When it comes to buying a house, you have a lot of choices for which type of mortgage to get. The FHA loan is one of the most common. These government-backed loans offer an easy, often more affordable road to homeownership than other mortgage options. Right now, they account for nearly 20% of all mortgage applications, according to the Mortgage Bankers Association. So, should you also consider an FHA loan to buy a house right now? What’s an FHA loan? An FHA loan is a type of mortgage insured by the Fede ...