核心财务表现 - 截至2026年6月的季度，公司营收为1.1771亿美元，同比增长6.6% [1] - 季度每股收益为0.91美元，高于去年同期的0.75美元 [1] - 季度营收超出Zacks一致预期1.56%（预期为1.159亿美元） [1] - 季度每股收益超出Zacks一致预期15.19%（预期为0.79美元） [1] 关键运营与财务指标 - 效率比率为46.9%，优于分析师平均预估的50.2% [4] - 净息差为4.3%，与分析师的预期一致 [4] - 生息资产平均余额为94.6亿美元，略高于分析师预期的94.1亿美元 [4] - 贷款和租赁净核销率为0.2%，优于分析师平均预估的0.4% [4] - 贷款销售净收益为610万美元，高于分析师平均预估的557万美元 [4] - 非利息收入总额为1688万美元，高于分析师平均预估的1480万美元 [4] - 净利息收入（完全应税等价）为1.0101亿美元，略低于分析师平均预估的1.0129亿美元 [4] - 存款费用和服务费为285万美元，略低于分析师平均预估的290万美元 [4] - 财富管理和信托收入为127万美元，略低于分析师平均预估的130万美元 [4] - ATM和交换费为138万美元，高于分析师平均预估的99万美元 [4] - 净利息收入为1.0084亿美元，略低于分析师平均预估的1.0104亿美元 [4] 市场表现与展望 - 过去一个月，公司股价回报率为+3.5%，同期Zacks S&P 500综合指数回报率为+0.4% [3] - 公司目前Zacks评级为3（持有），表明其近期表现可能与整体市场同步 [3] - 关键财务指标对于驱动公司的营收和利润至关重要，与上年同期及分析师预期的比较有助于投资者判断股价走势 [2]

Byline Bancorp (BY) came out with quarterly earnings of $0.91 per share, beating the Zacks Consensus Estimate of $0.79 per share. This compares to earnings of $0.75 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of +15.19%. A quarter ago, it was expected that this bank holding company would post earnings of $0.74 per share when it actually produced earnings of $0.83, delivering a surprise of +12.16%.Over the last four quarters, ...

Exhibit 99.1 Chicago, IL, July 23, 2026 – Byline Bancorp, Inc. (NYSE: BY), today reported: | | | | At or for the quarter | | Second Quarter Highlights | | --- | --- | --- | --- | --- | --- | | | | 2Q26 | 1Q26 | 2Q25 | (compared to 1Q26 unless specified) | | Financial Results ($ in thousands) | | | | | • Delivered strong quarterly results, reflecting | | Net interest income (NII) | $ | 100,836 $ | 99,863 $ | 95,982 | record revenues and solid growth | | Non-interest income | | 16,876 | 12,538 | 14,471 | | | ...