抵押贷款利率趋势 - 尽管美联储在9月下调联邦基金利率，但抵押贷款利率反而上升，表明贷款利率跟随国债收益率而非联邦基金利率变动 [1] 住房价格动态 - 标准普尔CoreLogic Case-Shiller房价指数显示，8月份房价同比上涨1.3%，但最近一个月实际下跌0.3% [3] - 截至9月，约有五分之一（20%）的城市在过去12个月内出现房价下跌 [3] 市场供需状况 - 待售房屋库存截至9月增长26% [4] - 尽管待售房屋增多，但1月至7月的实际房屋销售量下降4% [4] - 房源在市场上停留的时间延长，9月份平均为62天，高于2024年9月的55天、2023年9月的48天和2022年9月的47天 [5][6] 房屋建筑商活动 - 建筑商活动放缓，新屋开工许可从2月的99.2万套下降至8月的85.8万套，降幅近14% [7] - 与2022年初每月120万套的许可量相比出现大幅下降 [7] - 建筑商为促进销售和成交提供激励措施，包括降价、成交成本抵免、抵押贷款利率买断和无成本升级 [8]

Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. The U.S. housing market may slowly be shifting back into buyer's favor, according to a study by  real estate data analytics firm Cotality, which showed that over half of U.S. home listings sold for less than their asking prices in May. Cotality's data also revealed a 15% year-on-year decline in closed deals, which is even more significant considering that it occurred despite a 10% year-on-year increase in ...

Seven housing markets around the nation were described as buyer's markets because they had at least six months of supply in June, according to a recent report from Realtor.com. Three markets in particular, Miami and Orlando in Florida as well as Austin, Texas, were standouts as they had the nation’s highest months of supply in June. This means that buyers in those markets had the most leverage, according to the online real estate marketplace. Miami topped the list of buyer market cities out of all 50 metros ...

住房库存增长 - 丹佛、奥斯汀和西雅图在活跃住房库存增长方面位居前三 丹佛的可用住房数量相比2017-2019年平均水平增长100% 奥斯汀增长69% 西雅图增长60.9% [1] - 全美50个最大都市区中有22个的活跃挂牌量超过疫情前水平 [1] - 达拉斯-沃斯堡(+55.5%)、圣安东尼奥(+58.3%)、旧金山(+53.5%)等六个都市区的活跃库存增长超过50% [4] 库存增长原因 - 疫情期间及之后新建住房最多的市场最有可能出现库存增长 奥斯汀、丹佛和纳什维尔等城市不仅建筑增长迅速 现在面临更长的销售时间 [5] - 2019年后建筑活动与库存恢复呈强正相关 [5] - 2025年买家更加谨慎 许多西部和南部都市区的房屋停留时间更长 纳什维尔挂牌时间比一年前平均长19天 奥兰多和迈阿密平均增加13天 [6] 市场趋势 - 美国住房市场尚未正式进入买方市场 5月供应量为4.6个月 仍低于6个月的门槛 但条件正向有利于买家的方向转变 [7] - 买家现在有更多选择 更多决策时间 卖家更愿意就价格和条款进行谈判 [7] - 2025年预测将出现自2016年以来最平衡的市场 但全国仍面临近400万套住房的短缺 [7] 数据来源 - 数据来自Realtor.com® 2025年5月住房数据 涵盖现有单户住宅和公寓/联排别墅/合作公寓的活跃库存 不包括新建筑 [9] - 覆盖美国50个最大都市区 基于管理和预算办公室(OMB-202301)定义及Claritas 2025年家庭数量估算 [9]