid investments. While cash flow can come from bond interest or interest from other types of investments, income investors hone in on dividends. A dividend is that coveted distribution of a company's earnings paid out to shareholders, and invest ...

Getting big returns from financial portfolios, whether through stocks, bonds, ETFs, other securities, or a combination of all, is an investor's dream. But for income investors, generating consistent cash flow from each of your liquid investments is your primary focus. Cash flow can come from bond interest, interest from other types of investments, and of course, dividends. A dividend is the distribution of a company's earnings paid out to shareholders; it's often viewed by its dividend yield, a metric that ...

财务业绩 - 第二季度每股摊薄收益为0.57美元，较上一季度的0.59美元有所下降[278] - 上半年每股摊薄收益为1.17美元，去年同期为0.65美元，增长较大，主要由于信贷损失准备金计提减少以及与合并相关的费用下降[282] - 公司在2024年6月30日季度的净利润为1.201亿美元，较2024年3月31日季度的1.241亿美元有所下降，主要由于信贷损失准备金增加和非利息收入减少所致[297] - 2024年上半年净利润为2.442亿美元，较2023年同期的1.193亿美元大幅增加，主要由于非利息支出和信贷损失准备金减少所致[298] 净息差 - 净息差(税前等值)为3.56%，较上一季度的3.52%有所上升[279] - 2024年上半年的净利差为3.54%，较2023年同期的3.99%有所下降，主要由于负债成本上升所致[310] - 截至2024年6月30日,净利息收入为428,434千美元,净利差为2.49%,净利差率为3.56%[314] 非利息收入和支出 - 非利息收入为4.47亿美元，较上一季度的5.04亿美元有所下降，主要受公允价值调整和贷款服务权益对冲活动波动的影响[280] - 非利息支出为27.92亿美元，较上一季度的28.75亿美元有所下降，主要由于薪酬福利费用减少以及其他支出项目下降[281] - 第二季度非利息收入为4.47亿美元，较上季度下降5,650万美元或11%[326] - 第二季度其他收入下降主要是由于利率波动导致持有待售贷款公允价值损失增加[327] - 上半年其他收入下降主要是由于利率波动导致持有待售贷款公允价值损失增加[328] - 公司持续专注于核心费用收入的增长，如存款服务费、卡费和财富管理收入[326] - 公司积极满足客户需求,推动可持续的核心业务收入增长[327,328] - 非利息费用总额在2024年6月30日季度同比下降3%，主要由于薪资和员工福利费用减少9.5百万美元[329] - 薪资和员工福利费用下降主要由于计提的薪酬相关准备金冲回7.7百万美元[330] - 并购和重组费用在2024年6月30日季度同比增加227%，主要由于计提了1200万美元的重组费用[331] - 无形资产摊销在2024年上半年同比增加27%，主要由于并购后新增的核心存款无形资产摊销增加[332] - 并购和重组费用在2024年上半年同比下降87%，主要由于并购相关的法律和专业费用以及人员费用下降[333] 贷款和存款 - 截至2024年6月30日，贷款和租赁总额为377亿美元，较2023年12月31日增加2.68亿美元[286] - 截至2024年6月30日，存款总额为415亿美元，较2023年12月31日减少0.84亿美元[287] - 商业房地产贷款余额增加主要由于商业信用额度使用和建设项目活动[346] - 非履约贷款和贷款减值准备的增加主要由于住房抵押贷款组合中某些COVID相关指定的到期[344] - 公司管理商业房地产集中度的目标是优化地理和业务多样性[346] - 公司商业房地产组合中,办公物业贷款占8%,其中57%为非自用物业,39%为自用物业,4%为建设贷款[347] - 公司商业房地产组合中,多户家庭物业贷款占20%,表现良好[348] - 公司商业贷款和租赁组合占总贷款的17%,其中运输和仓储行业的不良贷款和核销较高[353] 资产质量 - 不良资产占总资产的0.30%，较2023年12月31日的0.22%有所上升[288] - 信贷损失准备金为4.39亿美元，较2023年12月31日减少0.26亿美元[289] - 公司第二季度计提信贷损失准备3,180万美元，较上季度增加8,700万美元[321] - 第二季度净核销贷款3,040万美元，较上季度减少1,360万美元[322] - 上半年计提信贷损失准备4,900万美元，较上年同期减少7,160万美元[323] - 上半年净核销贷款7,440万美元，较上年同期增加2,970万美元[324] - 公司非应计贷款中有2,320万美元的租赁和设备融资业务，计提了2,040万美元的信贷损失准备[325] - 截至2024年6月30日,公司已修改的贷款占比为0.16%,较2023年12月31日的0.37%有所下降[360] - 截至2024年6月30日，公司的不良贷款有所增加，反映了更正常的信用环境[361] - 公司的贷款损失准备金总额为4.386亿美元，较2023年12月31日减少2,550万美元[362] - 贷款损失准备金的变动主要反映了2024年第一季度CECL计算的重新校准、信用迁移趋势和经济预测变化的影响[364] - 公司的贷款损失准备金占贷款总额的比例为1.16%[367] - 公司认为截至2024年6月30日的贷款损失准备金足以覆盖贷款组合中的潜在损失[369] 资产负债表 - 公司的住房抵押贷款服务权益(MSR)公允价值为1.103亿美元，较2023年12月31日略有下降[370,371,372,373] - 公司的商誉为10亿美元,其他无形资产为5.424亿美元[374,375] - 公司的存款总额为415亿美元,较2023年12月31日减少8,370万美元[376] - 公司存款总额为415.23亿美元，其中活期存款占33%，