SALT LAKE CITY--(BUSINESS WIRE)--PROG Holdings, Inc. (NYSE:PRG), the fintech holding company for Progressive Leasing, Purchasing Power, Four Technologies, and Build, is scheduled to release financial results for the fourth quarter of 2025 on Wednesday, February 18, 2026 prior to the market open. The Company has also scheduled a live webcast for February 18, 2026 at 8:30 A.M. ET to discuss its financial results for the fourth quarter of 2025. The webcast can be accessed via the below link, or through the Ev ...

Founded in 1999, MercadoLibre, Inc (NASDAQ: MELI) is the leading company in e-commerce and financial technology in Latin America, with operations in 18 countries. It offers a complete ecosystem of solutions for individuals and businesses to buy, sell, advertise, obtain credit and insurance, collect, send money, save, and pay for goods and services both online and offline. Mercado Libre looks to facilitate access to commerce and financial services in Latin America, a market that offers great opportunities an ...

Some stocks mired in bear markets amount to no more than falling knives, meaning there's risk in trying to catch these battered names while they're faltering. On the other hand, some swooning stocks may be opening the door to opportunity for savvy investors. Fintech company Shift4 Payments (NYSE: FOUR) may be in the latter, more positive category. After tumbling nearly 42% last year, the stock is off to a strong start in 2026, gaining almost 6% since the beginning of the year. In the context of the stock's ...

Arguably, the hottest investment thesis on the planet right now is the AI investment thesis. And for good reason -- artificial intelligence is changing every aspect of our lives, and doing so at a breakneck pace. But there might be a bigger opportunity out there that many investors are overlooking: the transformation of the modern global financial system with blockchain technology. The investment opportunity I have my eye on is Ripple, the company behind the XRP (CRYPTO: XRP) crypto token. Where to inves ...

公司股价表现与市场情绪 - 股价已跌破30美元 较52周高点下跌约40.34% [1] - 近期下跌源于管理层15亿美元融资引发稀释担忧 以及早期投资者在强劲上涨后获利了结 [1] - 尽管近期下跌 但过去52周股价仍累计上涨近58.33% 六个月期间上涨20% 过去一个月则下跌5.95% [5] - 公布财报日期后股价有积极反应 1月2日上涨4.9% 次日交易时段再涨6.6% [2] 公司业务与财务基本面 - 公司是一家以会员为中心的数字金融生态系统 业务涵盖贷款、银行技术、API、投资工具和现金管理 市值约311亿美元 [4] - 核心业务仍在扩张 产品采用率稳定 会员增长强劲 用户参与度指标未显疲态 [2] - 2025财年第三季度业绩表现强劲 营收达9.616亿美元 同比增长37.9% 远超分析师预期的9.044亿美元 [7] - 第三季度调整后每股收益为0.11美元 同比增长120% 超出市场普遍预期的0.08美元 财报发布后单日股价上涨5.5% [7] 公司估值水平 - 股票当前交易于70.95倍前瞻调整后市盈率和9.17倍市销率 [6] - 估值倍数显著高于行业平均水平 表明存在较大溢价 在高预期下容错空间很小 [6]

公司人事任命 - Diginex于2026年1月28日宣布任命Lubomila Jordanova为新任首席执行官[1] - Lubomila Jordanova是碳核算平台Plan A的前任首席执行官兼创始人[1] - 此次任命并非孤立的更新或战术调整，而是强化了一种日益明显的模式[1]

诉讼概况 - 美国全国性原告律师事务所Berger Montague PC宣布，已代表在2025年9月7日至2025年12月22日期间购买或获得Klarna Group plc证券的投资者，对该公司提起集体诉讼，诉讼涵盖根据和/或可追溯至Klarna在2025年9月进行的首次公开募股所发行的股票 [1] 公司背景与指控 - Klarna总部位于瑞典斯德哥尔摩，是一家领先的全球金融科技公司，提供“先买后付”解决方案，包括针对小额零售交易的服务 [2] - 诉状指控，公司的IPO注册声明严重低估了其损失准备金在IPO后数月内将大幅增加的风险，鉴于其许多客户属于高风险群体（正经历财务困难或金融知识有限），被告方本应知晓或已经知晓该风险 [3] - 诉讼提起时，Klarna的股价已从每股40美元的IPO价格下跌至约每股31.31美元 [3] 律师事务所信息 - Berger Montague是一家专注于复杂民事诉讼、集体诉讼和大型侵权案件的全国性知名律所，仅在2025年，其审后判决金额就超过24亿美元，该律所总计已为其客户及所代表的集体追回超过500亿美元 [5]

OBOOK Holdings (OWLS) and Arta Global announced a partnership to develop joint products and services in digital assets on/off ramp and cross-currency payments. The strategic integration of payment, trading, settlement, and custody infrastructures developed by OwlTing and AGML provides global customers with a seamless and near-instant payment experience through OwlPay, OwlTing’s proprietary payment solution. Published first on TheFly – the ultimate source for real-time, market-moving breaking financial ne ...

You’ve got the cash. You could swipe your card today, pay off a $1,700 bill and move on. But Klarna is offering to split the purchase into four interest-free installments, letting you keep your money parked in a high-yield savings account a bit longer. On paper, that sounds like a form of free optimization. But is there any real downside if you’re not financially stressed? Must Read In many cases, yes — and the risks have less to do with the math and more to do with how Buy Now, Pay Later (BNPL) produc ...

业绩总结 - 2025年第四季度收入（不含准备金）为1.37亿美元，全年收入为6.1亿美元[17] - 2025年第四季度净收入为-500万美元，全年净收入为-8000万美元[17] - 2025年全年费用为4.38亿美元，较2024年减少近40%[40] - 2025年已实现超过4亿美元的费用削减目标，费用结构显著优化[12] - 2025年，Navient的Core Earnings调整后GAAP净收入与2024年相比下降了35%[53] 用户数据 - 2025年私人教育贷款的发放量为25亿美元，较2024年增长110%[26] - 2025年第四季度私人教育贷款发放量为6.8亿美元，较2024年第四季度增长近90%[26] - 2025年，Navient的教育贷款组合预计在未来5年内收到约50%的终身现金流[67] - 2025年，Navient的FFELP贷款组合为280亿美元，预计到2030年将产生21亿美元的现金流[71] - 2025年，Navient的私人教育贷款组合为150亿美元，预计到2030年将产生36亿美元的现金流[75] 未来展望 - 2026年预计总贷款发放量将达到40亿美元，较2025年增长超过60%[46] - 2025年，Navient的总教育贷款组合预计在未来20年内产生120亿美元的现金流[67] - 2025年，Navient的净利息收入和服务费将为未来20年内的现金流提供支持[67] 新产品和新技术研发 - Navient在2014年以来已再融资超过240亿美元的学生贷款，帮助借款人节省资金[85] - 2024年Earnest业务的贷款发放总额为14亿美元，2025年预计为24.77亿美元[96] 成本控制 - 2025年第四季度的销售和营销费用占发放量的比例为2.3%，较2024年下降29%[19] - Earnest业务的销售与市场费用占贷款发放的比例在2024年为3.2%，2025年降至2.3%[96] - 2024年Earnest业务的其他运营费用占贷款发放的比例为5.6%，2025年降至3.7%[96] 股东回报 - 2025年公司向股东分配了4100万美元的股息和股票回购，总分配金额达到1.75亿美元[45] 负面信息 - 2025年第四季度的GAAP净收入为-5百万美元，而Core Earnings净收入为2百万美元[53] - 贷款损失准备金不包括对已全额核销贷款的未来预期回收，以更好地反映当前的预期信用损失[92]