OppFi Inc. ( OPFI ) is a technology-driven digital finance platform that focuses on the marketing, underwriting, and servicing of installment loans to consumers via partnerships with community banks. The company does not finance loans itself, yet it emphasizes technologyDear Reader,I am a Senior Derivatives Expert with over 10 years of experience in the field of Asset Management, specializing in equity analysis and research, macroeconomics, and risk-managed portfolio construction. My professional background ...

文章核心观点 - 成长股因其出色的财务增长能吸引市场关注并带来超额回报 但寻找真正具备潜力的成长股具有挑战性 [1] - 结合Zacks增长风格评分（A或B）和Zacks排名（第1或2级）的股票表现更可能超越市场 [2][3] - OppFi Inc (OPFI) 因其优异的增长前景和积极的盈利预测修正 被推荐为具有潜力的成长股选择 [2][9] 盈利增长 - 公司历史每股收益增长率为95.3% [4] - 公司今年预期每股收益增长率为57.4% 远高于行业平均的11.9% [4] 现金流增长 - 公司当前年同比现金流增长为61.8% 高于许多同行 行业平均为5.8% [5] - 公司过去3-5年的年化现金流增长率为19.4% 高于行业平均的13.1% [6] 盈利预测修正趋势 - 公司当前年度盈利预测呈向上修正趋势 [7] - 在过去一个月中 Zacks共识预期当前年度盈利预测大幅上调10.6% [7]

股价近期表现与技术形态 - 公司股价近期呈下跌趋势，在过去四周内下跌7.4% [1] - 在最近一个交易日形成了锤头线图表形态，这预示着可能出现趋势反转，因多头可能已重新掌控价格并找到支撑 [1] - 锤头线形态是技术指标，表明可能接近底部，卖压可能耗尽 [2] 锤头线形态分析 - 锤头线是流行的蜡烛图价格形态，其特征是实体较小，而下影线长度至少为实体的两倍 [4] - 在下跌趋势中，该形态表明尽管股价创出新低，但买盘兴趣涌现，推动股价收于开盘价附近或略高，意味着空头可能失去控制 [4][5] - 该形态可出现在任何时间框架图上，被短期和长期投资者使用 [5] - 该技术形态需与其他看涨指标结合使用，因其强度取决于其在图表上的位置 [6] 基本面积极因素 - 公司近期盈利预测修正呈现上升趋势，这是一个基本面看涨指标 [7] - 过去30天内，市场对当年共识每股收益预测上调10.6%，表明分析师一致认为公司盈利将优于此前预期 [8] - 公司目前拥有Zacks Rank 1评级，这意味着其盈利预测修正趋势和每股收益惊喜表现在我们排名的4000多只股票中位列前5% [9] - 拥有Zacks Rank 1或2评级的股票通常表现优于市场，且该评级被证明是识别公司前景改善时机的优秀指标 [9][10]

Stonegate Capital Partners Updates 3Q25 Report on OppFi, Inc. (OPFI)October 30, 2025 10:11 AM EDT | Source: Reportable, Inc.Dallas, Texas--(Newsfile Corp. - October 30, 2025) - OppFi, Inc. (NYSE: OPFI) : Stonegate Capital Partners Updates Coverage on OppFi (NYSE: OPFI). OPFI reported revenue, adj. Net Income, and adj. EPS of $155.1M, $40.7M, and $0.46, respectively. This compares to our/consensus estimates of $155.2M/$153.4M, $27.4M/$28.9M, and $0.30/$0.32. Net revenue margin was 67.4% for the ...

OppFi (NYSE:OPFI) Q3 2025 Earnings Call October 29, 2025 09:00 AM ET Speaker3Good morning and welcome to OppFi's third quarter 2025 earnings conference call. All participants are in a listen-only mode. As a reminder, this conference call is being recorded. Following management's presentation, a question and answer session will be held. For those listening by dial-in, you will be prompted to enter the queue after the prepared remarks. I am pleased to introduce your host, Mike Gallentine, Head of Investor Rel ...

OppFi Inc. (OPFI) came out with quarterly earnings of $0.46 per share, beating the Zacks Consensus Estimate of $0.31 per share. This compares to earnings of $0.33 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of +48.39%. A quarter ago, it was expected that this company would post earnings of $0.3 per share when it actually produced earnings of $0.45, delivering a surprise of +50%.Over the last four quarters, the company has sur ...

Q3 2025 Earnings Presentation October 29, 2025 Disclaimer This presentation (the "Presentation") of OppFi Inc. ("OppFi" or the "Company") is for information purposes only. Certain information contained herein has been derived from sces prepared by third parties. While such information is believed to be reliable for the purposes used herein, the Company makes no representation or warranty with respect to the accuracy of such information. Trademarks and trade names referred to in this Presentation are the pro ...

OppFi . Q3 2025 Earnings Presentation October 29, 2025 Disclaimer This presentation the "Presentablem" in Copy"in, or the "Company" is for ritornalism purposes only Ceftain information contained heren has been peried from soss sreased or the eleadel or the ourgoses used teenin, the Company makes no recreasmation or waranty with research of such information. Tredenarks and taske rannes referend by in this Pr owners. The information contained herein does not purport to be all-inclusive. This Presentation does ...

Accessibility StatementSkip Navigation Net income increased 136.9% year over year to $75.9 million, a Company record for any quarter Adjusted net income increased 41.4% year over year to $40.7 million, a Company record for any quarter Total revenue increased 13.5% year over year to $155.1 million, a Company record for any quarter Raised full year revenue guidance to between $590 million and $605 million, adjusted net income to between $137 million and $142 million, and adjusted EPS to between $1.54 and $1.6 ...

OppFi Inc. (NYSE:OPFI) is one of the top credit services stocks to buy amid the US rate cut. On October 2, OppFi Inc. (NYSE:OPFI) announced a new $150 million revolving credit facility with Castlelake L.P., replacing its previous arrangement and lowering its interest rate to SOFR plus 6.0%. Oppfi Inc. (OPFI) Secures $150M Credit Facility to Fuel Growth and Expand Credit Access The four-year deal reflects improved financing terms and highlights OppFi’s strong liquidity, backed by a current ratio of 19.57. ...