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Warren Buffett Retires: Here’s the Money Advice He’s Giving Americans for 2026
Yahoo Finance· 2026-01-23 00:44
沃伦·巴菲特致股东信核心观点 - 沃伦·巴菲特将于2025年底卸任伯克希尔哈撒韦CEO 其在2025年11月发布的致股东信中分享了适用于2026年及以后的财务智慧 [1] 关于市场波动与投资心态 - 即使是被视为避险股的伯克希尔哈撒韦 其股价也会反复无常 在现任管理层过去的60年里曾三次出现约50%的下跌 [2][3] - 投资者不应因市场正常波动而绝望 美国经济会复苏 伯克希尔股价也会回升 这一观点可推及更广泛的股市 [3] - 投资者应适应市场的正常涨跌 保持投资而非恐慌性交易通常是正确做法 [4] - 若无法判断何为正常波动或担心做出草率决定 可考虑寻求财务顾问帮助以保持头脑冷静 [4] 关于从错误中学习 - 不要为过去的错误过度自责 至少从中吸取一点教训并继续前进 改进永远为时不晚 [5] - 若在投资上犯错 不要试图追回损失 应接受错误并回到符合现实目标的道路上来 [5] 关于财富与人生的关系 - 追求财富不应是不计代价的主要目标 应思考金钱所能支持的生活愿景 但不应忽视良好生活所需的要素 如发展牢固的人际关系和善待他人 [6] - 伟大并非通过积累巨额财富来实现 应记住清洁工和董事长一样都是人 [7]
W.R. Berkley Gears Up to Report Q4 Earnings: Here's What to Expect
ZACKS· 2026-01-23 00:26
Key Takeaways Gross premiums written are expected to rise, led by strength in insurance lines and gains in reinsurance. Net investment income is projected to climb double digits, aided by asset growth & higher fixed-income rates. Better pricing and underwriting are expected to improve profitability and push the combined ratio lower. W.R. Berkley Corporation (WRB) is expected to register an improvement in its top and bottom lines when it reports fourth-quarter 2025 results on Jan. 26, after market close.The ...
RLI's Q4 Earnings Beat Estimates on Strong Net Investment Income
ZACKS· 2026-01-23 00:26
Key Takeaways RLI delivered Q4 operating EPS of 94 cents, beating estimates by 23.6% and rising 80.8% year over year. RLI saw higher premiums and investment income and lower expenses, driving income and an 82.6 ratio. RLI paid a $2 special dividend, extending 198 dividend quarters and 50 years of dividend increases. RLI Corp. (RLI) reported fourth-quarter 2025 operating earnings of 94 cents per share, which beat the Zacks Consensus Estimate by 23.6%. The bottom line increased 80.8% from the prior-year quart ...
Old Republic (ORI) Q4 Earnings: How Key Metrics Compare to Wall Street Estimates
ZACKS· 2026-01-22 23:31
Old Republic International (ORI) reported $2.36 billion in revenue for the quarter ended December 2025, representing a year-over-year increase of 9.5%. EPS of $0.74 for the same period compares to $0.90 a year ago.The reported revenue compares to the Zacks Consensus Estimate of $2.31 billion, representing a surprise of +2.1%. The company delivered an EPS surprise of -16.85%, with the consensus EPS estimate being $0.89.While investors scrutinize revenue and earnings changes year-over-year and how they compar ...
Health insurance executives pressed on affordability in Congress
Reuters· 2026-01-22 23:24
Top executives from five of the nation's largest health insurers began testifying on Thursday to lawmakers in both the U.S. House of Representatives and Senate about the rising costs of Americans' hea... ...
长沙初步建成多层次多支柱养老保险体系
新浪财经· 2026-01-22 23:07
长沙晚报掌上长沙1月22日讯(全媒体记者 刘攀 通讯员 严晓玲)22日,由长沙市人社局主办的长沙市多层次多支 柱养老保险体系政策推介会召开,来自政府部门、企事业单位、金融机构的200余位代表齐聚一堂,通过政策解 读、经验分享、实地体验等形式,推动养老保险体系建设向纵深发展。 随着人口老龄化程度不断加深,单纯依靠基本养老保险"第一支柱"已难以满足人民群众日益增长的多样化、品质 化养老需求,而年金和个人养老金作为"第二支柱"和"第三支柱",能够有效弥补基本养老保险的不足,为积极应 对人口老龄化提供坚实的制度保障。 目前,长沙通过政府、企事业单位、金融机构、个人四方协同发力,已初步建成并持续完善以基本养老保险为基 础、企业(职业)年金为补充,与个人养老金和商业养老保险相衔接的多层次多支柱养老保险体系。截至2025年 底,全市基本养老保险参保人数已达842万人;基本实现有条件的国有企业企业年金全覆盖,民营企业企业年金深 入推进;个人养老金稳步发展,开户数达到268万。 会上,市人社局相关负责人详细介绍了企业年金和个人养老金作为养老保险体系的第二、第三支柱的具体政策内 容、参保条件、缴费标准及税收优惠政策。泰康养老保险 ...
Financial 15 Split Corp. At-The-Market Equity Program Renewed
Globenewswire· 2026-01-22 22:00
公司公告核心 - Financial 15 Split Corp 宣布更新其股权发行计划(ATM计划) 该计划允许公司酌情向公众发行股份 新计划有效期至2028年2月21日 取代了2023年12月设立的旧计划 [1] ATM计划具体安排 - 根据ATM计划发行的A类股和优先股将通过多伦多证券交易所或加拿大其他交易场所出售 售价为出售时的市场现价 [1] - 股份销售将依据公司与National Bank Financial Inc于2026年1月21日签订的股权分销协议进行 [1] - 该计划依据2026年1月20日的招股说明书和2026年1月21日的补充招股说明书发行 最高发行总收益为4亿美元 [2] - 发行的数量和时间将由公司全权决定 [3] 资金用途与投资组合 - 公司计划将ATM计划的募集资金根据其投资目标和策略进行使用 并遵守相关投资限制 [3] - 公司投资于由加拿大和美国发行人组成的高质量金融服务公司投资组合 具体包括蒙特利尔银行、丰业银行、加拿大帝国商业银行、加拿大皇家银行、多伦多道明银行、加拿大国家银行、宏利金融、永明金融、Great-West Lifeco、美国银行、花旗集团、高盛集团、摩根大通和富国银行 [4]
Dividend Select 15 Corp. At-The-Market Equity Program Renewed
Globenewswire· 2026-01-22 22:00
TORONTO, Jan. 22, 2026 (GLOBE NEWSWIRE) -- Dividend Select 15 Corp. (the “Company”) announces it has renewed its at-the-market equity program (“ATM Program”) that allows the Company to issue shares of the Company to the public from time to time at the Company’s discretion, effective until February 21, 2028, unless terminated prior to such date by the Company. This program replaces the prior program established in December 2023 that has terminated. Any Equity Shares sold in the ATM Program will be sold throu ...
Small business health insurance coverage at risk as costs rise, EBRI finds
Yahoo Finance· 2026-01-22 21:43
This story was originally published on HR Dive. To receive daily news and insights, subscribe to our free daily HR Dive newsletter. Dive Brief: Employment-based health insurance coverage remains the most common source of coverage among the nonelderly population, at roughly 60%, according to a recent research report from the Employee Benefit Research Institute. Meanwhile, the share of employers providing coverage inched upward to 49% in 2024, from a near record low of 46.3% the year before, EBRI found. ...
Venezuelan leader’s capture shows the limits of travel insurance. Experts warn coverage gaps could leave you on the hook
Yahoo Finance· 2026-01-22 21:00
You generally can’t get travel insurance coverage for high-risk activities or extreme sports like skydiving or riding a moped, unless you have a specific rider for it.You would be left out of pocket, paying to shelter in place, leave via emergency flights or evacuate to a safer destination, especially in areas where airports, ports or roads might be closed down.These insurance gaps could leave travelers financially exposed to canceled trips, emergency evacuations or medical crises tied to political instabil ...