For the quarter ended September 2024, Regions Financial (RF) reported revenue of $1.79 billion, down 3.6% over the same period last year. EPS came in at $0.57, compared to $0.49 in the year-ago quarter.The reported revenue compares to the Zacks Consensus Estimate of $1.79 billion, representing a surprise of +0.26%. The company delivered an EPS surprise of +7.55%, with the consensus EPS estimate being $0.53.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- an ...

Regions Financial Corporation’s (RF) third-quarter 2024 adjusted earnings per share of 57 cents beat the Zacks Consensus Estimate of 53 cents. This compares favorably with earnings of 49 cents per share in the year-ago quarter.Find the latest earnings estimates and surprises on the Zacks Earnings Calendar.A decrease in non-interest expenses and an increase in non-interest income supported RF’s results. Also, Regions Financial’s strong capital position indicates its availability of adequate capital to use to ...

Regions Financial (RF) came out with quarterly earnings of $0.57 per share, beating the Zacks Consensus Estimate of $0.53 per share. This compares to earnings of $0.49 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of 7.55%. A quarter ago, it was expected that this holding company for Regions Bank would post earnings of $0.49 per share when it actually produced earnings of $0.52, delivering a surprise of 6.12%. Over the last fo ...

财务指标 - 第三季度净利润为4.9亿美元,较上年同期增长5.2%[6] - 第三季度每股收益为0.49美元,较上年同期增长0.02美元[6] - 第三季度资产总额为1,574亿美元,较上季度增长2.2%[6] - 第三季度股东权益为187亿美元,较上季度增长8.8%[6] - 第三季度资产收益率为1.26%[8] - 第三季度普通股东权益收益率为10.88%[8] - 第三季度有形普通股东权益收益率(非GAAP)为16.87%[8] - 第三季度效率比率为59.3%[8] - 第三季度调整后效率比率(非GAAP)为56.9%[8] - 第三季度普通股每股账面价值为18.62美元[8] - 第三季度有形普通股每股账面价值(非GAAP)为12.26美元[8] - 第三季度普通股权益占总资产比率为11.86%[8] - 第三季度有形普通股权益占有形资产比率(非GAAP)为7.37%[8] - 第三季度贷款净收费率为0.48%[8] - 公司总资产为1,574.26亿美元，较上年同期增加2.3%[11] - 公司资本充足率为11.9%，较上年同期下降0.4个百分点[11] - 不良贷款率为0.83%，较上年同期下降0.01个百分点[11] - 拨备覆盖率为1.66%，较上年同期下降0.01个百分点[11] - 公司第三季度净利润为21.5亿美元，较上年同期增长3.8%[12] 贷款情况 - 第三季度贷款净额为968亿美元,较上季度下降0.7%[6] - 商业贷款余额为545.79亿美元，较上年同期下降1.1%[14] - 商业房地产贷款余额为88.12亿美元，较上年同期下降0.3%[14] - 消费贷款余额为331.98亿美元，较上年同期下降0.3%[14] - 商业和工业贷款占总贷款的51.2%[15] - 商业房地产抵押贷款-自用物业占总贷款的5.0%[15] - 商业房地产建设贷款-自用物业占总贷款的0.4%[15] - 商业投资房地产抵押贷款占总贷款的6.8%[15] - 商业投资房地产建设贷款占总贷款的2.3%[15] - 住房第一抵押贷款占总贷款的20.8%[15] - 信用卡消费贷款占总贷款的1.4%[15] - 商业和工业贷款平均余额同比下降3.6%[18] - 消费信用卡贷款平均余额同比增长9.2%[18] 存款情况 - 第三季度存款总额为1,264亿美元,较上季度下降0.2%[6] - 公司第三季度存款总额为1,259.5亿美元，较上一季度下降0.7%[26] - 公司第三季度利息无息存款占比31.4%，较上一季度下降0.9个百分点[24] - 公司第三季度利息计息支票存款占比18.8%，较上一季度上升0.1个百分点[24] - 公司第三季度个人银行业务分部存款为789.04亿美元，较上一季度下降1.1%[26] - 公司第三季度财富管理业务分部存款为73.74亿美元，较上一季度下降2.1%[26] 收益情况 - 第三季度非利息收入为5.72亿美元,较上年同期增长1.1%[6] - 第三季度拨备计提为1.13亿美元,较上年同期下降22.1%[6] - 第三季度净息差为3.16%,较上年同期下降0.24个百分点[6] - 第三季度成本收入比为65.1%,较上年同期下降1.5个百分点[6] - 公司第三季度利息收入为18.2亿美元，较上年同期增长3.1%[30] - 公司第三季度利息支出为6.02亿美元，较上年同期增长26.7%[30] - 公司第三季度非利息收入为5.72亿美元，较上年同期增长1.1%[30] - 公司第三季度非利息支出为10.69亿美元，较上年同期减少2.2%[30] - 公司前三季度利息收入为53.06亿美元，较上年同期增长3.1%[33] - 公司前三季度利息支出为17.18亿美元，较上年同期增长62.5%[33] - 公司第三季度净利差为2.67%，较上一季度增加5个基点[36] - 公司第三季度净利息收入为12.3亿美元，较上一季度增加2.7%[36] 资产质量 - 第三季度拨备计提为1.13亿美元,较上年同期下降22.1%[6] - 公司第三季度计提贷款损失准备1.03亿美元[69] - 公司第三季度净冲销贷款1.17亿美元[69] - 公司第三季度期末贷款损失准备余额为16.07亿美元[69] - 公司第三季度期末未使用信贷承诺准备为1.21亿美元[69] - 公司第三季度期末信贷损失准备总额为17.28亿美元[69] - 公司第三季度净贷款核销率为0.48%，较上一季度的0.42%有所上升[73] - 公司第三季度非履约贷款占贷款净额的比例为0.85%，较上一季度的0.87%有所下降[71] - 公司第三季度信贷损失准备金余额为17.28亿美元，较上一季度的16.77亿美元有所增加[72] - 公司第三季度信贷损失准备金占非履约贷款的比例为210%，较上一季度的204%有所上升[71] - 公司第三季度商业贷款和投资房地产贷款的不良贷款率分别为0.41%和0.52%[71]

Momentum investing revolves around the idea of following a stock's recent trend in either direction. In the 'long' context, investors will be essentially be "buying high, but hoping to sell even higher." With this methodology, taking advantage of trends in a stock's price is key; once a stock establishes a course, it is more than likely to continue moving that way. The goal is that once a stock heads down a fixed path, it will lead to timely and profitable trades.Even though momentum is a popular stock char ...

Wall Street analysts forecast that Regions Financial (RF) will report quarterly earnings of $0.53 per share in its upcoming release, pointing to a year-over-year increase of 8.2%. It is anticipated that revenues will amount to $1.79 billion, exhibiting a decline of 3.9% compared to the year-ago quarter.The consensus EPS estimate for the quarter has undergone an upward revision of 0.8% in the past 30 days, bringing it to its present level. This represents how the covering analysts, as a whole, have reassesse ...

Regions Financial Corporation (RF) is scheduled to report third-quarter 2024 results on Oct. 18, before the opening bell. Quarterly revenues are expected to have registered growth in the to-be-reported quarter, while earnings are likely to have declined on a year-over-year basis.Stay up-to-date with all quarterly releases: See Zacks Earnings Calendar.This Birmingham, AL-based player’s second-quarter 2024 earnings beat the Zacks Consensus Estimate, driven by a decline in expenses and provisions. However, a d ...

The market expects Regions Financial (RF) to deliver a year-over-year increase in earnings on lower revenues when it reports results for the quarter ended September 2024. This widely-known consensus outlook is important in assessing the company's earnings picture, but a powerful factor that might influence its near-term stock price is how the actual results compare to these estimates.The earnings report, which is expected to be released on October 18, 2024, might help the stock move higher if these key numb ...

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Regions Financial Corporation (RF) is well-positioned for top-line growth, driven by decent loan balances. The company’s strong liquid profile will continue to support its capital distribution activities. However, pressure on mortgage income due to high rates and elevated expenses remain near-term concerns.Region Financial’s Drivers of GrowthThe company has witnessed a steady growth in its loan balances, with a compound annual growth rate (CAGR) of 3.4% over the past five years (2018-2023). The company's st ...