Key Takeaways Refinancing demand is improving as lower mortgage rates lift borrower interest and mortgage activity.RKT could benefit from higher refinance volumes and integration synergies from Redfin and Mr. Cooper.AGNC and NLY may gain from a stronger Agency MBS market, though prepayment trends remain important.Mortgage rates are showing signs of easing, putting refinancing activity back on investors’ radar. While the recovery remains gradual, even a modest decline in borrowing costs can be meaningful for ...