AMEI 3759 oo YOUR NAME magnez2 Investment Thesis I haven't covered American Express (NYSE:AXP) since late May, but overall shares have performed well, rising 7.72% (including dividends) compared to the market return of 5.77%. However, since my last write-up in May, the market seems to have become far more bearish on the US consumer, largely driven by concerns of consumer budgets tightening (from rising interest rates and high inflation). What I find interesting about this is that general Wall Street pessimi ...

LONDON, Sept. 03, 2024 (GLOBE NEWSWIRE) -- UNIPaaS, a leading Payment as a Service (PaaS) provider, has announced a new partnership with American Express that will enable more small and mediumsized businesses (SMBs) to offer their customers the option of paying invoices with Amex Cards through its platform. UNIPaaS powers Software as a Service (SaaS) platforms' payment services with a white-labelled, fully managed solution, allowing them to easily offer a unified and seamless acceptance of all relevant paym ...

MIAMI, Aug. 29, 2024 (GLOBE NEWSWIRE) -- International Money Express, Inc. (NASDAQ: IMXI), ("Intermex" or the "Company") a leading, omni-channel money remittance company, is pleased to announce the successful refinancing of its existing secured debt through the establishment of a new $425 million revolving credit facility. The new credit agreement provides for U.S. Dollar, Euro, and Pound Sterling revolving loans and creates an uncommitted incremental credit facility that may be used for additional term or ...

The credit card-focused bank pays out a lot of money to its shareholders. American Express (AXP -2.68%) is one of the largest financial institutions in the United States and like most large banks, pays a quarterly dividend. While its dividend yield of about 1.2%, as of this writing, doesn't exactly make it a "high dividend" stock, you might be surprised at how much money the company sends to its shareholders each year. How much will American Express pay out in dividends this year? Let's start with the short ...

B of A Securities analyst Kenneth Bruce downgraded American Express Co AXP from Buy to Neutral with a price target of $263. The stock price slid after the rerating. Given the potential for subdued billings volume growth and current premium valuation, Bruce sees limited incremental upside for the stock. Also Read: American Express Q2 Earnings: CEO Raises Annual Profit And Marketing Spend Outlook After Q2 Profit Beat While the analyst maintained a favorable view of American Express's long-term execution and s ...

The credit card giant continues to win among younger shoppers. Investors have underrated American Express (AXP 1.85%) for years. Competing payment networks Visa and Mastercard dominate the payments discussion and trade at premium valuations. And yet, over the past five years, American Express stock is actually outperforming both Visa and Mastercard. I bet few people would assume this was the case. Less than two weeks ago, American Express hit an all-time high after posting strong earnings yet again for the ...

Owning this business might be a good chance to gain exposure to the financial services industry. Known for its premium credit card offerings, American Express (AXP 1.85%) is a powerhouse in the financial services sector. And if you have any doubts about this being a quality enterprise, it's worth noting that Warren Buffett-led Berkshire Hathaway is a major investor, owning more than 21% of the business. American Express is taking a hit in the past few days. Should investors buy this financial stock while it ...

文章核心观点 - 美国运通的业务模式包括支付处理和银行业务两大部分 [2] - 过去10年美国运通的收入和利润保持稳定增长 [3][4] - 美国运通的高资产回报率是其持续高速增长的关键 [6] 财务数据总结 - 过去10年美国运通的非利息收入、贷款和存款均保持快速增长 [3][4][8][9] - 美国运通的利息收入和利息支出也大幅增加 [4] - 美国运通的营销、奖励和会员服务成本增长较快 [4] - 美国运通的每股收益和股票回购速度均保持较高增长 [4] 估值分析 - 美国运通的市盈率和市净率处于历史平均水平 [14][16][17] - 2024年二季度业绩指引的上调可能带来短期估值提升 [18] - 美国运通长期目标的实现可能带来持续的估值提升 [19] 竞争优势 - 美国运通的高端信用卡定位为身份地位象征 [20] - 美国运通客户的信用质量较高 [20][21] - 美国运通正在加强对年轻一代的吸引力 [22] 潜在风险 - 信用卡奖励竞争可能进一步加剧 [24] - 消费者偏好变化可能影响公司业绩 [24] - 营销成本上升可能压缩利润率 [24]

文章核心观点 - 美国运通(American Express)过去5年总回报率达107%,表现出色 [2] - 美国运通近期表现也非常出色,自去年11月初以来上涨65% [3] - 投资者需要了解美国运通的牛熊两面论 公司概况 - 美国运通是一家优质信用卡发卡商,产品年费较高但提供优质回馈和福利,吸引了更富裕的客户群 [6] - 美国运通拥有自己的支付平台,受益于强大的网络效应,这保护了其在行业中的竞争地位 [7][8] 财务表现 - 2024年上半年,美国运通营收增长8%,调整后每股收益增长21%,预计全年营收和利润将双位数增长 [5] 行业风险 - 作为信用卡发卡商,美国运通的业务具有周期性,在经济衰退时违约率可能上升 [10] - 美国运通的估值倍数低于同行Visa和Mastercard,因为它承担信用风险而不仅仅是支付网络 [11] - 金融服务行业竞争激烈,美国运通需要持续努力维护其地位,提供有吸引力的年费策略和回馈福利 [12]

This thriving financial stalwart's share price has doubled over the past five years. Operating a unique business model This unique setup means the company benefits in multiple ways nearly every time its cards are swiped. It earns annual fees ($2.1 billion in Q2) from cardholders, as well as interest income from consumers who maintain balances. And Amex collects what's known as discount revenue (accounting for 54% of its Q2 revenue, the most of any single source) from the merchants plugged into its system. T ...