President Trump has stated his intention to place import tariffs on all goods made outside of the United States, supporting his America First initiative. He wants to galvanize the nation's manufacturing industry, which is a boon to factory workers. However, tariffs may stimulate inflation as importers pass the additional expenses onto the customer. It’s believed that tariffs increase prices and decrease trade. Tariffs are paid by the importers, making it more expensive to buy foreign products, thereby direc ...

Affirm Holdings, Inc. (AFRM) recently announced that it is entering into a long-term capital partnership with global investment firm Sixth Street. Under this partnership, Sixth Street will invest up to $4 billion in purchasing Affirm loans over the next three years through an innovative AssetCo structure. In the same month, PGIM Fixed Income completed a $500 million private purchase of Affirm’s loans.This transaction is the largest capital commitment in Affirm’s history. By leveraging this funding, Affirm g ...

Payment network Affirm and global investment firm Sixth Street have formed a long-term capital partnership in which Sixth Street will invest up to $4 billion by purchasing Affirm loans in a three-year forward flow agreement.This capital commitment will enable Affirm to extend up to $20 billion in loans over the next three years, the companies said in a Friday (Dec. 13) press release.The partnership provides capital efficient funding to support the company’s growth plans, Affirm Chief Capital Officer Brooke ...

Two trendy areas in finance – fintech and private credit — are coming together in a new multi-billion dollar joint venture. Affirm Holdings is getting its largest-ever capital commitment with a new partnership from private-credit firm Sixth Street, which is investing in $4 billion worth of loans over the course of three years. Sixth Street is committing capital upfront for Affirm to underwrite short-term installment loans – between 4- to 6-month timeframes. Once paid back, the capital rolls back into the po ...

Affirm Holdings, Inc.’s (AFRM) shares have gained 42.3% in the year-to-date period compared with the industry’s 22.3% growth. It has also outperformed the broader Zacks Business Services sector’s 21.8% rise and the S&P 500’s 27.3% increase in the said time frame. The company has been benefiting on the back of an expanding buy-now-pay-later (BNPL) market, advanced risk assessment technology and merchant partnership growth. It has a market cap of $22 billion. Closing at $69.93 in the last trading session, the ...

Affirm Holdings, Inc. (AFRM) recently announced that it has expanded its partnership with PGIM Fixed Income, a Prudential Financial, Inc. (PRU) company.  Under this partnership, PGIM Fixed Income completed a $500 million private purchase of Affirm’s loans. Affirm also announced new merchant partnerships with prominent retailers, adding to its merchant network.Earlier, PGIM Fixed Income invested in Affirm’s public asset-backed securitizations. Affirm has issued 21 asset-backed securitizations worth $10 billi ...

Affirm has partnered with eight more merchants to help their shoppers use flexible pay-over-time options.Consumers in the United States can now select Affirm as a payment option at checkout at Agape Diamonds, Discount Tire, Ever/body, FullBeauty, Garmin, Hotels.com, Living Spaces and Sweetwater, the buy now, pay later (BNPL) provider said in a Tuesday (Dec. 3) press release.Affirm’s global network has grown by 20% year over year to include more than 320,000 merchant partners, according to the release.In add ...

核心观点 - Affirm Holdings (AFRM) 因其最近的Zacks Rank升级至2 (Buy)，可能成为投资组合的坚实补充 这一评级变化主要反映了盈利预测的上升趋势，这是影响股价的最强大力量之一 [1][3][11] 盈利预测与股价关系 - 公司未来盈利潜力的变化，如盈利预测的修订，与股价的短期走势有很强的相关性 这是因为机构投资者使用盈利和盈利预测来计算公司股票的公允价值 盈利预测的增加或减少会导致股票公允价值的上升或下降，从而影响机构投资者的买卖行为，进而影响股价 [4] Zacks评级系统的作用 - Zacks评级系统通过跟踪盈利预测的变化，帮助投资者做出投资决策 该系统基于盈利预测的四个因素，将股票分为五个等级，从Zacks Rank 1 (Strong Buy) 到 Zacks Rank 5 (Strong Sell) Zacks Rank 1股票自1988年以来平均年回报率为+25% [7] Affirm Holdings的盈利预测 - Affirm Holdings预计在2025财年每股盈利-0.53美元，同比增长68.3% 过去三个月，Zacks共识预测对公司的预测提高了35.3% [8] Zacks评级系统的公平性 - Zacks评级系统保持了'买入'和'卖出'评级的平衡，不受市场条件影响 只有前5%的Zacks覆盖股票获得'Strong Buy'评级，接下来的15%获得'Buy'评级 因此，排名前20%的股票具有优越的盈利预测修订特征，是短期内产生市场领先回报的坚实候选 [9][10]

Affirm Holdings, Inc. (AFRM) recently shared research findings showing that 71% of Canadians plan to maintain or increase their holiday spending this year despite economic challenges. However, shoppers are adopting a more thoughtful approach, focusing on meaningful purchases, seeking the best deals, and using flexible payment options like buy now, pay later (BNPL) to better manage their budgets.The research reveals that 77% of consumers are adopting a "slow shopping" approach, taking extra time to evaluate ...

核心观点 - Affirm Holdings, Inc. (AFRM) 与JD Sports合作，为JD Sports和Finish Line的客户提供分期付款选项，涉及品牌包括adidas、New Balance、Nike和North Face。这一合作旨在利用即将到来的黑色星期五和网络星期一购物季，提升销售和平均订单价值[1][2] 合作细节 - 合作将在超过500家JD Sports和Finish Line门店以及在线平台上提供Affirm的定制化支付选项，客户可以选择低至0%年利率的分期付款计划，无隐藏费用或滞纳金[2] - 此次合作恰逢假日购物高峰期，Affirm在2024年10月见证了体育用品零售商购买量同比增长50%，显示出对运动时尚和鞋类需求的增加[3] 行业影响 - 合作将JD Sports纳入Affirm的广泛商户网络，该网络包括超过320,000家商户，如Amazon、Peloton、American Airlines和SeatGeek等。这一战略合作伙伴关系有望提升JD Sports的销售和平均订单价值，并增加Affirm的商品交易量[4] - 随着通胀推高成本，更多消费者转向BNPL（先买后付）解决方案以获得财务灵活性。未来利率正常化可能导致较低的借贷成本，进一步推动交易量并增加Affirm服务的使用[5] 股价表现 - 过去一年，Affirm的股价上涨了125.6%，而其所属行业的增长为32.1%[8]