Momentum investing is all about the idea of following a stock's recent trend, which can be in either direction. In the "long context," investors will essentially be "buying high, but hoping to sell even higher." And for investors following this methodology, taking advantage of trends in a stock's price is key; once a stock establishes a course, it is more than likely to continue moving in that direction. The goal is that once a stock heads down a fixed path, it will lead to timely and profitable trades.Whil ...

Key Takeaways Fed rate cuts and stabilizing funding costs set the stage for a potentially favorable 2026 for banks.EWBC is highlighted for solid loan demand, fee income focus, and a strong liquidity position.USB and KEY are benefiting from strategic acquisitions and rising NII as credit demand shows early recovery.This year has had no shortage of surprises for investors. It began with optimism as President Donald Trump’s return fueled expectations of a more business-friendly environment. That confidence was ...

公司业务动态 - 美国银行宣布其Avvance销售点贷款平台新增三家集成合作伙伴：KabelSync、Strictly和United Credit [1] - 新合作伙伴已在其平台内将Avvance作为嵌入式支付选项上线 使商户能够在消费点提供灵活的融资方案 [1] - 此次集成进一步加速了其API驱动的嵌入式金融解决方案的增长 [1] 平台战略与定位 - Avvance平台持续专注于为家居装修和选择性医疗这两个细分领域的商户和消费者提供无缝融资体验 [2] - 选择这两个行业是因为其支付能力和融资渠道至关重要 [2] - 通过强大的API和低代码集成选项 合作伙伴可将美国银行的贷款能力直接嵌入其工作流程 为客户创造无障碍体验 [2] 管理层观点与合作细节 - Avvance负责人表示 该平台旨在通过满足消费者在决策点的需求来帮助合作伙伴增长 [3] - 新集成扩大了商户和消费者的选择与灵活性 并强化了公司对家居装修和选择性医疗融资领域的承诺 [3] - 新客户Strictly是一家优先考虑速度、合规性和可扩展性的API优先支付编排平台 [3] - Strictly的创始人兼CEO表示 Avvance与其愿景完美契合 为其商户提供了能提高转化率和客户满意度的强大融资选择 [4] 公司背景信息 - 美国银行母公司U.S. Bancorp截至2025年9月30日拥有约7万名员工和6950亿美元资产 [5] - 公司总部位于明尼阿波利斯 通过多元化业务为数百万本地、全国及全球客户提供服务 [5] - 其业务组合包括消费银行、商业银行业务、商业银行、机构银行、支付和财富管理 [5] - 公司在数字创新、社区合作和客户服务方面受到认可 被评为2025年世界最具道德公司之一和《财富》杂志最受赞赏的超级区域性银行之一 [5]

MINNEAPOLIS--(BUSINESS WIRE)--U.S. Bank and Coinstar today announced an expansion of their partnership, giving U.S. Bank clients more ways to deposit coins directly into their checking accounts. Following a successful pilot at four branches, Coinstar's Transfer to Account service is now available at more than 100 U.S. Bank branches and over 10,000 Coinstar kiosks in retail locations nationwide. The expanded service complements the bank's 2,000 branches and robust digital capabilities to make everyday bankin ...

As I’ve covered in the past , I see U.S. Bancorp ( USB ) as an interesting income pick in the banking sector due to its above-average dividend yield that seems to be sustainable overLabutes IR is a Fund Manager/Analyst specialized in the financial sector, with more than 18 years of experience in the financial markets. I have worked at several type of institutions in the industry, always at the buy side and related to portfolio management. Associated with the existing author The Outsider.Analyst’s Disclosure ...

As I’ve covered in the past , I see U.S. Bancorp ( USB ) as an interesting income pick in the banking sector due to its above-average dividend yield that seems to be sustainable overLabutes IR is a Fund Manager/Analyst specialized in the financial sector, with more than 18 years of experience in the financial markets. I have worked at several type of institutions in the industry, always at the buy side and related to portfolio management. Associated with the existing author The Outsider.Analyst’s Disclosure ...

Investors looking for stocks in the Banks - Major Regional sector might want to consider either U.S. Bancorp (USB) or Northern Trust Corporation (NTRS) . But which of these two companies is the best option for those looking for undervalued stocks? Let's take a closer look.There are plenty of strategies for discovering value stocks, but we have found that pairing a strong Zacks Rank with an impressive grade in the Value category of our Style Scores system produces the best returns. The proven Zacks Rank emph ...

行业软件与自动化解决方案 - Clarifire的博客展示了贷款服务商通过工作流自动化实现可衡量成果的三个节省成本的实际案例 包括一键式贷款修改试验函、简化的止赎协作以及自动化的GSE例外处理 [1] - 使用Encompass的贷款机构平均每笔贷款可获得1,056美元的经济效益 这得益于创新的工作流程和自动化 [4] - Logan Finance的DirectPath Processing为经纪人提供白标、联合品牌或自有系统的门户选择 旨在通过专家贷款构建和直接管理第三方服务来加快并简化商业贷款流程 [7] 数据、评估与风险模型整合 - Class Valuation为贷款机构和评估师提供UAD 3.6资源中心 包含工具、指导和网络研讨会系列 以帮助其准备应对2026年的GSE强制要求 [2] - MCT与FICO扩大合作 将FICO Score 10T整合到其软件套件中 用于MSR估值、风险模型和投资者价格发现 该评分现已嵌入MSRlive!和Enhanced Best Execution中 [3] - 在MBS市场中 贷款余额池因提供更可预测的提前还款行为而受青睐 当前较大余额的UMBS 30年期池提前还款速度最慢 部分原因是这些池成立时间很短 许多超过30万美元、票息在4.0%及以上的切片成立不足一年 [10] 贷款机构与渠道动态 - AmeriHome Correspondent感谢客户使其保持全国最大银行系代理投资机构地位 并预告其AUS Express Jumbo、Expanded和DSCR项目已得到增强 预计2026年所有产品线都将增长 [6] - Planet Home Lending和美国银行等机构向合作伙伴致谢并展望2026年 美国银行宣布自11月17日起政府贷款被纳入其电子抵押贷款扩展计划 并自11月28日起与房利美和房地美同步提高合规及超级合规贷款限额 [7] - Rocket、AmeriHome和Freedom等服务商仍是决定MBS提前还款结果的关键因素 目前较低余额的资产池还款更快 但随着最大余额资产池老化超过12个月 其速度应会加快 [12] 资本市场与宏观经济 - 美联储连续第三次降息 将联邦基金利率目标区间下调至3.50%至3.75% 投票结果为9比3 显示内部对宽松程度存在分歧 主席鲍威尔表示政策现已处于中性区间 [8] - 美联储官员上调了2026年GDP展望 下调了通胀预测 并维持长期政策区间预期不变 预计2026年和2027年各仅降息一次 表明央行认为通胀已基本受控 [9] - 美联储宣布计划在未来一个月购买400亿美元的国库券 并可能将购买范围扩大至三年期债券 以缓解流动性压力而非重启量化宽松 此举宣布后收益率曲线变陡 [9] - 过去一年 有1,707亿美元的新贷款余额特定池进入市场 主要集中在27.5万至30万美元区间和5.5%至6.0%的票息 提供了充足的流动性 [11] - 当日经济日历包括9月贸易逆差和每周初请失业金人数 瑞士国家银行维持利率在0.00%不变 机构MBS价格较前日收盘上涨几个32分之一点 10年期国债收益率报4.13% [13]

U.S. Bancorp, with approximately 70,000 employees and $695 billion in assets as of September 30, 2025, is the parent company of U.S. Bank National Association. Headquartered in Minneapolis, the company serves millions of customers locally, nationally and globally through a diversified mix of businesses including consumer banking, business banking, commercial banking, institutional banking, payments and wealth management. U.S. Bancorp has been recognized for its approach to digital innovation, community part ...

监管审查与报告发布 - 美国货币监理署发布报告指出 九家最大的美国银行在过去曾对某些有争议的行业施加金融服务限制 这种做法通常被称为“去银行化” [1] - 该审查由前总统特朗普于2020年8月签署的一项行政命令启动 该命令要求对所有银行进行监管审查 以查明任何基于政治或宗教信仰而拒绝客户的做法 [2] 审查发现与监管定性 - OCC的持续审查发现 这些银行在2020年至2023年间均存在相关政策 要么拒绝向某些行业提供服务 要么施加超出实际金融风险的更高级别审查 [3] - 货币监理官Jonathan Gould批评这些银行利用政府授予的特许权和市场力量实施有害的“去银行化”政策 并指出尽管许多政策是公开的 但某些银行仍坚持否认存在此类行为 [4] - OCC表示将追究银行的责任 确保非法的“去银行化”行为不再继续 包括可能将案件移交司法部 [5] 涉及银行与行业回应 - 报告涉及的九家银行包括 摩根大通 美国银行 花旗集团 富国银行 美国合众银行 第一资本金融公司 PNC金融服务集团 道明银行和蒙特利尔银行 这些银行均拒绝置评或未回应评论请求 [6] - 代表大型银行的贸易组织美国银行政策研究所表示 银行业希望为尽可能多的客户提供服务 并欢迎政府提供任何明确指引 该行业支持公平获得银行服务 并正与国会和政府合作 同时支持近期旨在保护银行系统准入并维持健全风险管理的监管努力 [6][7] 后续行动与审查范围 - OCC计划继续审查此事 并表示正在审查“数千份”关于基于政治或宗教信仰进行“去银行化”的投诉 [5]