Mortgage holders stressed by the prospect of another interest rate cut will need to hope Australians are not earning as much as predicted.The quarterly wage price index, out on Wednesday, looms as one of this year’s last game-changing releases.Running at 3.4 per cent in the year to June, a repeat of that figure – which is both the market consensus and the Reserve Bank’s forecast – would represent no change to the already slim prospects of a cut.Should it tick lower, a rate cut could be back on – most likely ...

Key Takeaways JPMorgan sees manageable rate-cut impacts, raising 2025 NII guidance and expanding branches.TFC targets growth via new branches, digital upgrades and stronger non-interest income.JPM boosts dividends, shows higher ROE and projects steady revenue and earnings growth.JPMorgan (JPM) is the largest U.S. bank, while Truist Financial (TFC) is a prominent regional bank. JPM leverages its massive global presence, branch expansion strategy and diversified financial services, while TFC is blending its t ...

US stocks fell on Friday, set to add to Wall Street's steepest sell-off in over a month amid ebbing faith in a December interest-rate cut following the longest-ever government shutdown. The Dow Jones Industrial Average (^DJI) slid roughly 1.2%. The S&P 500 (^GSPC) and the Nasdaq Composite (^IXIC) pared earlier losses, dropping around 0.6% and 0.4%, respectively, as tech stocks eased after Thursday's selloff. Another sea of red grips stocks following the previous, bruising session, which saw the major in ...

The Dow Jones Industrial Average plunged nearly 800 points Thursday as investors continued to panic over AI spending in the tech sector and hopes for an interest-rate cut next month diminished.The Dow fell 798 points, or 1.7% — its worst day in more than a month after notching a new record high just the day before. The S&P 500 slipped 1.9%, led downward by Disney, which fell 8% after it reported disappointing revenue.The tech-heavy Nasdaq slipped 2.3% as investors continued to panic over whether AI stocks h ...

Federal Reserve Bank of Minneapolis President Neel Kashkari said he didn’t support the US central bank’s last interest-rate cut, though he’s still undecided on the best course of action for its December policy meeting. Most Read from Bloomberg “The anecdotal evidence and the data we got just implied to me underlying resilience in economic activity, more than I had expected,” Kashkari said Thursday in an interview with Bloomberg News. That, he said, argued for a pause to rate cuts at the Fed’s October mee ...

European stocks gave up early gains and are broadly lower Thursday afternoon as investors look ahead to some crucial economic data following the longest federal government shutdown in U.S. history coming to an end after President Donald Trump signed a funding package. The Republican-controlled House passed the crucial spending bill by 222 to 209 votes, with two Reps not voting.Speaking after signing the short-term bill in the Oval Office late Wednesday night, Trump said the government would now "resume nor ...

Stock markets' three-day rally fizzled out with benchmark indices Sensex and Nifty ending on a flat note amid a choppy trade on Thursday as  lacklusture sentiment across global equity markets fuelled the outflow of foreign capital.Photograph: Francis Mascarenhas/ReutersAfter oscillating between gains and losses during the day, the 30-share BSE barometer Sensex ended with a slight gain of 12.16 points, or 0.01 per cent, at 84,478.67.During the session, it touched a high of 84,919.43 and a low of 84,253.05. T ...

France's CAC 40 rose to a record high Thursday morning as stocks climbed higher, reacting to U.S. President Donald Trump signing a bill to end the longest government shutdown in history. Expectations of an interest rate cut by the Federal Reserve next month contribute as well to market's positive move.The CAC 40 was up 41.45 points or 0.5% at 8,282.69 a few minutes ago.Kering is rising 2.75%, Societe Generale is moving up 2.35% and Credit Agricole is gaining 2%. Carrefour is up nearly 2% after the Saadé fa ...

市场表现 - 印度基准股指Sensex微涨12.16点，涨幅0.01%，收于84,478.67点，日内波动区间为84,253.05点至84,919.43点 [1] - 更广泛的Nifty指数微涨3.35点，涨幅0.01%，收于25,879.15点 [2] - 市场结束连续三天的上涨行情，在震荡交易中基本持平 [1] 个股表现 - Sensex成分股中上涨的股票包括Asian Paints、ICICI Bank、PowerGrid、Larsen & Toubro、Bajaj Finserv、Bharti Airtel、Sun Pharmaceuticals、Maruti Suzuki India、Axis Bank、UltraTech Cement和HCL Technologies [2] - 表现落后的股票包括Eternal、Mahindra & Mahindra、Tata Steel、Bharat Electronics Ltd、Tata Motors Passenger Vehicles、Trent、Tata Consultancy Services、Hindustan Unilever和Infosys [3] 市场情绪与驱动因素 - 市场早盘上涨后出现获利了结，尽管有积极的全球和国内信号，但最终使基准指数收平 [4] - 积极情绪源于特朗普签署短期融资法案结束美国政府停摆，以及对印度可能获得关税减免的期望 [4] - 10月份创纪录的低通胀数据强化了印度央行降息的预期，使金属和房地产等利率敏感型行业对投资者更具吸引力 [5] 资金流向 - 外国机构投资者连续第三日净卖出，在11月12日抛售了价值1750.03亿卢比的股票 [7] - 国内机构投资者持续买入，在11月12日购入价值5127.12亿卢比的股票 [7] 全球市场与大宗商品 - 亚洲市场中，上海SSE综合指数、香港恒生指数、日本日经225指数和韩国Kospi指数均收高 [6] - 欧洲市场交易中多数走低，美国市场在11月12日的隔夜交易中收高 [6] - 全球原油基准布伦特原油价格下跌0.29%，至每桶62.53美元 [6] 前期市场回顾 - 在11月12日，BSE Sensex大幅上涨595.19点，收于84,466.51点 [7] - 在11月12日，NSE Nifty指数上涨180.85点，收于25,875.80点 [7]

货币市场账户当前利率水平 - 货币市场账户利率从历史角度看处于高位，全国平均利率为0.59%，但顶级利率通常提供高于4%的年收益率[3] - 不同金融机构提供的利率差异显著，目前货币市场账户利率普遍不高于4.50%[8] - 市场上不存在提供7%利息的货币市场账户，此类高利率仅见于某些支票账户的限时促销活动[9] 美联储利率政策动态 - 美联储在2024年9月将联邦基金利率目标区间下调50个基点，随后在11月和12月分别再次下调25个基点[4] - 2025年美联储进行了第二次降息，当前联邦基金利率区间为3.75%至4.00%[5] - 在2023年7月至2024年9月期间，美联储曾将联邦基金利率目标区间维持在5.25%至5.50%的高位[4] 货币市场账户产品特性 - 货币市场账户类似于储蓄账户，为存款余额支付利息，但可能额外提供借记卡和支票开具功能[1] - 该类账户具有良好的流动性，通常设有每月取款次数上限，便于资金存取[7] - 货币市场账户由联邦存款保险公司提供保险，本金安全，适合风险承受能力较低的保守型储户[7] 行业趋势与市场机遇 - 随着美联储降息，存款账户利率已开始下降，当前可能是储户利用较高利率的最后机会[5] - 在利率仍处于高位时，货币市场账户是兼具安全性、流动性和优于传统储蓄账户回报的具吸引力选择[6] - 比较不同金融机构的利率有助于找到最佳选择，特别适合有短期储蓄目标或建立应急基金的储户[7]