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New York Mortgage Trust(NYMT) - 2025 Q2 - Earnings Call Transcript
2025-07-31 22:00
New York Mortgage Trust (NYMT) Q2 2025 Earnings Call July 31, 2025 09:00 AM ET Speaker0Good morning, ladies and gentlemen, and thank you for standing by. Welcome to the New York Mortgage Trust Second Quarter twenty twenty five Results Conference Call. During today's presentation, all parties will be in a listen only mode. Following the presentation, the conference will be open for questions. If you have a question, please press the star key followed by one, one on your touch tone phone.If you would like to ...
New York Mortgage Trust(NYMT) - 2025 Q2 - Earnings Call Presentation
2025-07-31 21:00
New York Mortgage Trust, Inc. 2025 Second Quarter Financial Summary Forward Looking Statements This presentation contains forward-looking statements within the meaning of the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Forward-looking statements are based on our beliefs, assumptions and expectations of our future performance, taking into account all information currently available to us. These beliefs, assumptions and expectations are subject to risks and uncertainties an ...
Freddie Mac Announces Release Date for Second Quarter 2025 Financial Results
Globenewswire· 2025-07-31 03:28
MCLEAN, Va., July 30, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB:FMCC) announced today that it plans to report its Second Quarter 2025 financial results before the U.S. financial markets open on Thursday, July 31, 2025. The company will hold a call at 9 a.m. Eastern Time (ET) on Thursday, July 31, 2025, to share the company’s results with the media. The call will be concurrently webcast, and the replay will be available on the company’s website for approximately 30 days. All materials related to the call w ...
Fannie Mae Releases June 2025 Monthly Summary
Prnewswire· 2025-07-29 04:05
WASHINGTON, July 28, 2025 /PRNewswire/ -- Fannie Mae's (OTCQB: FNMA) June 2025 Monthly Summary is now available. The monthly summary report contains information about Fannie Mae's monthly and year-to-date activities for our gross mortgage portfolio, mortgage-backed securities and other guarantees, interest rate risk measures, and serious delinquency rates.Follow Fannie Maefanniemae.comFannie Mae Newsroomhttps://www.fanniemae.com/newsroomPhoto of Fannie Maehttps://www.fanniemae.com/resources/img/about-fm/fm- ...
Rithm Capital (RITM) - 2025 Q2 - Earnings Call Transcript
2025-07-28 21:02
Rithm Capital (RITM) Q2 2025 Earnings Call July 28, 2025 08:00 AM ET Company ParticipantsEmma Bolla - Associate General CounselMichael Nierenberg - Chairman, President & CEOBaron Silverstein - PresidentBose George - Managing DirectorCrispin Love - Director - Equity ResearchRandy Binner - Managing DirectorKenneth Lee - Vice PresidentConference Call ParticipantsEric Hagen - MD, BTIG Mortgage & Specialty Finance AnalystDouglas Harter - Equity Research AnalystOperatorGood day, and welcome to the Rhythm Capital ...
Freddie Mac Issues Monthly Volume Summary for June 2025
GlobeNewswire News Room· 2025-07-25 04:30
公司动态 - 公司发布2025年6月月度业务量摘要 内容包括抵押贷款相关投资组合 证券发行 风险管理 拖欠债务 债务活动及其他投资信息 [1] - 公司使命是为全美家庭提供住房支持 通过促进住房市场流动性 稳定性和可负担性来实现这一目标 [2] - 公司自1970年以来已帮助数千万家庭实现购房 租房或保留住房的目标 [2] 业务运营 - 公司业务覆盖整个经济周期 持续为住房市场提供支持 [2] - 公司通过多种渠道与公众保持沟通 包括官方网站 社交媒体平台等 [2]
The 30-Year Fixed-Rate Mortgage Shows Little Movement
Globenewswire· 2025-07-25 00:00
Primary Mortgage Market Survey® U.S. weekly average mortgage rates as of 07/24/2025 MCLEAN, Va., July 24, 2025 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.74%. “This week, the 30-year fixed-rate mortgage essentially remained flat at 6.74%,” said Sam Khater, Freddie Mac’s Chief Economist. “Overall, the backdrop for the housing market is positive as the economy continues to ...
Rocket Mortgage Named #1 for Client Satisfaction in Mortgage Servicing by J.D. Power for the 11th Time
Prnewswire· 2025-07-24 21:00
客户满意度与行业认可 - 公司连续11年获得J D Power抵押贷款服务客户满意度第一名 总计获得23次J D Power奖项 包括12次抵押贷款发起第一名 [1] - 基于近16 000名美国房主的反馈 公司在整体满意度 业务便利性 客户关怀和数字体验四个维度均排名第一 [2] - J D Power在初级抵押贷款发起和服务客户满意度方面给予公司23次第一 为行业最高纪录 [10] 技术创新与服务能力 - 公司开发AI工具Rocket Logic Synopsis 每年处理超过340万次服务电话 通过转录分析对话提升服务效率 [3] - 推出AI驱动的财务困难客户聊天服务 已完成超50 000次对话 帮助客户保住住房 [3] - 通过智能技术与人性化服务结合 重新定义大规模房主支持模式 [4] 战略扩张与市场份额 - 宣布收购美国最大抵押贷款服务商Mr Cooper Group Inc 将使服务组合达2 1万亿美元 覆盖近1000万客户 占全美六分之一抵押贷款 [4] - 结合对Redfin的收购 构建AI驱动的全集成生态系统 覆盖房产经纪到抵押贷款的全流程 [5] - 自1985年成立以来 累计完成超1 9万亿美元抵押贷款业务 覆盖全美50个州 [9] 企业理念与行业地位 - 公司坚持"每位客户 每次服务"理念 将抵押服务视为持续数十年的长期关系 [4] - 母公司Rocket Companies连续22年入选《财富》"最佳雇主100强"榜单前三分之一 [10] - 作为全美最大零售抵押贷款机构 公司通过数字化体验推动"美国住房梦"实现 [8][9]
Mortgage Rate and Home Price Growth Forecasts Revised Lower
Prnewswire· 2025-07-24 21:00
WASHINGTON, July 24, 2025 /PRNewswire/ -- Mortgage rates are expected to end 2025 and 2026 at 6.4 percent and 6.0 percent, respectively, downward revisions compared with last month's forecast of 6.5 percent and 6.1 percent, according to the July 2025 Economic and Housing Outlook from the Fannie Mae (OTCQB: FNMA) Economic and Strategic Research (ESR) Group. The ESR Group also updated its home price growth forecast this month and now projects annual home price growth, on a Q4/Q4 basis, of 2.8 percent in 2025 ...
The Trade Desk Joins the S&P 500
The Motley Fool· 2025-07-24 01:25
The Trade Desk加入标普500指数 - 半导体公司Synopsis以350亿美元收购ANCS后,广告技术公司The Trade Desk将填补标普500空缺位置[2] - 加入标普500后指数基金需被动配置,预计25-30%股份将被三大指数基金持有,短期带来股价上涨压力[2] - 公司2025年曾因首次未达指引导致股价下跌68%,但长期看自2016年上市以来累计涨幅达2600%[3] - 当前市值约400亿美元,股价84美元,业务聚焦程序化广告和联网电视等高毛利领域[3][6] - 面临更多竞争威胁,相比早期市场领导地位有所减弱[6] 比特币机构化趋势 - 比特币现价118,000美元,总市值达2.4万亿美元,相当于黄金市值(17.5万亿)的1/7[8][10] - 企业持有量显著增加:Similar Scientific持有4,800枚,Strategy持有超60万枚,BlackRock通过ETF成为最大持有方[8] - 比特币ETF推出和监管明确(如银行可担任托管方)推动机构参与,SoFi等平台重新开放加密货币交易[12] - 过去25年黄金表现跑赢标普500,预计比特币未来5-10年波动中仍将大幅跑赢市场[10] 期权交易激增现象 - Robinhood平台2025年一季度期权交易量创历史新高,同比增46%,较两年前增84%[13] - 61%期权活动为零日期权(当日到期),反映极端短期投机行为[14] - 此现象伴随SPAC、 meme股等投机活动复苏,类似2021年市场环境[13] - 当前美股市盈率25倍,超出200周均线30-35%,需警惕高杠杆ETF和保证金债务风险[14] 潜在投资机会 - Rocket Companies(RKT)收购Redfin和Mr Cooper,35万亿美元房屋净值待释放,降息或引发再融资潮[16] - Progressive(PGR)预计综合成本率降至87%,车险领域技术领先(UBI定价),当前股息率2%[17] - Xometry(XMTR)AI驱动制造平台市值不足20亿,一季度收入增23%且首次盈利,受益制造业回流[18][19]