Growth stocks are attractive to many investors, as above-average financial growth helps these stocks easily grab the market's attention and produce exceptional returns. But finding a growth stock that can live up to its true potential can be a tough task.By their very nature, these stocks carry above-average risk and volatility. Moreover, if a company's growth story is over or nearing its end, betting on it could lead to significant loss.However, the task of finding cutting-edge growth stocks is made easy w ...

The price trend for OppFi Inc. (OPFI) has been bearish lately and the stock has lost 7.4% over the past four weeks. However, the formation of a hammer chart pattern in its last trading session indicates that the stock could witness a trend reversal soon, as bulls might have gained significant control over the price to help it find support.While the formation of a hammer pattern is a technical indication of nearing a bottom with potential exhaustion of selling pressure, rising optimism among Wall Street anal ...

Stonegate Capital Partners Updates 3Q25 Report on OppFi, Inc. (OPFI)October 30, 2025 10:11 AM EDT | Source: Reportable, Inc.Dallas, Texas--(Newsfile Corp. - October 30, 2025) - OppFi, Inc. (NYSE: OPFI) : Stonegate Capital Partners Updates Coverage on OppFi (NYSE: OPFI). OPFI reported revenue, adj. Net Income, and adj. EPS of $155.1M, $40.7M, and $0.46, respectively. This compares to our/consensus estimates of $155.2M/$153.4M, $27.4M/$28.9M, and $0.30/$0.32. Net revenue margin was 67.4% for the ...

OppFi (NYSE:OPFI) Q3 2025 Earnings Call October 29, 2025 09:00 AM ET Speaker3Good morning and welcome to OppFi's third quarter 2025 earnings conference call. All participants are in a listen-only mode. As a reminder, this conference call is being recorded. Following management's presentation, a question and answer session will be held. For those listening by dial-in, you will be prompted to enter the queue after the prepared remarks. I am pleased to introduce your host, Mike Gallentine, Head of Investor Rel ...

OppFi Inc. (OPFI) came out with quarterly earnings of $0.46 per share, beating the Zacks Consensus Estimate of $0.31 per share. This compares to earnings of $0.33 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of +48.39%. A quarter ago, it was expected that this company would post earnings of $0.3 per share when it actually produced earnings of $0.45, delivering a surprise of +50%.Over the last four quarters, the company has sur ...

Q3 2025 Earnings Presentation October 29, 2025 Disclaimer This presentation (the "Presentation") of OppFi Inc. ("OppFi" or the "Company") is for information purposes only. Certain information contained herein has been derived from sces prepared by third parties. While such information is believed to be reliable for the purposes used herein, the Company makes no representation or warranty with respect to the accuracy of such information. Trademarks and trade names referred to in this Presentation are the pro ...

OppFi . Q3 2025 Earnings Presentation October 29, 2025 Disclaimer This presentation the "Presentablem" in Copy"in, or the "Company" is for ritornalism purposes only Ceftain information contained heren has been peried from soss sreased or the eleadel or the ourgoses used teenin, the Company makes no recreasmation or waranty with research of such information. Tredenarks and taske rannes referend by in this Pr owners. The information contained herein does not purport to be all-inclusive. This Presentation does ...

Accessibility StatementSkip Navigation Net income increased 136.9% year over year to $75.9 million, a Company record for any quarter Adjusted net income increased 41.4% year over year to $40.7 million, a Company record for any quarter Total revenue increased 13.5% year over year to $155.1 million, a Company record for any quarter Raised full year revenue guidance to between $590 million and $605 million, adjusted net income to between $137 million and $142 million, and adjusted EPS to between $1.54 and $1.6 ...

OppFi Inc. (NYSE:OPFI) is one of the top credit services stocks to buy amid the US rate cut. On October 2, OppFi Inc. (NYSE:OPFI) announced a new $150 million revolving credit facility with Castlelake L.P., replacing its previous arrangement and lowering its interest rate to SOFR plus 6.0%. Oppfi Inc. (OPFI) Secures $150M Credit Facility to Fuel Growth and Expand Credit Access The four-year deal reflects improved financing terms and highlights OppFi’s strong liquidity, backed by a current ratio of 19.57. ...

文章核心观点 - 文章对比分析了金融科技信贷领域的两家公司OppFi Inc (OPFI)和SoFi Technologies (SOFI) 以评估其投资价值 [1] - 两家公司均展现出强劲的增长叙事和以客户为中心的战略 但OPFI因其显著更低的估值而更具吸引力 [16] OppFi Inc (OPFI) 分析 - 公司战略定位服务于非优质或次级客户 这一利基市场策略使其在预计2025至2030年复合年增长率为15.3%的金融科技市场中运营 [2] - 第二季度业绩表现强劲 营收同比增长12.8% 净贷款发放量跃升13.8% [3] - 通过Model 6模型将贷款自动批准率从去年同期的76%提升至80% 改善了信贷风险状况 [3] - 管理层对全年业绩给出乐观指引 预计营收区间为5.78亿至6.05亿美元 调整后净利润预期为1.25亿至1.30亿美元 均较前一季度指引有所上调 [4] - 公司业务模式存在固有风险 即向非优质客户提供信贷面临较高的违约风险 [5] - 市场预期2025年销售额和每股收益将分别实现12%和49.5%的同比增长 [12] - 公司远期市盈率为6.93倍 低于其12个月中位数8.52倍 估值相对较低 [14] SoFi Technologies (SOFI) 分析 - 公司在2025年第二季度新增85万名会员 总会员数达到1170万 同比增长34% 并新增130万产品 同比增长34% [6] - 强大的交叉销售能力和产品多样性得以体现 新增加的产品中有35%由现有会员采纳 这降低了客户流失风险 [7] - 公司降低了利率波动和信贷风险 年化费用收入已超过15亿美元 减少了对传统利息收入的依赖 [8] - 审慎的成本管理使公司在截至6月的季度中调整后EBITDA利润率扩大了600个基点 [8] - 公司面临来自新型银行和传统银行的激烈竞争 存在市场份额萎缩的可能性 [9] - 市场预期2025年销售额和每股收益将分别实现32.3%和113.3%的同比增长 且近期分析师预估上调多于下调 [13] - 公司远期市盈率为54.82倍 高于其12个月中位数50.59倍 估值较高 [14] 公司与行业比较 - 金融科技信贷市场预计将从2025年到2030年保持增长 [2] - OPFI的远期市盈率6.93倍显著低于SOFI的54.82倍 存在巨大的估值差距 [11][14] - 两家公司目前均被列为Zacks Rank 3 (持有) 级别 [17]