UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2022 OR TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF ☐ 1934 For the transition period from _____ to _____ Commission file number 000-06253 SIMMONS FIRST NATIONAL CORPORATION (Exact name of registrant as specified in its charter) Arkansas 71-0407808 (Stat ...

Forward-Looking Statements and Non-GAAP Financial Measures Non-GAAP Financial Measures. This presentation contains financial information determined by methods other than in accordance with U.S. generally accepted accounting principles ("GAAP"). The Company's management uses these non-GAAP financial measures in their analysis of the Company's performance. These measures adjust GAAP performance measures to, among other things, include the tax benefit associated with revenue items that are tax-exempt, as well ...

Simmons First National Corporation (NASDAQ:SFNC) Q4 2022 Earnings Conference Call January 24, 2023 10:00 AM ET Company Participants Ed Bilek - Director of Investor Relations Jay Brogdon - President and Chief Financial Officer Bob Fehlman - Chief Executive Officer Matt Reddin - Executive Vice President and Chief Banking Officer George Makris - Executive Chairman Conference Call Participants Brady Gailey - KBW David Feaster - Raymond James Stephen Scouten - Piper Sandler Gary Tenner - D.A. Davidson Matt Olne ...

Simmons First National Corp (NASDAQ:SFNC) Q3 2022 Earnings Conference Call October 25, 2022 10:00 AM ET Company Participants Edward Bilek - EVP & Director, IR Robert Fehlman - President & COO Matthew Reddin - EVP & Chief Banking Officer, Simmons Bank George Makris - Chairman & CEO James Brogdon - EVP, CFO & Treasurer Conference Call Participants Brady Gailey - KBW David Feaster - Raymond James & Associates Gary Tenner - D.A. Davidson & Co. Matthew Olney - Stephens Graham Dick - Piper Sandler & Co. Operator ...

Nasdaq: SFNC3 rd Quarter 2022 Earnings Presentation Contents 3 Q3 Highlights 4 Q3 Results Overview 10 Loans 13 Deposits, Liquidity, Securities, Interest Rate Sensitivity & Capital 19 Credit Quality 22 Key Takeaways 24 Appendix Forward-Looking Statements and Non-GAAP Financial Measures Forward-Looking Statements. Certain statements by Simmons First National Corporation (the "Company", which where appropriate includes the Company's wholly-owned banking subsidiary, Simmons Bank) contained in this presentation ...

Simmons First National Corporation (NASDAQ:SFNC) Q2 2022 Earnings Conference Call July 21, 2022 10:00 AM ET Company Participants Ed Bilek - Executive Vice President, and Director of Investor Relations George Makris - Chairman, and Chief Executive Officer James Brogdon - Executive Vice President, Chief Financial Officer, and Treasurer Matthew Reddin - Chief Banking Officer Robert Fehlman - President and Chief Operating Officer Conference Call Participants Brady Gailey - KBW David Feaster - Raymond James Matt ...

Nasdaq: SFNC2 nd Quarter 2022 Earnings Presentation Contents 3 Q2 Highlights 4 Q2 Results Overview 11 Loans 14 Deposits, Liquidity, Securities, Interest Rate Sensitivity & Capital 20 Credit Quality 23 Key Takeaways 25 Appendix Forward-Looking Statements and Non-GAAP Financial Measures Forward-Looking Statements. Certain statements by Simmons First National Corporation (the "Company", which where appropriate includes the Company's wholly-owned banking subsidiary, Simmons Bank) contained in this presentation ...

Simmons First National Corp. (NASDAQ:SFNC) Q1 2022 Results Conference Call April 28, 2022 10:00 AM ET Company Participants Edward Bilek - EVP & Director, IR George Makris - Chairman, CEO James Brogdon - EVP, CFO & Treasurer Matthew Reddin - Chief Banking Officer Robert Fehlman - President, COO Conference Call Participants Brad Gailey – KBW David Feaster - Raymond James Gary Tenner - D.A. Davidson Matt Olney – Stephens Stephen Scouten - Piper Sandler Edward Bilek Good morning, and thank you for joining our f ...

| NASDAQ: SFNC | --- | --- | --- | --- | |--------|-------|-------|----------------------------------------------------------------------------------| | | | | | | | | | | | | | | Contents | | | | | 4 Q4 &2021 Highlights | | | | | 5 Q4 Results Overview | | | | | 13 Loans | | | | | | | | | | | | | | | 18 Deposits, Liquidity, Securities, Interest Rate Sensitivity & | | | | | Capital 24 Credit Quality 27 Key Takeaways and Management Outlook 30 Appendix | | th 4 | | | Quarter 2021 Earnings Presentation | Forward ...

Spirit of Texas Bancshares, Inc. (STXB) Q4 2021 Earnings Conference Call January 27, 2022 11:00 AM ET Company Participants Jerry Golemon - Chief Operating Officer Dean Bass - Chairman and Chief Executive Officer David McGuire - President and Chief Lending Officer Allison Johnson - Chief Financial Officer Conference Call Participants Disclaimer*: This transcript is designed to be used alongside the freely available audio recording on this page. Timestamps within the transcript are designed to help you naviga ...